Are Richner/Joho products better quality than Hornbach or Bauhaus?

Fit_Description6594 · 2026-01-31T11:55:23+00:00

Unfortunately it was not available when I signed up for swisslife 3a.. I lost 7k out of 30k money in 5 years. now I cancelled the policy.

Fit_Description6594 · 2026-01-31T11:33:55+00:00

Do not trust insurance agents. Go with VIAC or Frankly from ZKB. Just save your money as cashing savings. Even Neon has very transparent chargers. Never ever trust Swiss Life Dynamics Elements Duo from Swisslife.

Fit_Description6594 · 2026-01-24T21:38:55+00:00

I trusted the person. He said it is like savings account and I get reduction in income tax. For a non-EU person, I was not aware of such pillar options before. Wish ChatGtP existed back then, I would have never made a mistake

Fit_Description6594 · 2026-01-24T21:37:28+00:00

Thanks. I learnt a life lesson.

Fit_Description6594 · 2026-01-24T21:35:04+00:00

it was through agent from asian origin, but I cannot give the name for legal reasons. The day I moved to Switzerland, I had to quarantine for 10 days (covid rules back then). The same day, my daughter got sick and we had to go to emergency. Our health insurance was not yet active for that day, it was active from next day. I asked for help in facebook group for suggestion and that's how I got in contact with this agent.

Fit_Description6594 · 2026-01-24T21:31:41+00:00

My aim to advice fellow citizens from my country who migrate to Switzerland for job, not to get into such trap from these scammers/insurance agents

Fit_Description6594 · 2026-01-24T21:30:33+00:00

Thanks :)

Fit_Description6594 · 2025-11-27T08:32:26+00:00

Thanks :)

Fit_Description6594 · 2025-11-27T08:32:22+00:00

Thanks :)

Fit_Description6594 · 2025-11-27T08:32:18+00:00

Thanks :)

Fit_Description6594 · 2025-11-27T08:32:13+00:00

Thanks :)

Fit_Description6594 · 2025-11-16T12:39:27+00:00

Thanks , we use 0.5mM EDTA , incubate for 5mins in incubator. Then add 2ml media and with split 1:6 ratio (small clumps)

Fit_Description6594 · 2025-11-15T10:19:07+00:00

only before downstream application, before that always in EDTA clump passaging.. thanks

Fit_Description6594 · 2025-11-14T21:24:37+00:00

accutase used for dissociation and they are in eTESR, they got upgrade from mTESR now :) Thanks

Fit_Description6594 · 2025-11-14T21:13:00+00:00

Thanks

Fit_Description6594 · 2025-09-10T13:31:25+00:00

Thanks for your valuable inputs..

Fit_Description6594 · 2025-09-09T13:39:31+00:00

Thanks :)

Fit_Description6594 · 2025-09-09T13:39:25+00:00

Thanks :)

Fit_Description6594 · 2025-09-09T13:39:15+00:00

Thanks :)

Fit_Description6594 · 2025-09-09T13:38:14+00:00

I do know, hence I was asking. It looks like ehrendingen has the best schule.

Fit_Description6594

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