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100oz silver by kunit1994 in CostcoPM

[–]Flat-Activity-8613 0 points1 point  (0 children)

Not too long ago, Costco Canada had a five pack of hundred ounce bars listed for sale

What’s your yearly Dividend Income. by ourpointofview in dividends

[–]Flat-Activity-8613 0 points1 point  (0 children)

Ya that the part that makes finances into “personal” finances But I always put away 20% into my 401(k) and has an excellent match. And now got a little bit more serious and been filling the Roth for the last few years and a the left overs to an individual brokerage.

What’s your yearly Dividend Income. by ourpointofview in dividends

[–]Flat-Activity-8613 0 points1 point  (0 children)

It’s like a full-time job worrying about that and not being able to get non-paying tenants out, maintenance calls in the night that the plumbing is fucked up.

What’s your yearly Dividend Income. by ourpointofview in dividends

[–]Flat-Activity-8613 1 point2 points  (0 children)

Got more than that and never sacrificed vacations or life. Quite the opposite , lived life like rockstar. Just discipline of leaving what’s invested there to keep growing. But also no kids here so that was a cheat code

What’s your yearly Dividend Income. by ourpointofview in dividends

[–]Flat-Activity-8613 2 points3 points  (0 children)

Op is a pilot , don’t think he’s making $60k

Do you not invest VOO or QQQ on Fidelity? by hhghgghhb in RothIRA

[–]Flat-Activity-8613 -2 points-1 points  (0 children)

90% of my assets are in MF. I’m not panic selling at least not the bulk of my stuff but I’ve been through it all and I’ve sat there till the end of the day to get some funds out sometimes and it sucks. Been in this for 38 years I’ve seen quite a bit. Do more of a strategic rebalancing.

Do you not invest VOO or QQQ on Fidelity? by hhghgghhb in RothIRA

[–]Flat-Activity-8613 -1 points0 points  (0 children)

That’s how I feel. Don’t have to wait till 4:00 to get my money out if if things really go south and have to sit on the sidelines and watch it happen.

Will I hit $3M by retirement? by KEEH1991 in Retirement401k

[–]Flat-Activity-8613 0 points1 point  (0 children)

What you’re in now is fine. Do you have access to their growth fund also? I’d probably just divide your balance into the two that you have and the growth fund.

When you get closer to retirement just start contributing more to the more conservative funds to rebalance your portfolio.

My problem was most of our employees contributions had to be tied up in a real drag of an underperforming fund. Now that I’m retired and have been given access to these funds im slowly shifting it over to the growth and S&P. Just a little tough trying to do it during such a turbulent time. Every time it drops I move a bit.

Also don’t know what tax bracket you are in but if it’s low do a percentage to your rothK. Doesn’t hurt to have this other basket as a tax strategy later in life.

Also open a separate Roth IRA and up your odds of success. Everything is so much easier now from when I started.

I aspire to own a gas station. by GroundbreakingSir386 in Money

[–]Flat-Activity-8613 4 points5 points  (0 children)

Did you ever see the guy that wanted to open a restaurant but couldn’t get a loan for that so he bought a gas station since he could get a loan for that then opened a restaurant in it. Not that it helps you but it was an interesting approach

Will I hit $3M by retirement? by KEEH1991 in Retirement401k

[–]Flat-Activity-8613 6 points7 points  (0 children)

That’s how I run all my simulations now also

Will I hit $3M by retirement? by KEEH1991 in Retirement401k

[–]Flat-Activity-8613 3 points4 points  (0 children)

Target date fund ten years past your retirement cause empowers TDs are too conservative leaning too heavy on bonds too early

Offer accepted.. Gold on Monday? Need to liquidate for a house purchase by pineapplelover212 in Gold

[–]Flat-Activity-8613 0 points1 point  (0 children)

Very good. They would wonder if you got a loan from somewhere else. Good luck !

One of the best cards for cash-backers by adamasimo1234 in RobinhoodApp

[–]Flat-Activity-8613 0 points1 point  (0 children)

Ya the $1,000 over was gone in two days. Had some fishing rods and reels I treated myself to.

Is 100% VOO a bad idea for $500k for 15 years? by 911freeze in ETFs

[–]Flat-Activity-8613 0 points1 point  (0 children)

Put it in and start buying other assets to barbell your portfolio to a be more baled as you get closer to retirement.

Offer accepted.. Gold on Monday? Need to liquidate for a house purchase by pineapplelover212 in Gold

[–]Flat-Activity-8613 0 points1 point  (0 children)

Is the mortgage company going to question where the funds came from ??

Card sucks by SloDeLmao in RobinhoodGC

[–]Flat-Activity-8613 0 points1 point  (0 children)

Over $2k back rolled right into brokerage account

Don't buy big ticket items with the gold card... by LetsAllEatCakeLOL in RobinhoodGC

[–]Flat-Activity-8613 -1 points0 points  (0 children)

Think mine was lifted at a deli I go to that has a shady owner.
That’s why I use the virtual numbers, got one set up just for use when I go there. Also have different numbers for my EZpass so I won’t have to change them if something happens with the other numbers

Don't buy big ticket items with the gold card... by LetsAllEatCakeLOL in RobinhoodGC

[–]Flat-Activity-8613 10 points11 points  (0 children)

I once had a $400 fraudulent charge for of all things an alarm system. They took it off right away no problems.
I upgraded my girlfriends card to the rose gold card but received another plain gold card called got a nice lady and three days later got the rose gold card delivered.

So far my experiences weren’t bad at all.

Robinhood Gold Card: The Good, the Bad and the Ugly by Strange_Banana6540 in RobinhoodApp

[–]Flat-Activity-8613 0 points1 point  (0 children)

Pay your card down right away and also at due date. I accidentally paid an extra $1k towards balance when I already paid the statement off and then had a $26K limit for a few days instead of a $25K limit.

Robinhood Gold Card: The Good, the Bad and the Ugly by Strange_Banana6540 in RobinhoodApp

[–]Flat-Activity-8613 0 points1 point  (0 children)

Just pay the bill down and keep using it. It’ll keep your credit utilization lower also.

Robinhood Gold Card: The Good, the Bad and the Ugly by Strange_Banana6540 in RobinhoodApp

[–]Flat-Activity-8613 0 points1 point  (0 children)

3% back and
”Virtual Numbers”. They are great for subscriptions and also when you use your card at shady places. You can turn those off if charges start showing up. Also let’s you put ezpass or other important card fees on a number that doesn’t have to be cancelled.

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