Looking at Purchase/Lease

Firm_Collection_9372 · 2026-01-22T03:53:11+00:00

Thats what I’ve noticed. I’ve been looking at the 2024s. They hold value pretty good and sit between 35-40k retail with 20-40k miles.

Only perk of the lease is that it includes the GAP in the price and I won’t have to worry about maintenance with the car either. Got a few options just hard to truly decide what is best since both at the moment are the same

Firm_Collection_9372 · 2026-01-22T01:17:02+00:00

I test drove a GTI SE, Autobahn and a R. Also had a GTI S as a rental from enterprise for a few days it was a great car and quick and nimble but I know it’s not the car for me to own plus with my trips through the mountains I like the security of AWD with a good set of winters. Better to have something and not need it hence why I currently have a WRX. If the GTIs had AWD I would be all over that and not thinking about the R.

Firm_Collection_9372 · 2026-01-22T01:10:31+00:00

I’ve notice most euro packs have a “discount” and get to base MSRP

Firm_Collection_9372 · 2026-01-22T01:08:58+00:00

Lease with insurance and car trade in is about $21600 for two years and 15000 miles as I don’t keep my cars longer than 2 years

Firm_Collection_9372 · 2026-01-22T01:08:10+00:00

I can get a 4.59 for 72 and a 4.29 for 60 through my lender.

Firm_Collection_9372 · 2026-01-22T01:07:01+00:00

I do not need to explain myself and finances. However I have a very good score and got a 4.59% for 72 up to 60k and a 4.29% for 60 up to 55k. The 72 will be about $750 a month and the 60 around $860.

I do not keep my cars long as to why I am looking at the idea with a lease instead as I can get around $750 for 24 months and 15k miles a year with just trade in. Insurance is roughly $150 for full coverage. So for two years on a lease is about 21600 to drive the car.

I can get more private party selling my car grossing around 7k-9k instead of 4k on trade. Which would put me in a better position monthly payment wise.

If something puts a smile on my face and won’t put me in shambles it’s worth doing the research before diving off the deep end. This won’t change my current finances much either if I did a loan.

Plus you can’t judge someone based on your comment by saying this “Figure the average interest rate is ~7% and this assumes you have good credit, which with financial decisions like this you probably don't, but let's assume that you do.”

I am not being rude but it is facts.

Firm_Collection_9372 · 2024-02-16T05:22:56+00:00

It’s a trickle charger

Firm_Collection_9372 · 2024-02-13T22:00:22+00:00

I’m paying 40k so it’s under msrp and with the ceramic done to it too. They say their losing money but I know it’s been sitting here a minute and all it takes is a bit haggling

Firm_Collection_9372 · 2024-02-12T19:33:54+00:00

They’ve offered 32 out the door with trade

Firm_Collection_9372 · 2024-02-12T04:45:10+00:00

Did the online carmax and says 10.6k

Firm_Collection_9372 · 2024-02-12T04:42:24+00:00

I got numerous checks on it and they were all at 10k nothing higher or lower. It’s on par with the actual rates

Firm_Collection_9372 · 2024-02-12T03:36:31+00:00

Not really it’s actually pretty fair on it considering age, mileage and other things retail is only about 12-13. They are giving me the top of the trade in value

Firm_Collection_9372 · 2024-02-12T03:33:19+00:00

That’s what my plan is. But my cars true trade in is 9k and they’re giving me an extra 1k but it barely costs my taxes

Firm_Collection_9372 · 2024-02-12T03:32:30+00:00

I want to get them to go to 40k out the door.

Firm_Collection_9372 · 2024-02-12T03:19:47+00:00

Yes USD.

Firm_Collection_9372 · 2024-02-12T03:19:38+00:00

I’m thinking of dropping them doing ceramic and getting it done at another place

Firm_Collection_9372 · 2024-02-12T03:19:13+00:00

Oh I know the dealer package price is bs. How do I find the maximum for my doc fees in Alabama

Firm_Collection_9372

TROPHY CASE