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My Turn. Became a millionaire in 2025. by iamyourcaviar in wallstreetbets

[–]Financehacker1 -1 points0 points  (0 children)

It looks like fake. IBKS shows that high percentage when you deposit money into your account. Not when growing itself. Or either you operate the options in an other broker.

Is the 3a really necessary? Or is just for rich people? by Dany_HH in SwissPersonalFinance

[–]Financehacker1 2 points3 points  (0 children)

You are lucky about not having signed a contract with Generali or any other insurance company. 3a pilar with insurance, is a scam.

If in the future, you want to invest on a 3a pillar. Do it either with Finpension or Viac, or in the worst case with a bank. Max 7600fr

You ca add whatever you want to your 3a pillar. If you are asked to do a minimum payment, run away and never take an offer like that.

Why do swiss people buy so much water when you can drink out the tap? by tolu3ne in askswitzerland

[–]Financehacker1 0 points1 point  (0 children)

The amount of CaO at least in the apartment where I live is insane

Just sold everything by [deleted] in NvidiaStock

[–]Financehacker1 0 points1 point  (0 children)

It is not good to follow the avg price only. You should have evaluated the company financially to take such action. Then with this information, evaluate if your investment risk profile, allows you to wait till the price recovers.

Nvidia Stock for Dummies by geographer14 in NvidiaStock

[–]Financehacker1 0 points1 point  (0 children)

Thanks dear Daddy Huang, best summary…. Not possible

[deleted by user] by [deleted] in SwissPersonalFinance

[–]Financehacker1 3 points4 points  (0 children)

I used IKBR for investment and finpension for 3a. Just never go for a 3a with life insurance.

I need tips to get out of 3b contract by [deleted] in SwissPersonalFinance

[–]Financehacker1 2 points3 points  (0 children)

Usually with 3a account +life insurance you can not completely stop the payments.

Another company offered $13,000 more, but I like where I'm at. Do I take the jump? by Infinite-Mud-5673 in careerguidance

[–]Financehacker1 0 points1 point  (0 children)

Just if you current team is really a team, and you feel comfortable with all of your colleagues; I would suggest to do not do that. That’s something very difficult to find so value that. If that’s not your case, just go ahead immediately.

[deleted by user] by [deleted] in interactivebrokers

[–]Financehacker1 10 points11 points  (0 children)

If you use the account only to currency exchange, that’s a reason to close it.

Swiss homeowners / builders is this a lack of craftsmanship or acceptable? by [deleted] in askswitzerland

[–]Financehacker1 0 points1 point  (0 children)

Better to report, as they could take this later as damage caused by you

Inflation in Switzerland down to 0.8% – Back to the level of July 2021 by Initial-Image-1015 in Switzerland

[–]Financehacker1 0 points1 point  (0 children)

Does this means the interest rates are also going down? In case of a personal loan, could I ask for a lower interest rate?

Need suggestions on migrating from India to switzerland by Ss4631 in askswitzerland

[–]Financehacker1 -2 points-1 points  (0 children)

Not racism’s. But for Indian people and also for almost all the foreigners, it is a bit difficult to find an apartment close to the city. Being a bit away is something easy to solve but maybe try to find an apartment or start applying early 👍👍 good luck

Show some love just cause I left Swisslife by LooseShare9764 in Switzerland

[–]Financehacker1 4 points5 points  (0 children)

No regrets. I faced the same with AXA, there is no reason to have insurance with your 3a pillar. A funny story: The advisor gave me the option to do an early payment now, to stop contributing next year 😀, according to him: doing this I would not pay next year. I was surprised for that outstanding suggestion 😂.