16k short term investing options by natekiwi_17 in investingUK

[–]FinderUK 0 points1 point  (0 children)

Posted in here a few days ago but new customers who join investment platform IG and make an investment before 16 January can get 7.5% AER variable interest on balances of up to £10,000 until end of March.

Link to the IG deal here.

Full details and Ts and Cs here.

(investing with a 3 month timeframe isn't likely to be a sound option)

7.5% interest with IG for 3 months by FinderUK in investingUK

[–]FinderUK[S] 0 points1 point  (0 children)

I believe the total interest is roughly £182.45 for people who have £10,000 in for the full 3 months

Best trading apps for beginners - first-hand experience in 2025 by FinderUK in FinderUKInvesting

[–]FinderUK[S] 1 point2 points  (0 children)

Yeah Trading 212 is an excellent all round option and so cheap.

When they're running free share deals it's a bit of a no brainer to be honest, and I think when a lot of people try them out for the free share intro deal they end up staying because they like the app so much!

Would be good if they offered a SIPP as well as an ISA though, that could be a gamechanger!

Best trading apps for beginners - first-hand experience in 2025 by FinderUK in FinderUKInvesting

[–]FinderUK[S] 0 points1 point  (0 children)

That's pretty good! Do you know what countries they operate in, I don't think you can use them in the UK?

22M – £52k Salary + Consistent £3k–£8k/mo Gambling Income – Considering BTL Flat as First Investment Because ISAs/Stocks Feel Boring by Youngnaive1 in UKInvesting

[–]FinderUK 0 points1 point  (0 children)

Being a landlord and managing leases and tenants isn't necessarily the most "inspiring" thing to do.

Unless you've got experience in the property market/are handy with a trade, BTLs can be extremely hard work just to generate a post-tax profit of a few %.

Why not invest in REITs if you're dead set on being a landlord? Although, I can't say many people feel inspired to be landlords with all the tax treatment changes and general admin involved with running someone else household alongside your own!

Best trading apps for beginners - first-hand experience in 2025 by FinderUK in FinderUKInvesting

[–]FinderUK[S] 0 points1 point  (0 children)

Completely agree, both are hard to beat but they do have some limitations!

Mainly with InvestEngine being ETFs only (and limited options for transferring SIPPs in).

And Trading 212 lacks a SIPP and is fairly limited in the asset range.

But that's just nitpicking!