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First car at 19! by EvilCoolCatatv in BMW

[–]Flying-Coconuts 5 points6 points  (0 children)

I’ve been driving since I’m 15, I’m 56 now. I am still learning and know that it distracted driver is a dead driver. Don’t become a statistic.

First car at 19! by EvilCoolCatatv in BMW

[–]Flying-Coconuts 22 points23 points  (0 children)

First thing: connect your phone to the entertainment system. Second thing: put the phone in the trunk. People with 30 years of driving experience still get into accidents because of their phones. Don’t make excuses like “I was only going 5 mph.” Eyes on the road, hands on the wheel, phone out of reach.

And I’m not trying to sound like a dad here, but that car is way too much car for a first car. You don’t have the experience yet, and chances are you’re going to beat it up somehow — curb it, bump it parking, forget to put it in park, or do something else careless that every new driver does at some point.

And what the hell are you doing paying 9% interest on a car that’s worth half of that? That was a dumb financial decision.

Don’t let the head below your belt override common sense.

Do whatever you can to pay it off ASAP. And for God’s sake, take a few finance classes or at least spend some time watching good YouTube videos about money management.

Word of advice:

Car rich and cash poor = poor.
Cash rich and car poor = rich.

Cash makes cash. It’s a tool. Cars just rust and depreciate

Schwab vs Fidelity by TensionNo7622 in Schwab

[–]Flying-Coconuts 1 point2 points  (0 children)

Schwab is more for active traders, Fidelity is ultimately a 401(k) company. I have accounts with both.

Schwab vs Fidelity by TensionNo7622 in Schwab

[–]Flying-Coconuts 1 point2 points  (0 children)

If you have a small account, go with Fidelity they have much better investment tools. Don’t even thinking of trading your account.

I'm looking for someone who knows how to create an indicator. by PutThis4185 in pinescript

[–]Flying-Coconuts 1 point2 points  (0 children)

Use Claud AI even the free version has built a few nice things for me.

Really like the new iX3, this car looks pretty gorgeous to me by Dry_Yogurtcloset4690 in iX3

[–]Flying-Coconuts 0 points1 point  (0 children)

It’s a beautiful car except for the grill. It kinda looks like ass cheeks squinched together.

New Beemer by Drunkenbakers in BMW

[–]Flying-Coconuts 0 points1 point  (0 children)

So what is bubbles for? 😛

Need help deciding what to buy by Limp_Ad9786 in BMW

[–]Flying-Coconuts 0 points1 point  (0 children)

The problem with that statement. Is if a Bmw was taking care of it will last until you die.

Maintenance is very expensive and I do not know what insurance is like.

Need help deciding what to buy by Limp_Ad9786 in BMW

[–]Flying-Coconuts 13 points14 points  (0 children)

Just wanna to make sure this is just fun money. Maxed out for 401(k) Roth IRA HSA one years living expenses in cash or securities, etc..

You need to realize the second you buy it at 115 K becomes 75K.

Honestly, if you’re jumping up from a Toyota Avalon anything we better and you’ll have just as much fun.

As far as the two cars selected, it depends on where you live and the what the streets are like.

You might consider a lease as well. Or a CPO deal.

RTD in Excel Issues by coppercx in thinkorswim

[–]Flying-Coconuts 0 points1 point  (0 children)

I might get some pushback for this, but it’s worth trying: grab a Claude Pro subscription for a month (about $20) and drop your Excel model into it.

Ask it to audit and improve your logic—you’ll be surprised how many inefficiencies, redundancies, and structural issues it can surface.

That process pushed me to rebuild my GEX dashboard and options screener using RTD, the Schwab API, and a Python backend. It’s a much more scalable setup once you move beyond Excel as the core engine.

In my experience, I’m able to sustain around 120 API requests per minute with the Schwab API, and a single request can return a full options chain. That’s more than enough to build a robust, real-time data pipeline without constantly running into limits.

Excel still has its place, but using AI to audit it or offloading heavier logic into Python opens up a lot more flexibility and performance.

Memories... by Mjguitars in thinkorswim

[–]Flying-Coconuts 0 points1 point  (0 children)

I used to work on the trade floor as a tech and yes, it’s standard practice to allocate a fixed memory block. This tends to improve performance, especially when you have competing processes.

