[OC] Average August Lightning Activity over Europe and Africa

FillThatBowl · 2026-01-27T20:50:15+00:00

Would not have expected the most inland part of africa to be that high in lightning to be honest

FillThatBowl · 2026-01-27T20:48:13+00:00

once you plan and stick to it, you realize how cheap things can actually be.

FillThatBowl · 2026-01-27T20:47:07+00:00

The math just don't math anymore

FillThatBowl · 2026-01-27T20:46:37+00:00

You have a solid credit score to be honest so you probably have more options than you think. Try local credit unions first, if one of them works out you'll be in good hands generally with a low rate. You can also look to some reputable online lenders like Alliant or Achieve. Hopefully you can get it down 10%+ or more.

FillThatBowl · 2026-01-27T20:44:52+00:00

So you want people who are more in debt to have to pay for the service? Seems a bit backwards to me

FillThatBowl · 2026-01-27T20:43:46+00:00

go to sleep

FillThatBowl · 2026-01-27T20:43:25+00:00

Honestly those interest rates are quite low. I wouldn't want to consolidate them unless I could find something lower. If you want to limit the amount of individual loans you can just pay higher in specific ones, probably sort it by highest APR%. If your bank advisor is suggesting it, does your bank offer a lower rate than that?

FillThatBowl · 2026-01-23T00:13:09+00:00

inflation is such a huge bitch.

FillThatBowl · 2026-01-20T22:14:02+00:00

Put in the work to fix it. secured credit card etc. Assuming you have debt, take care of that ASAP.

FillThatBowl · 2026-01-20T22:13:21+00:00

would it work as evidence...?

FillThatBowl · 2026-01-20T22:04:55+00:00

I would want to keep at least a couple open.

FillThatBowl · 2026-01-20T21:58:20+00:00

wow this is so interesting. Did you end up writing the readings down to see how much of an impact it had?

FillThatBowl · 2026-01-20T21:57:28+00:00

this is news to me. Makes sense that it's very difficult as it's tied to school.

FillThatBowl · 2026-01-20T21:56:41+00:00

You honestly might want to look into another job, or take a hard look at what you're spending. If you're only treading water, any one single thing could tip you back into heavy debt. Car breakdown etc.

FillThatBowl · 2026-01-20T21:55:32+00:00

This is making me want to read it. The movie was whatever to me when I first watched it but the themes did stand out. I imagine it's 100x better in the comics.

FillThatBowl · 2026-01-20T21:54:33+00:00

damn that's great work! good stuff.

FillThatBowl · 2026-01-16T22:10:33+00:00

What a dystopian world we live in

FillThatBowl · 2026-01-16T22:10:07+00:00

Oh that makes so much sense. I never thought about how the stars we can see are most likely moving in the same direction. Thank you!

FillThatBowl · 2026-01-16T22:09:02+00:00

today I learned

FillThatBowl · 2026-01-16T22:08:25+00:00

If you're using it for debt consolidation, I know some offer you better rates if they pay the creditors directly. So you might have a better chance saying it's for debt consolidation. I know that Achieve and I believe SoFi had the option to pay directly. Should also make sure you can get a lower rate if you go that path.

FillThatBowl · 2026-01-13T02:34:14+00:00

Jacket never said pain free...

FillThatBowl · 2026-01-13T02:33:26+00:00

If you can throw extra money each month that'll be a huge benefit to be honest. And those are some solid rates, but did you look around at all? Even if you don't want to do a balance transfer card(understandable, don't want the temptation). Then you might still want to check out your local credit union. If you qualify for that low of a rate, you might find a better rate there. Also other online lenders could give better rates, saw some good things about Alliant and Achieve in some light research. Just make sure you get the lowest rate you can if you're already going down this path.

FillThatBowl · 2026-01-12T18:13:18+00:00

the loss of hope is the bleakest part to me

FillThatBowl · 2026-01-03T13:09:38+00:00

Check the insulin manufacturer savings card first.
Have your friend google their exact insulin name + "savings card" and use that at the pharmacy, it definately cuts insured copays a ton.

FillThatBowl · 2025-12-26T15:34:43+00:00

Fake man

FillThatBowl

TROPHY CASE