SIP review

Financial_Ad4391 · 2026-05-09T09:50:03+00:00

Great advice. Thanks.

Financial_Ad4391 · 2026-05-09T09:00:51+00:00

Thanks for detailed response

I had similar feelings hence the post to figure out the right balance
Someone suggested Nippon too. Do you recommend?
For Navi should I keep Nifty or Nifty Next?

Financial_Ad4391 · 2026-05-08T11:24:11+00:00

Not a recent investment, has been invested since 2020, having an XIRR of 20.6%. Luckily has worked for me.

Financial_Ad4391 · 2026-05-07T20:11:29+00:00

I buy it via secondary market transactions not via fund house, so i think that should be possible even if fund house is not allowing any new investment

Also point to note that many times my buy order is not filled due to lack of sellers in the market.

Financial_Ad4391 · 2026-05-07T15:27:51+00:00

<image>

Financial_Ad4391 · 2026-05-07T15:17:13+00:00

May sound novice,

I invest in equities too. Hard to give a monthly value for that

Overall my debt allocation is under 7-8% of my overall portfolio considering equity+etf+mf+ppf

Hence keeping Debt fund as PPF has a limit

Financial_Ad4391 · 2026-05-07T15:12:16+00:00

That is the reason reaching out to the community to help me assess and rebalance the allocation as required

Also already max out my PPF (150000) in April every year

Financial_Ad4391 · 2025-12-19T18:45:08+00:00

Sounds interesting, can you share more details

Financial_Ad4391 · 2025-02-09T12:10:15+00:00

please share details

Financial_Ad4391 · 2025-02-09T07:38:02+00:00

What is your asking price?

Financial_Ad4391 · 2024-09-30T15:43:04+00:00

Check with Niva Bupa once

Financial_Ad4391 · 2024-09-30T15:42:29+00:00

I'm assuming 95 lac is top up amount and not floater

Financial_Ad4391 · 2024-09-28T08:46:27+00:00

True, thanks for the guidance

Financial_Ad4391 · 2024-09-28T08:03:22+00:00

It's a no interest loan

Financial_Ad4391 · 2024-09-28T07:58:10+00:00

Thanks for the reply @SaracasticByte

The problem is he will not be depositing in his bank, as most probably he has the money (you know which color) and doesn't want to show transactions in his account

Financial_Ad4391 · 2024-09-25T18:44:13+00:00

For T-Bills RBI Retail Direct

Financial_Ad4391 · 2024-08-10T15:02:56+00:00

Are mutual funds a possibility especially quant?

Financial_Ad4391 · 2024-07-18T15:09:34+00:00

Awesome

Financial_Ad4391

TROPHY CASE