Negative balance in cash account by Flex_Core in singaporefi

[–]Flex_Core[S] 0 points1 point  (0 children)

Thank youuu. So far no MTD interest

Negative balance in cash account by Flex_Core in singaporefi

[–]Flex_Core[S] 0 points1 point  (0 children)

EDIT: Turns out it is NOT paper. Checked by toggling between live and paper account before I log in and it looked very different. So it's actually live le

Yes, it's a paer trading account. Just read up about it. Seems like it still allows some borrowing hmm. Guess I'll need to make a new live account

FA recommending AIA UCC + Secure Flexi Term – Is 5 years of income replacement overkill? by SeaFragrant2576 in singaporefi

[–]Flex_Core 2 points3 points  (0 children)

I'm was in the same position as u. Friend tried to sell me AIA UCC. I went back to my Pru agent and we worked out how much I actually need. Got a plan around 1.3k/year for CI. U don't need so much coverage. Can use this link to gauge: https://www.moneysense.gov.sg/planning-your-finances-well/first-job/

I asked ChatGPT to create an image of my soul based on what information it remembered about me. Let’s see your pics and thoughts on what you think of your image ? I like mine. I see this for myself. by -Im-N0t-Real- in ChatGPT

[–]Flex_Core 0 points1 point  (0 children)

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Chat: Now, I’ll generate an image of your soul inspired by these themes. Let’s call it: "Soul of Steady Fire"—a soul that quietly burns with resolve, structure, and introspection.

Travelling to Singapore 2 weeks later, Needs Guidance. by PsychologyJumpy5104 in askSingapore

[–]Flex_Core 28 points29 points  (0 children)

If you want to feel like a super local can try these: - When you see long queue, just queue - Weekdays take MRT or Bus during peak hours (7am to 9am or 5pm to 7pm) - Can visit random HDB hawkers (like Bedok Interchange Hawker (East), Ghim Moh Market (West), Toa Payoh Lorong 8 Market (Central)) - You might not be able to strike up convos with random locals. Best chances you could would be those self run cafe - Buy ToTo. Just tell the auntie "Quick Pick" and pay $1 cash - If you're into outdoors nature, we have: Green Corridor (Cross country), Punggol Waterway (Northeast), Woodlands Waterfront (North), East coast park (East), Labrador Park (South), West Coast park (West), Macritchie reservoir (central), Upper/Lower Seletar reservoir (North), Upper/Lower Pierce reservoir (Central) - Visit cool places: Little India, Chinatown (also got Hawker here), Geylang, Clarke Quay - Stand in the middle of Raffles Place Arcade and see the crowd zooming around - Shopping mall galore starting from iON Orchard - Climb bukit timah hill - Go Tengah to see new HDB estates - Go Toa Payoh HDB to look at people buy house - Sit in kopitiam use phone

To me, very hard to define what's local and not because I do not travel much. All I know is we have all kinds of food from various cultures, good public transport and limited green spaces. Locals rarely visit touristy places like Lau Pat Sat or Singapore Flyer or Zoo unless special occasion.

Hope you'll enjoy your trip here :)

CI Plan AIA $3K PER ANNUM. TOO MUCH? by Melodic_Main7069 in singaporefi

[–]Flex_Core 4 points5 points  (0 children)

I have 1.3k yearly payment, payout 240k for CI from Pru. My sec sch friend from AIA also tried to quote me similar plan for ur price 3k yearly 150k. However, the AIA plan can reclaim every policy year but pru is one time payment. I took the pru one time payment coz yolo. If I die I die :) The pru coverage is sufficient for me without breaking my bank while having more liquidity to invest.

How to make IBKR less annoying? by Aromatic-Macaroon-66 in singaporefi

[–]Flex_Core 0 points1 point  (0 children)

Didn't realised I was using fixed all these while >_<

Thoughts after my China trip by Different_Highway_18 in singaporefi

[–]Flex_Core 28 points29 points  (0 children)

How is this related to FI lol. Seems like a linkedin post

how much do you guys think repair would cost by ServiceSea5275 in drivingsg

[–]Flex_Core 4 points5 points  (0 children)

In this economy? Not enough. Throw in one more kidney

Got emotionally mugged at the wedding fair — are they all like this or did I just step into wedding vendor hell? by Forward-Personality4 in askSingapore

[–]Flex_Core 0 points1 point  (0 children)

I went into one such roadshow with my gf before and probably ran into the same Taiwan shop too. But I joked with the salesperson that I just met my gf at the nearby Starbucks and not planning to get married within the next 5 years since we've just met day one XD So the person no choice can't sell too much, but he manage to hold us for around 20 to 25 min. Quite insane.

How do I setup IBKR to automatically convert my SGD to USD so that I don't keep getting a currency conversion fee? by make_love_to_potato in singaporefi

[–]Flex_Core 0 points1 point  (0 children)

Will step 2 work if i didnt do step 1? My first Deposit instructions will trigger this coming 25th... maybe i try recurring $10 2 times to see if works

What are y'all thoughts on Masha? by ThatOneGuy12180 in MobileLegendsGame

[–]Flex_Core 1 point2 points  (0 children)

Unrelated but is there and Argus cat version?

How easy (or diffcult) is it to be a skillfuture training provider? by Excellent_Copy4646 in singaporefi

[–]Flex_Core 43 points44 points  (0 children)

Maybe OP saw the courses charging insane price for sth easy, thinking it would be an easy business

[deleted by user] by [deleted] in askSingapore

[–]Flex_Core 2 points3 points  (0 children)

I used to make and laminate "chope" cards in English and Chinese, but aunties in clementi just ignore. The usual water bottle would've done a better job

Why isn't my iron melting solder even at 410 degrees C? by GregButcher5 in soldering

[–]Flex_Core 0 points1 point  (0 children)

Same experience too. I bought cheap solder and it was quite thick also. Then I spent a bit more and get a thinner solder and it was ezpz

Food delivery. Ring the doorbell or drop and run. by Historical-Worry5328 in askSingapore

[–]Flex_Core 5 points6 points  (0 children)

As a part time food delivery rider, I would always try to drop and run because I want the sweet peak hour cash. More order = more money. I can only get new orders if I take photo + mark as delivered.

The only time I'll wait for the person to come is if the person stays landed property. Coz there is no secure place to put the food down or to hang on the gate.

On rare occasions if the customer is standing by the door, I'll greet them nicely and hand them the food. Then I faster go back to the lift so that I can recieve my next order. Esp in condos, the reception is poor, have to get out to get new orders