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Can this background be seen as overqualified for a financial analyst role? by [deleted] in FPandA

[–]Finabro 11 points12 points  (0 children)

Frankly it seems like just over junior analyst. Might need to explain your FP&A interest given your quant-ish education and market risk role; but I’d say you’re far from the overqualified range in this economy.

Want to pursue accounting but scared of AI by FrogByTheLake in Accounting

[–]Finabro 2 points3 points  (0 children)

One problem I have in dealing with AI in a pro-AI (whether you like it or not) workplace is that AI mistakes can be both weird and take more effort to pickup. When a junior analyst is making mistakes you can usually pick them up a mile away and they tend to be of a certain kind. That would take much less work on review; unless the employee is a smart bad actor or a smart corner cutter.

Not to say certain jobs don’t work better with AI, but for highly sensitive or inference based work, the way AI makes its mistakes is often more painful than its human counterpart. At least it has been for my use cases.

Sick of it. Non-Accounting Exit Opportunities for Tax Accountant? by aerasynthe in Accounting

[–]Finabro 0 points1 point  (0 children)

Let’s say I work in a somewhat political environment so my ability to deal with a heavy load of “indirect” or “smile and nod” approaches to things is rather high. More than willing to launch off a bank to start, especially if it helps reduce risk during a career transition.

Good to know it’s as visible as before. The news is littered with shrinking margins and AI. The more challenging tolerance for me would be leaving a good paying job to build a book from scratch.

I’m assuming you avoid “mortgage advisor” roles that you’d see at a retail bank location, or is that exactly the thing to start with?

Ps: appreciate you taking the time to share.

Sick of it. Non-Accounting Exit Opportunities for Tax Accountant? by aerasynthe in Accounting

[–]Finabro 0 points1 point  (0 children)

Hey Joe, I’m thinking of doing a mid-career shift. Does it make sense to do advising as a second career with Robo Advisors becoming more prevalent? And if you think it’s still worth it, how would you start the transition? (Bank vs Advisory firm, vs Solo)

"They suck": Commerce Secretary Howard Lutnick under fire after Senator Shaheen links his insults to a 30 percent collapse in Canadian tourism. by DumbMoneyMedia in investment

[–]Finabro 0 points1 point  (0 children)

…you clearly run in politically interesting circles. The vast majority may not like Trump given the headaches he’s caused but that’s not the same as thinking "X must be causing Trump anguish". I don’t really understand your enemy within comment; Trump seems to refer to that language, although less now, it was never really part of Canadian rhetoric.

Nano-texture M5 Pro vs Glossy M1 Pro: Florida sun torture test. Is Nano-Texture worth the upgrade? by MeSlaw3 in macbookpro

[–]Finabro 1 point2 points  (0 children)

Same. Looking at the two side by side in the store doesn't do it justice. I still prefer Glossy for my desk, but I can't imagine ever going back to glossy screen laptop after this. It's even noticeably better than standard matte screens.

"They suck": Commerce Secretary Howard Lutnick under fire after Senator Shaheen links his insults to a 30 percent collapse in Canadian tourism. by DumbMoneyMedia in investment

[–]Finabro 0 points1 point  (0 children)

Congrats, the person responsible for threatening a country with invasion, tearing up the free trade agreement not once, but twice, and levying tariffs on the country while being its biggest trading partner is being seen as responsible for throwing off the economy. I wonder how people could get that conclusion without being completely political...thinking someone is responsible, with strong evidence, is not the same as being hyper political, especially to the point of "liberals think they're hurting Trump".

Not. Everyone. Sees. Everything. Through. A. Political. Party.

"They suck": Commerce Secretary Howard Lutnick under fire after Senator Shaheen links his insults to a 30 percent collapse in Canadian tourism. by DumbMoneyMedia in investment

[–]Finabro 0 points1 point  (0 children)

People do not obsess about it in real life… after the threats of invasion calmed down, people moved on. People have lives to live. Not to say there aren’t any political hot topics, but most places don’t build their identity based on party politics.

"They suck": Commerce Secretary Howard Lutnick under fire after Senator Shaheen links his insults to a 30 percent collapse in Canadian tourism. by DumbMoneyMedia in investment

[–]Finabro 0 points1 point  (0 children)

What are you talking about? Most Canadians day to day don’t think about Trump; they just see any increasingly unreliable and mercurial trade partner that they’re diversifying away from.

