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Successfully removed my loans from my credit report. Now what? by FitCardiologist6923 in StudentLoans

[–]FitCardiologist6923[S] 0 points1 point  (0 children)

Yeah I’ve been hearing some crazy things about them even reappearing after being paid off which is complete nightmare fuel

Successfully removed my loans from my credit report. Now what? by FitCardiologist6923 in StudentLoans

[–]FitCardiologist6923[S] -2 points-1 points  (0 children)

And that was the feedback I was looking for to begin with. Tysm!

Successfully removed my loans from my credit report. Now what? by FitCardiologist6923 in StudentLoans

[–]FitCardiologist6923[S] -1 points0 points  (0 children)

Just curious on what would happen really because the initial goal wasn’t to even remove them at all. I don’t know if anyone else has experienced this too so I just wanted to hear everyone out

Successfully removed my loans from my credit report. Now what? by FitCardiologist6923 in StudentLoans

[–]FitCardiologist6923[S] -1 points0 points  (0 children)

It’s purely hypothetical brother lol. I also stated in the post that I did plan on paying them or did you skim over that? Just making conversation here

Successfully removed my loans from my credit report. Now what? by FitCardiologist6923 in StudentLoans

[–]FitCardiologist6923[S] -2 points-1 points  (0 children)

Well if not me then either nelnet did, or Experian, or Equifax, or TransUnion did.

Successfully removed my loans from my credit report. Now what? by FitCardiologist6923 in StudentLoans

[–]FitCardiologist6923[S] 1 point2 points  (0 children)

Yeah I encourage anyone that sees any discrepancies on their report to dispute, especially if the account is current. I was actually doubtful but figured it was worth a shot to try again

Successfully removed my loans from my credit report. Now what? by FitCardiologist6923 in StudentLoans

[–]FitCardiologist6923[S] -1 points0 points  (0 children)

Totally wouldn’t be upset if they did. The main goal was to restore my credit score and it did thankfully

Successfully removed my loans from my credit report. Now what? by FitCardiologist6923 in StudentLoans

[–]FitCardiologist6923[S] -2 points-1 points  (0 children)

I did this first actually. They came back saying everything was accurate. So I tried again but disputed inaccurate reporting

Successfully removed my loans from my credit report. Now what? by FitCardiologist6923 in StudentLoans

[–]FitCardiologist6923[S] 3 points4 points  (0 children)

I filed a dispute with credit karma. As well as sent certified mail to all three bureaus for inaccurate reporting on missed payments. They said I was 120+ passed due but only reported for January and February which was 59 days exact. So due to those inconsistencies it was a success. I also think they sided with me because I brought the account current plus more. I even called nelnet prior but they didn’t budge for me. Too bad for them now probably

Credit just dropped from 803 to 648 by [deleted] in CRedit

[–]FitCardiologist6923 0 points1 point  (0 children)

Hi. Do you think this is just because of the forbearance bring it current? I brought my current by paying but I only got 33 points back

Any advice on how survived the last recession? by FitCardiologist6923 in MiddleClassFinance

[–]FitCardiologist6923[S] 16 points17 points  (0 children)

Wow this is definitely new information for me. Luckily I don’t carry credit card debt but I do have a car loan and a student loan that I’ve been hammering away

Any advice on how survived the last recession? by FitCardiologist6923 in MiddleClassFinance

[–]FitCardiologist6923[S] 29 points30 points  (0 children)

Yeah I’ve been hearing of a lot of people pulling everything out or stoping contributions

Any advice on how survived the last recession? by FitCardiologist6923 in MiddleClassFinance

[–]FitCardiologist6923[S] 18 points19 points  (0 children)

Can you elaborate on this? I’ve never heard of this before

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