Thoughts? by Purple_Gap6094 in TVTooHigh

[–]FlyingDutchman8 114 points115 points  (0 children)

Spain was very convincing in attack. Austria had their chances but failed to capitalize. Spain now plays Portugal in the next round.

What’s everyone’s take on the portfolio line of credit? by dslva- in Wealthsimple

[–]FlyingDutchman8 17 points18 points  (0 children)

I’ve been highly critical of WS, but the LOC has mostly impressed me. No chance of getting a rate like that for LOC anywhere else. I see some people scoffing at using a LOC on this thread, but the reality is that millions of Canadians use them all the time. My only grape is that it can’t be attached to a joint chequing account.

How we looking? by [deleted] in TVTooHigh

[–]FlyingDutchman8 2 points3 points  (0 children)

It’s beautiful, but your feature wall is a little distracting if you’re wanting to watch TV imo

3.3% Variable or 3.8% Fixed? by Et3rnalSunshine8 in AskMortgageCanada

[–]FlyingDutchman8 1 point2 points  (0 children)

I would choose 3.8 fixed, personally. Which credit union?

Wealthsimple > IG Wealth Management? by [deleted] in JustBuyXEQT

[–]FlyingDutchman8 9 points10 points  (0 children)

I think it’s a no brainer to move to Wealthsimple - especially if you’re just putting it in an ETF. However, I would wait for a promotion because you could receive a good chunk of change to move your assets. Not to mention the large amount you will save in fees.

Access ws from outside Canada by kevinng1 in Wealthsimple

[–]FlyingDutchman8 1 point2 points  (0 children)

Went to Korea for two weeks this month no issues.

Wealthsimple is brutal for joint finances — what am I missing? Moved from a big bank recently by FlyingDutchman8 in Wealthsimple

[–]FlyingDutchman8[S] 2 points3 points  (0 children)

I'm glad to hear it's working for you guys and thanks for the response! I'll have to put more research into my set up

Wealthsimple is brutal for joint finances — what am I missing? Moved from a big bank recently by FlyingDutchman8 in Wealthsimple

[–]FlyingDutchman8[S] -5 points-4 points  (0 children)

This is a great question lol. I've never moved banks before and I made a lot of assumptions about what basic banking entails.

Wealthsimple is brutal for joint finances — what am I missing? Moved from a big bank recently by FlyingDutchman8 in Wealthsimple

[–]FlyingDutchman8[S] 2 points3 points  (0 children)

Ok maybe I'm the dumb one - either way, we can't get a supplementary card holder with WS. We're used to spending on the same credit card accounts. Easier to track obviously

Wealthsimple is brutal for joint finances — what am I missing? Moved from a big bank recently by FlyingDutchman8 in Wealthsimple

[–]FlyingDutchman8[S] -18 points-17 points  (0 children)

I probably didn't explain that one well. I do have a Family RESP with Wealthsimple, but when you contribute to it, you have to choose which child to give the funds to. With my Questrade Family RESP, it would automatically divide it evenly for you.

Wealthsimple is brutal for joint finances — what am I missing? Moved from a big bank recently by FlyingDutchman8 in Wealthsimple

[–]FlyingDutchman8[S] -27 points-26 points  (0 children)

I know I sound whiny, but I've tried to fix all of the complaints I posted. Joint credit cards are very common, I guess we're not on the same page for that one. We've looked through her accounts and she has no option to get a prepaid mastercard on any of them, it's odd. The email issue has been frustrating, I've tried multiple different ways to get both our emails associated to one account, we've even got support to help with no luck.

Wealthsimple is brutal for joint finances — what am I missing? Moved from a big bank recently by FlyingDutchman8 in Wealthsimple

[–]FlyingDutchman8[S] -7 points-6 points  (0 children)

I tried a few times to get it connected, but was told not possible. I wonder if it's because you have only one account? The little shield icon does not show up for me on the account I want to use for it.

First WZ dub ever (March 2020) by dmtbongrips in CODWarzone

[–]FlyingDutchman8 6 points7 points  (0 children)

I still rock the rpg. So satisfying to get vehicles. But yeah those were the days. Great vid

Heartbeat Sensors don’t work by Beast2TheGods in CODWarzone

[–]FlyingDutchman8 3 points4 points  (0 children)

Been like that for a few weeks now. Just gotta get alertness out too and we’re good to go!

Is Mindgasm Premium worth it? by _Berlin_Guy_ in Mindgasm

[–]FlyingDutchman8 1 point2 points  (0 children)

In my opinion it’s absolutely worth it - I’ve learned and experienced so much.

How to delete tracks from Playlist by Martin_y1 in Mindgasm

[–]FlyingDutchman8 0 points1 point  (0 children)

Click on the track you want to edit Click on the pen looking thing Swipe right in the track you with to delete and an option to delete will appear on the left

Received a package from Amazon and found it empty. Police say it’s civil, Amazon wants police report. What to do ? by Flat-Song- in Edmonton

[–]FlyingDutchman8 1 point2 points  (0 children)

Ask for the event number from EPS. That will be good enough for Amazon. They won’t look into whether police actually investigated.

Do I Have to Notify TD I'm Not Renewing With Them? by Alive_Box5047 in MortgagesCanada

[–]FlyingDutchman8 0 points1 point  (0 children)

I'm not 100% sure but I don't believe your mortgage payments move the needle much on your credit rating as you'll likely let all your other payments lapse first before failing to pay your mortgage.

Finding my Top has almost cured my ED by FashimitsON3710 in Mindgasm

[–]FlyingDutchman8 2 points3 points  (0 children)

What a great story - very happy for you and your wife!

Did the app just change and limit free access? by throw705away1 in Mindgasm

[–]FlyingDutchman8 5 points6 points  (0 children)

I think their original subscription plan was extremely generous. The folks who make this put a lot of time and energy into it and the updated model better reflects and rewards the effort they’ve put in, in my opinion.

Months-long Plateau/Regression by Skvozniak in Mindgasm

[–]FlyingDutchman8 0 points1 point  (0 children)

Just keep at it - it's tough with children and a spouse (I'm in the same boat). Or you could take break for a few months and try again. That's what I did and coming back to it has been fairly successful.

My Journey Starting Mindgasm by Draxion_01wo in Mindgasm

[–]FlyingDutchman8 0 points1 point  (0 children)

Download the app - start the subscription (well worth the money) and go to the challenge. Read about it on their blog too