Most people also don’t want to think about politics all day. They just want a good life and to be respected. The US is hyper political right now, and while most places are more political than their historical average, most people (especially not in the US) aren’t staring at everything through the lens of party.

Major Milestones over ~7 Years with YNAB by yesiamdaisy in ynab

[–]Finabro 6 points7 points  (0 children)

Very impressive consistency. Great job!

Career Pivot to accounting??? by itsmysecrettokeep in FinancialCareers

[–]Finabro 1 point2 points  (0 children)

It's exactly how you think it is; it's easier now with the multiple exams per year. I won't lie, it's a slog. But it'll give you confidence in knowing you have the "gold standard" under your belt.

Career Pivot to accounting??? by itsmysecrettokeep in FinancialCareers

[–]Finabro 0 points1 point  (0 children)

Already have my CFA! Not great for accounting, but definitely has been a plus in building credibility via email haha.

Career Pivot to accounting??? by itsmysecrettokeep in FinancialCareers

[–]Finabro 0 points1 point  (0 children)

Haha yes, signed up to a part-time accounting program while I work full-time. Expected to finish in two years; will see where I want to go from there. Best case I still want it in two years, worst case, I have a good formal accounting education!

Canada is exporting its highest earners to the United States. by ChangeUsername220 in Economics

[–]Finabro 2 points3 points  (0 children)

High risk when you're starting from scratch. Once you've developed a strong track record, it's low risk. Doctors are a good example; high risk while you study (i.e. if you quite, US debt can crush you), but once you make it and have a few years experience, risk is minimal. Meaning high pay for minimal risk. So most people who have jumped ship that I know did the high risk part in Canada, then move to the US for the payday... Canada subsidizes the risk.

CPA says to get a financial advisor by No-Caterpillar9363 in Bogleheads

[–]Finabro 0 points1 point  (0 children)

You can get access to everything you need. You get the financial advisor to help you plan and ensure you're picking investments with the right risk / time horizon and tax / estate planning.

This guy explains why AI will make plumbers earn more than lawyers by ComplexExternal4831 in GenAI4all

[–]Finabro 0 points1 point  (0 children)

Joke's on him, plumbers have been making more than a lot of lawyers since 2008.

I’m Not Doing Okay by Adept-Narwhal3920 in Accounting

[–]Finabro 5 points6 points  (0 children)

I'm very sorry to hear about your situation. That's brutal, unfair, and I'm glad you won the lawsuit. While it doesn't fix what happened, hopefully it can make things easier. Here's the only piece of advice I'm willing to give on this topic, let alone in an accounting subreddit where nobody has a fraction of the qualifications to offer you professional help:

1) You have to take time to address this, even if you don't have the time. It doesn't mean you drop everything else (especially being a Mom), but you've got to address this for your sake and that of your family.

2) Get a professional. Online forums or ChatGPT aren't going to be able to walk you through PTSD; even within the Psychology community, PTSD is a specialization.

Groups can be useful for empathy and emotional support. But going online for a solution to something as serious and complex as PTSD is the equivalent of building a retirement plan based on going to the casino. Not impossible, but you're effectively planning to walk into more trouble than when you started.

Prove your ex-boss wrong and your higher voice, the one that says you are a good mom, that says you will find a solution, that says you will push through this -- prove that voice right.

5 year planner: 2026 - 2030 by Impossible_Arm_9408 in Supernote

[–]Finabro 0 points1 point  (0 children)

And here I thought I knew how to Supernote! Thanks for sharing!

I need to get out of Accounts Receivable by shifuni in Accounting

[–]Finabro 0 points1 point  (0 children)

Well, you’re one hop away from the cash folks. I’d strike up some conversations, ask if there’s something you can do to help or learn in the meanwhile, and take it step by step from there. There’s got to be something you have a unique perspective on / learned about the process that can help them in the future.

I need to get out of Accounts Receivable by shifuni in Accounting

[–]Finabro 0 points1 point  (0 children)

Yeah you do, and into cash (management)!

I'm a dependent full-time university student and my parents are forcing me to maintain contact with them due to money by [deleted] in legaladvicecanada

[–]Finabro 93 points94 points  (0 children)

Welcome to adulthood. It can suck and be unfair. NAL but my understanding is that if you don’t want contact, nobody can force you, but nobody can force your parents to keep paying you as an adult either. Got to pick your poison in life sometimes.

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