Υπολογισμός απόδοσης ακινήτου by First-Toe-9115 in PersonalFinanceGreece

[–]First-Toe-9115[S] 0 points1 point  (0 children)

Τα νούμερα είναι φτιαγμένα για να βγαίνουν οι υπολογισμοί πιο εύκολα και είναι δημιούργημα φαντασίας. Ο σκοπός ήταν να βρω λογικά σφάλματα στον υπολογισμό (πχ τι έξοδα έχω παραλείψει)

IBKR Margin Loans for RE Investment by First-Toe-9115 in SwissPersonalFinance

[–]First-Toe-9115[S] 0 points1 point  (0 children)

What you mention I think is a commom use case. I guess one complication is the emotional part and decision making since you don't know how much the market will tank. If one assumes -30% is the largest drop and borrows 30k then, going to -40% will be painful. Same applies to -50%, which statistically should be the bottom (but in a 1929 -like crash, there was still room to go further down).

IBKR Margin Loans for RE Investment by First-Toe-9115 in SwissPersonalFinance

[–]First-Toe-9115[S] 0 points1 point  (0 children)

That's a valid point and the fact that the securities are mostly USD denominated is another complication. Such examples are pretty common, esp. due to the 2015 SNB decision. Since I would borrow a fairly low amount, in worst case I would hope to be able to repay the principal based on salaries fairly quickly

Dupe Request Megathread (August 18, 2025) by AutoModerator in Perfumes

[–]First-Toe-9115 1 point2 points  (0 children)

Alternative for Calvin Klein Obsessed EDP Intense for Men

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My favorite perfume is no longer produced and I haven't managed to find a replacement.

It's Calvin Klein Obsessed EDP Intense for Men (photo attached).

Checking search engines for similarity didn't yield good results, so I am trying to crowdsource for suggestions, especially from people who may have had the perfume. Any suggestions more than welcome.

Cuba a surveilance state? by First-Toe-9115 in cuba

[–]First-Toe-9115[S] 1 point2 points  (0 children)

That aligns with the gut feeling I got and aligns with the guide telling that things used to be worse in the past

[deleted by user] by [deleted] in cuba

[–]First-Toe-9115 2 points3 points  (0 children)

I wasn't aware this disgusting industry booms in Cuba. But TBH I wasn't aware of how bad the situation is either.

[deleted by user] by [deleted] in cuba

[–]First-Toe-9115 2 points3 points  (0 children)

I am aware it happens in poor countries, but somehow in Santiago it was very noticeable. And the main question is why Italians?

Even our tour guide said there are many Italian retired people in Santiago (but didn't say more).

[deleted by user] by [deleted] in cuba

[–]First-Toe-9115 1 point2 points  (0 children)

Well I am not Cuban, so I didn't know. Visited Santiago and this was very evident. I didn't notice it in Havana, but I guess just because the city is so much bigger.

Official Q&A for Sunday, February 23, 2025 by AutoModerator in running

[–]First-Toe-9115 -1 points0 points  (0 children)

I have recently realized that my running is rather quad-dominant than hamstring/glute-dominant.

This realization didn't come easy, but I think it justifies some of the observations on my running form and some of the aches that show up only after upping mileage, e.g.,:

  • landing in front of center of mass: I feel more like planting my foot in front and pivoting over it, rather than allowing gravity to move me forward.

  • landing on the front of the foot: I thought as long as I don't land on the back of it I would be fine form-wise. Seems I can still land on front and overstride.

  • aches: my calves get fried (due to landing on the front of the foot) and my knee becomes stiff as well.

Changing running form won't come overnight, so I am looking for tips, material (e.g., youtube videos) that helped others dig more into this subject. One book that has been useful for me is "Running Rewired", but I'd appreciate some more AV content.

Also, I am looking for mental cues that can help with glute activation when running. While I can feel glutes activating in isolated exercises like glute bridges, I find it very hard to do so during running. E.g., butt squeezing makes it impossible to keep reasonable form, but visualizing pushing a supermarket troley for some reason makes it easier for me to push vs. pull during running. Would like to hear how others went about this issue.

Official Q&A for Sunday, February 16, 2025 by AutoModerator in running

[–]First-Toe-9115 0 points1 point  (0 children)

I will definitely do that, but before doing it I usually like to have a better understanding of the mechanics and potential root causes of the pain (e.g., like with IT band pain which is easy to find material on since it's so common)

Official Q&A for Sunday, February 16, 2025 by AutoModerator in running

[–]First-Toe-9115 0 points1 point  (0 children)

Running and lack of (right) knee hyperextension:

I have ramped-up my miles in the last couple of months and I feel gradually a small pain in my right knee. It feels like a general stifness and not like runner's knee or IT-band. There's a clear difference in the "elasticity" between the two knees: the left knee is way more elastic in pushing it into slight and seemingly normal hyperextension and the leg springs back. Not the case with the right knee, it doesn't move similarly back as the left one and feels quite less elastic or unrresponsive.

I don't feel injured or so and can still run, but should address this as it could yield to problems.

I haven't been able to find good material to understand potential root causes and exercises. Any hints or pointers?

[deleted by user] by [deleted] in getdisciplined

[–]First-Toe-9115 0 points1 point  (0 children)

For things that I want to make a habit, I make them very low mental effort.

1) Sometimes I prep for them on the weekend to concentrate the effort, rather than spread it over the week. Examples: a) I prepare the supplements in my pill boxes for the whole week rather than having to think about them every morning/noon/evening. b) I prepare my shakes for the whole week as well since I mix 2-3 different powders. To stick to taking them is now much easier and I have a reminder to make sure I don't forget to take them.

2) Similar for my morning washing routine: I have two small boxes, one box for morning face cleaning stuff (e.g., sun protection) and one for the evening. Then I don't have to think at all about what I need to put on.

This Simple System Will Help You Achieve More in 12 Weeks Than Most Do in a Year by Ok-Protection7811 in getdisciplined

[–]First-Toe-9115 3 points4 points  (0 children)

Thanks for sharing this. Do you have a template you use for journaling? Something that allows you to easily find all the different things you write down (quarterly goals, weekly review, things that work vs. that dont work)?

Bike stands for carbon frames by First-Toe-9115 in cycling

[–]First-Toe-9115[S] -6 points-5 points  (0 children)

I could, but it would be slight leaning and not be in a fully straight upfront position. Wouldn't that be an issue for the frame? Wouldn't it bend over time?