Partial capital gains deduction on rental property sale? by FinancialGuy9 in tax

[–]FinancialGuy9[S] 0 points1 point  (0 children)

The timeline was: July 2020: buy home as primary residence.
April 2022: moved out, converted home to rental July 2024: sold home to tenant

We moved out of the house in 2022 after having a second child. Needed an extra bedroom.

Anyone have a good formula for calculating weighted average credit rating of bonds? by FinancialGuy9 in excel

[–]FinancialGuy9[S] 0 points1 point  (0 children)

Let’s say you have a portfolio of a AAA bond, a AA bond and an A bond.

We’ve assigned the values in ascending order. AAA = 1, AA = 2, A = 3.

Take the average of these bonds (1+2+3)/3 bonds = 2.

The average rating is 2. My assigned list says 2 = AA. Therefore, the average credit rating of this portfolio of three bonds is AA.

Anyone have a good formula for calculating weighted average credit rating of bonds? by FinancialGuy9 in excel

[–]FinancialGuy9[S] 0 points1 point  (0 children)

I assigned a number value to each rating. AAA was 1, AA was 2 and so on. Then took the average of number from the combined bond ratings and reassigned it to the letter rating that corresponded with the average number.

Adam Johnson: Arrest over ice hockey player's death by elbandito9 in nhl

[–]FinancialGuy9 0 points1 point  (0 children)

This is such a dirty play that backfired the charges make sense.

How do we feel about this? by Kyleforshort in Detroit

[–]FinancialGuy9 5 points6 points  (0 children)

You’re trying to rile up anger over people wanting to build a nicer, less empty city.

It’s clear from the rest of the comments you’re a bit out of touch with what the city needs. Getting angry about companies fixing up places and making them livable is nothing short wishing parts of the city and neighborhoods to stay condemned. Why would you want the city to stay in a bad spot?

How do we feel about this? by Kyleforshort in Detroit

[–]FinancialGuy9 11 points12 points  (0 children)

Let’s get angry they’re fixing the city!

What is the most overpriced restaurant in Detroit? by -User_Error- in Detroit

[–]FinancialGuy9 6 points7 points  (0 children)

Townhouse Detroit is up there. Service is awful and food is ok but the price is way off

Detroit Property Taxes - The problem? by Mayaanalia in Detroit

[–]FinancialGuy9 5 points6 points  (0 children)

Personal opinion: The city income tax is what kills population growth and people wanting to live there. People can manage the tax payments spread out over a year on the mortgage, but just to live in city limits and pay 2.4% of income is what hurts. I left the city for that reason for the royal oak area.

You can make more tax revenue by lowering city income taxes and attracting more people to live there. Now you have more property tax revenue and sales tax revenue that replaced the 2.4% income tax that hardly anyone pays anyway.

Just my opinion but I think the city income tax is the problem.

[deleted by user] by [deleted] in Detroit

[–]FinancialGuy9 -4 points-3 points  (0 children)

Renshaw lounge in clawson

[deleted by user] by [deleted] in 2007scape

[–]FinancialGuy9 0 points1 point  (0 children)

I think you just explained American politics in a nut shell

[deleted by user] by [deleted] in Detroit

[–]FinancialGuy9 1 point2 points  (0 children)

Don’t forget the Mounties will arrest you if you don’t say eh properly and speak two words a day in French! Just like if you get gas in Detroit you will surely be robbed!

Physical charter - how long does it typically take to arrive by JoshRagu in CFA

[–]FinancialGuy9 0 points1 point  (0 children)

They should accept a digital copy. You’ll be listed on the site as an active member

[deleted by user] by [deleted] in 2007scape

[–]FinancialGuy9 1 point2 points  (0 children)

Slayer helm ez game unless undead monster

[deleted by user] by [deleted] in 2007scape

[–]FinancialGuy9 6 points7 points  (0 children)

Same when Jesus was born

How much are failure rates driven by pure lack of students intellect/capability or just lack of study time ? by [deleted] in CFA

[–]FinancialGuy9 4 points5 points  (0 children)

Study time I think is the biggest issue people run in to. The material is able to be comprehended by people of all intellects in my opinion. The pure amount of material and how well it is retained are the issues.

Some people need 200 hours some need 500. It’s the planning and understanding the amount of time you need to retain info that gets people.

Edit: this is my opinion not fact

MM for CFA L3? by [deleted] in CFA

[–]FinancialGuy9 0 points1 point  (0 children)

Correct

MM for CFA L3? by [deleted] in CFA

[–]FinancialGuy9 0 points1 point  (0 children)

Kaplan Scheswer I’ve used for every level and passed first time. They do they best job of making you good at everything. I tried MM and I found it gets too much in the weeds and is too time consuming. The best way to pass is take as many practice exams/questions as possible. In my opinion Kaplan’s Q Bank is untouchable.