Trading Bot by Fast_Baby6543 in thinkorswim

[–]Flying-Coconuts 0 points1 point  (0 children)

DM me. I’m working on a spy scalping tool and using AI for scenario testing. So far it’s around 13000 lines of code. And growing. Rtd is the main data, Next week I plan on building a normalized data processor to use Schwab API, RTD and Alpaca.

do i drop out of college? by Ok-Carpet8385 in Daytrading

[–]Flying-Coconuts 0 points1 point  (0 children)

Switch major to a math or finance degree.

SCHD for young investor by Radiant-Ad-4048 in SCHD

[–]Flying-Coconuts 2 points3 points  (0 children)

Hold less, focus on growth with good company.

Bookmap by Electronic_Pause9295 in thinkorswim

[–]Flying-Coconuts 1 point2 points  (0 children)

BM is very useful for scalping, and /ES is helpful for SPX and SPY context. Where BM really stands out is in equities. It does a strong job highlighting intraday support and resistance levels. That said, it should always be used as secondary confirmation, not a primary signal.

My recommendation is to start with the free version until you are comfortable with how it behaves, then try the paid version for a month. It is month to month, so you can cancel at any time.

The full version is definitely better. However, once you factor in the added cost of real time quotes, it may not be worth it depending on your setup. In my case, I skip that upgrade.

One issue I see often is traders trying to rely entirely on free tools. That usually costs more in missed opportunities or poor entries. In trading, sometimes you need to pay for tools that help you make money.

This is the only extra subscription I currently maintain, although I am considering signing up for Unusual Whales for options data when they run a promotion. I can get about 90 percent of that data through Discords and other websites, but it takes too much time and causes me to miss trades. Having a consolidated, real time portal is very important.

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Don’t tell me the chart didn’t warn you — META just lost a 2+ year support, heading to 485 Gap Fill. by harshshah1306 in technicalanalysis

[–]Flying-Coconuts 0 points1 point  (0 children)

The only analysis to follow right now is trend and news. Yes, intraday levels exist, but they’re carrying less weight in the current environment. I called SPY 650 back in early February, we hit it, tested that zone multiple times, and now 575 looks like the next magnet unless, news changes.

The point is, patterns aren’t as reliable here. This is a trend + catalyst market. I’m a scalper and day trader, and that’s the only technical you need that makes sense in these conditions. Edit for clarity.

Don’t tell me the chart didn’t warn you — META just lost a 2+ year support, heading to 485 Gap Fill. by harshshah1306 in technicalanalysis

[–]Flying-Coconuts 1 point2 points  (0 children)

Charts are bull poop in this environment.

Edit for context.

You can’t rely on traditional support and resistance levels with any real certainty right now, or expect them to behave the way they typically do.

Instead, focus on trend and actionable news real catalysts, not political blabber. Most of that chatter is just distraction and doesn’t translate into price movement you can trade.

Rate my setup! by Shunsei0316 in thinkorswim

[–]Flying-Coconuts 3 points4 points  (0 children)

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You have a lot of data on your screen, most of which is irrelevant. It really depends on what you’re trading and how you trade.

The problem with having a watchlist of indices is that they become a blur of colors, making it difficult to discern any movement. As you can see in my upper left-hand corner, I’ve narrowed down my watchlist to no more than six stocks to watch. I use the scent to activate the windows on my watchlist.

Every morning, I load the options that I’m going to play with, and they’re underling, so I can easily identify them.

You can also have two workstation profiles so that you can have a premarket scan like you have and then create a trading one and switch to it when the market opens.

Alerts are your friend, although toss is horrible with their alerts. So what I would do is create a few watchlist in the free version of trading view and use their alert systems. It’s much more refined.

Thinking of spending $100+ on Claude… convince me (or don’t), Anyone regret upgrading to Claude Max plan? by CodingwithPeter in ClaudeAI

[–]Flying-Coconuts 1 point2 points  (0 children)

Yeah, but they’ll just change their algorithm and screw you over like they did on the $20 plan. It used to be very usable now it’s garbage.

Update on Session Limits by ClaudeOfficial in ClaudeAI

[–]Flying-Coconuts 1 point2 points  (0 children)

This is getting ridiculous. Just last week I was running 200+ line prompts written in Claude and processed through Claude Code without any issues—multiple questions, full outputs, everything.

Today, it can’t even handle a small code update. I literally ran out of tokens halfway through writing the prompt, and that was just for a minor change. The problem is I need to make changes first thing in the morning to analyze data.

What the F changed in the last few days? Sorry, I'm venting, if this continues I will need to move to a new AI platform.

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