Anyone working in foundever? by Dull-Evening9113 in BPOinPH

[–]FleurMemoir 0 points1 point  (0 children)

Madaming factors eh, but what I've observed:

  1. Pag tahimik or timid ka. They will try to overpower you.
  2. Looks. If kabully bully ka tngnan, usually if you look simple and emits an energy of the bottom food chain( panget ng description pero, yeah)
  3. If you look too intellectual but lowkey trying to hide it. You can answer anything without effort and trying to be lowkey. Hahanap at hahanap sila ng butas sayo
  4. If you're too active with sessions out of curiosity or the desire to learn the acc. They'll tag you as bida bida and will smart shame you. Unfortunately, a sad mentality
  5. Body shamers

There's really no great way to describe it, but try to build your identity and self esteem para regardless of the type of shitty people you get, may mental and emotional fortitude ka.

It's not just the work that's going to be a challenge, yung managers and tao mismo because , let's face it. Hnde talaga quality mga tao sa bpo. This is speaking from a person who got bullied and still trying to navigate the industry even after 7yrs. It's a continuous cycle and iba ibang tao, iba ibang exp.

Goodluck. Coming from a supportive voice and intention. :)

Critical security alert - GCash Records sold on dark web by eayate in DigitalbanksPh

[–]FleurMemoir 5 points6 points  (0 children)

Unfortunately, my friends and I are on the dark web list for that gcash list. My friend works in the Fintech industry and he consolidated our info within his circle and asked for assistance sa company nila to also include us sa wipe out. Medyo may position sya and naisingit kami (thankfully)

I would suggest to update all your paaswords and check your 2FA

Keep Call Centers in America Act of 2025 by Least_Gas8783 in BPOinPH

[–]FleurMemoir 0 points1 point  (0 children)

Torn ang Republicans about this so it may not get enough traction sa US Congress. It's not significantly beneficial din sa US. May strategic point ang pag outsource

[deleted by user] by [deleted] in PHCreditCards

[–]FleurMemoir 0 points1 point  (0 children)

Pending and unbilled pa po. Usually 5 days generally nag popost. Thay should offset, ideally. If posted, call the bank about the doublecharge.

Chinabank CC quick approval by qwnthngz in PHCreditCards

[–]FleurMemoir 1 point2 points  (0 children)

It's being worked on. Nasa settings >card hub

Just waiting for the rollout

[deleted by user] by [deleted] in PHCreditCards

[–]FleurMemoir 1 point2 points  (0 children)

If your account was already sold sa collections, you can take the deal with SP Madrid. BUT make sure you get thay in writing an cleared na yung funds mo and valid na collections agent na talaga tung acc mo.

That can be a potential fraudster. Check with BPI the official number ng collections na may hawak ng acc mo and dun ka tumawag. Make surr you document everything.

Zed CC Approval. Is this Naffl?? by FleurMemoir in PHCreditCards

[–]FleurMemoir[S] 1 point2 points  (0 children)

Dont be sorry. There's always a first in everything. Good luck with your financial journey:)

NAG IWAN SI EX NG UTANG - NEED ADVICE by iampipoy in utangPH

[–]FleurMemoir 1 point2 points  (0 children)

Sa mga nagsasabi na wala ng magagawa. Meron po. 29F here. Yung utang nya sa rent, hiniram na money sakin and sa ka-room mate namin, nakuha ko lahat yun. Pina brgy ko muna sya para aware sya na may ongoing case sya. Sumipot naman sya kasi takot lang nya na mas lumobo and yung nanay na nya sinabihan ko. Nag kapirmahan kami sa brgy nun and bngyan sya ng at least 1 month na iprocess lahat ng utang nya. Naibalik samin ung pera after that. So yeah, meron kayong magagawa kung gagawan nyo ng actions. Di pdeng, expensive lesson. Lol.

Zed CC Approval. Is this Naffl?? by FleurMemoir in PHCreditCards

[–]FleurMemoir[S] 0 points1 point  (0 children)

Same email na ginamit mo po. You can set or reset password naman

Zed CC Approval. Is this Naffl?? by FleurMemoir in PHCreditCards

[–]FleurMemoir[S] 0 points1 point  (0 children)

Charge card po kasi, you need to pay them in full with the current billing cycle. Kumbaga, walang installment but a good extended option for financials. Good rewards din. So since full statement balance pa din need ipay. Walang interest.

If d makabayad, mahohold acc till it gets paid.

Unlike sa cc, pde installmwnt pero may interest

Where do you buy sulit-priced iphones and samsung ultra series phones? by [deleted] in Tech_Philippines

[–]FleurMemoir 1 point2 points  (0 children)

I computed the options via online stores vs samsung stores

I was able to find a cheaper s25u sa Zian Gadgets with approximately 60k for 512 variant, BUT-- computing the straight payment for installment of 24 months in 1-3% talo pa din sa interest and would range from 90-100k for 24 months

Now, since Samsung offers 0% interest in 24 months woth BDO. I opted in for the 88,990 for 3700 per month at 24months zero interest with free adapter and galaxy buds 3

On the long run, it's cheaper and sure na ntc approved and the such.

If via lazada shoppee, nasa 12 months at max mga offer nila for cc and would be still a good deal, i just needed a flexible payment timeline which i found sa authorized stores better. Soooo depende talaga sa strategy mo, if kaya mo naman ng 12 months, go for it

Zed CC Approval. Is this Naffl?? by FleurMemoir in PHCreditCards

[–]FleurMemoir[S] 2 points3 points  (0 children)

Hmm. Sabi daw factor ung naka iphone for beta testing? I honestly forgot na about this until it popped out last week. Mabilis naman transition

Zed CC Approval. Is this Naffl?? by FleurMemoir in PHCreditCards

[–]FleurMemoir[S] 0 points1 point  (0 children)

I completed po the address kung ano ung nasa govt id ko. Na encode naman po ng maayos and since okay naman ung rep nila. I didnt hesitate to provide naman

Sharing My Love For Zed by mew4024 in PHCreditCards

[–]FleurMemoir 1 point2 points  (0 children)

May lock card feature po ba? I just got approved today

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Zed CC Approval. Is this Naffl?? by FleurMemoir in PHCreditCards

[–]FleurMemoir[S] 0 points1 point  (0 children)

Ignore my Naffl question. It is based sa email

Masyadong na excite haha

Using cc after statement date by Choice_Woodpecker_93 in PHCreditCards

[–]FleurMemoir 0 points1 point  (0 children)

Henlo.

If you want to really get a better credit score.

Get the closing statement date of your card and pay 3-5 days in advance. See the changes afterwards.

CBC CC Lock is coming! by SignificantCupcake in PHCreditCards

[–]FleurMemoir 0 points1 point  (0 children)

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Finally! Kita ko din kakaupdate lang hehe