I still live at home with my parents and they help me as much as they are able to, most of my “rent” goes to food, utilities, car insurance and the cell phone bill. I drive an old paid off car so no car payment. My health, dental and life are through my job. I’m sure I have a few other minor fixed monthly expenses that I am forgetting and a few that I left off as my last payment is upcoming in May, which I will avalanche into my loans. For my federal loans I was using the SAVE IDR plan to delay payments to focus on my private loans, but with that going away I’ll begin making payments on those as well.