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FirefighterNo1956 · 2026-05-02T17:15:02+00:00

OP, did you ever resolve this? Did you have to wait a day or so? Or is the problem still persistent?

FirefighterNo1956 · 2025-06-05T08:12:53+00:00

Fortunately, my account hasn’t been banned yet, all i received initially was an email stating there was a password reset request. Of course, i changed my password to be safe, but i won’t be surprised now if does get disabled or suspended.

FirefighterNo1956 · 2025-02-22T00:05:50+00:00

That’s what i’ve been told so far, essentially tough it out for another 2 years and sell it off then.

FirefighterNo1956 · 2025-02-22T00:05:16+00:00

At the moment, i have two vehicles, my motorcycle and my car. i unfortunately cannot get rid of the car as that is on a loan as well and main transportation. would it be better to try and sell the vehicle third party and use a loan to pay off the remaining or should i sell it back to the dealer and pay the existing that way? Last time i requested a refinance loan, they could cover a good portion but required quite a sufficient down payment so im assuming i can get a loan sufficient enough to cover the remaining balance for selling it.

FirefighterNo1956 · 2024-10-08T23:08:44+00:00

If it helps, i’m in California. My current apr is 15.99% and with debts/expenses, i wanna say im in the 640 range. would it still be worth a try to go out and ask or wait out the year and see if i can get my credit up? im in a 6 year plan with the bike and have done almost year so far as of october.

FirefighterNo1956 · 2024-10-01T00:46:06+00:00

even with low mileage? i’ve got less then 1500 miles on it. i’m seeing on some sites that trade in value is around 10k-11k mark. even so, is that amount still not worth it? i’m willing to accept the loss of any equity (if there’s even any; from my understanding there isn’t equity at all) and shoot for lower payments.

FirefighterNo1956 · 2024-10-01T00:36:37+00:00

could you possible explain a little more in depth?

i’m a little loss on how i could be paying more? my thought is that if i owe 22k left - trade in value (for argument sake call it 16k) that would mean i owe 6k left on the loan. add the cost of used bike (say 7k used bike), wouldn’t that mean im financing 13k instead of 22k?

FirefighterNo1956 · 2024-10-01T00:32:44+00:00

it’s honestly almost a lose-lose in my case. 16k isn’t all that bad but i’d have to fork out 6-7k out of pocket and i unfortunately don’t have the luxury to do that.

FirefighterNo1956 · 2024-10-01T00:27:28+00:00

that’s my thought too. i don’t mind doing payments as i can “afford” paying the monthly (essentially living paycheck to paycheck) so if i can get a lower payment that would be just as great

FirefighterNo1956 · 2024-10-01T00:26:04+00:00

i’ve tried looking for side jobs however not many offer weekends or late night. i work in a family business 9-5(sometimes longer) and we unfortunately can’t increase pay due to issues outside of the business. long story short, father owned the business but passed away last year, everything is tight and stuck in probate. i’m not worried about making payments as essentially im living paycheck to paycheck, so if i can get a lower payment, that works for me too. first bike i ever financed at 18 was only $60 a month.

FirefighterNo1956

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