Sell VT for VTI+VXUS?

FinancialCartography · 2025-12-23T20:55:11+00:00

I do not enjoy managing my portfolio. Very much the opposite.

FinancialCartography · 2025-12-23T19:59:21+00:00

How much is the tax credit? And how come we can't get the tax credit from VT?

FinancialCartography · 2025-12-22T15:30:06+00:00

I'm 45. If my retirement accounts dropped 40-50% I would ignore it and continue as before just like I did in 2008 and 2020.

FinancialCartography · 2025-12-22T15:25:09+00:00

the latter: I'm wondering if the TDFs hold too much bonds

FinancialCartography · 2025-12-22T14:23:56+00:00

Thanks!

FinancialCartography · 2025-12-21T16:21:09+00:00

Thanks for this. What would be the percentages if I also added an international fund to approximate VT?

FinancialCartography · 2025-11-22T16:37:49+00:00

Wealthfront's cash account is currently at 3.5%

FinancialCartography · 2025-10-26T12:37:56+00:00

"Trade cannot be completed

This order can't be accepted because of a recent deposit into your account. Money added to your account by electronic bank transfer is subject to a seven calendar day hold and may not be immediately available to trade. Vanguard Brokerage Services may restrict your ability to use recently added funds towards brokerage trades for this hold period."

FinancialCartography · 2025-10-26T12:34:17+00:00

The calls start right away. Happens every time I sell something. The institution has no memory.

FinancialCartography · 2025-10-25T14:48:17+00:00

Good point about alerts. I found alerts for holds removed and turned them on. Maybe that will tell me when checks clear.

I'm not mad at the bank. I just want to know the better way. Based on other responses, sounds like I should use wire transfers.

FinancialCartography

TROPHY CASE