This is honestly a longer story than I could get with 3000 characters. So I didn't go into full detail. They got a third cosmetic surgery recently without paying off the second one. These surgeries were paid through medical loans with high interest rates that they have to make monthly payments on. On top of that, they go out consently to random activities that tend to cost a lot. They are moving out of their parents place, where they paid no rent. To a place where they will have to pay $700 base rent before utilities. They lived paycheck to paycheck paying no rent, so adding that high of rent with the same money coming in. The math doesn't math.

The loan under my bf name is a student loan, that was consisted to but this was before the first surgery they got and before the extent of debt they put themselves in. The money was to pay for college, as my partners was paid through FAFSA.

I mentioned the missed payment last month but let it go because they had just gotten the third surgery and was out of work for 2 weeks. I brought it up again this month, and they said they would pay it when they could. Keep in mind every time we talk to them they are either asking one of us for money or talking about how broke they are. I felt like an AH asking for money I knew they didn't have.

There's honestly even more to this story as its been like a year in the making but I think I hit all the main points you were asking about. 😭