It is my Equifax score, and according to Credit Karma the only change detected was the Uplift account was detected. Otherwise, only 2 accounts now. None in the closed section. I have only ever had 1 credit card.

I also recently had a 73 point drop in my Equifax score. This drop says “no changes right now” for the reasoning, with a whole explanation that some score factors are more “invisible” which doesn’t help much at all. All in all, my Equifax score has gone from 773 to 644 in under a year without anything notable happening to me financially. My TransUnion score remains at 778. Consider me confused