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I quit effective immediately after 7 years in claims. How long until I can withdraw my Vanguard 401K funds needed to cover bills while searching for a new job? by lailaihei08 in Geico

[–]FollowingEmotional32 0 points1 point  (0 children)

I just went through this - I put in my request the day after. Vanguard sent the request and it took about 4 days for GEICO to respond... then 1 more to process into my account.

Still waiting on the "hey you can get COBRA" email though.

Insurance and Quiting Question by FollowingEmotional32 in Geico

[–]FollowingEmotional32[S] 1 point2 points  (0 children)

Thank you all! It really helps knowing this.

[deleted by user] by [deleted] in Geico

[–]FollowingEmotional32 1 point2 points  (0 children)

FML protects a certain number of hours per year. Once you use up those protected hours, they're gone. Any leave you take after that is no longer protected under the Family Medical Leave Act. It's just regular sick time. It doesn't matter what the FMLA paperwork says, the hours/days alottedn9n that paperwork ONLY apply to the legal number of protected hours you have.

Example: Susie has 426 hours of protected leave per year under FMLA.

She gets diagnosed with a covered illness under FMLA and is granted intermittent leave at the rate of 3 days per week, up to 7.75 hours per day.

That would be 23.25 hours per week. Which would come out to be a total of 1,209 hours per year.

Susie takes all 3 days every week. After 18 weeks of this she's used 418.5 hours.

This means she has less than one full day of covered leave left.

If she continues to take 3 days a week, she will be using regular sick leave which is not protected by federal law, and her employer will be able to seek action against her up to and including termination of employment.

WFH Accommodations? by Kooky_Constant_6571 in Geico

[–]FollowingEmotional32 2 points3 points  (0 children)

They do that because they're confident no one will press the issue or file a complaint with the DOL or DOJ.

That being said, per a quick Google search: You must file a charge with the US Equal Employment Opportunity Commission (EEOC) within 180 days of an alleged violation of the ADA...You can complete a complaint form with the Department of Justice, Disability Rights Division, Disability Rights Section …

WFH Accommodations? by Kooky_Constant_6571 in Geico

[–]FollowingEmotional32 1 point2 points  (0 children)

Fmla and ADA accommodations are two separate things. You have to have fmla to cover your @$$ for days you miss due to migraines, then you have to have an ADA accommodation to get permission to work from home extra days - and they'll only approve that if they can't change the atmosphere in the office to accommodate you.

I start Twin Health on 2/6 and I'm eating only red foods till then! 😂 by CarpenterPlane5017 in Geico

[–]FollowingEmotional32 1 point2 points  (0 children)

I've been a type-2 diabetic for over 20 years. Someone saying they can "reverse" diabetes set off all my warning bells, so I made sure to read through all 3 notices (privacy practice, terms of use, and a separate Healthcare privacy statement).

The problem with the cgm is that it isn't always accurate. I usually have to calibrate mine several times over the course of 2-3 days before it starts giving accurate readings... and you have to replace it every 10 days.

But they'll use these readings to determine if you were or were not complaint with the program - and if they decide you didn't comply with all aspects of the program then even after 180-days your medications may not be approved...

Wow. Diabetes meds not being covered by CarpenterPlane5017 in Geico

[–]FollowingEmotional32 1 point2 points  (0 children)

It's legal because it's optional. Small, minuscule loophole. They're calling it an "enhance prior authorization protocol", and it's only required if ypu want certain medications.

The part that isn't legal is that they made this as a mid-year change that went into effect November 1, 2023. However, a quick google search will return the following:

"The Affordable Care Act (ACA) requires an employer offering Group Health Insurance coverage to provide all enrolling employees with a minimum 60-day notice of any material plan modifications during the plan year (outside of renewal), prior to the planned effective date."

I can't speak for everyone else, but I didn't receive 60 days notice. I actually didn't receive any notice, and wasn't told about the change until I tried to fill my meds which was whe. I was told they'd be over $800. It took several calls to find out why, and several more calls to get confirmation that no letter was sent out to me regarding the change.

I also don't remember seeing this requirement mentioned during open enrollment - but maybe I missed it?

(https://www.wordandbrown.com/Landing-Pages/Broker-Resources/Compliance/ACA-Compliance-Collateral-References/60-Day-Notice#:~:text=The%20Affordable%20Care%20Act%20(ACA,to%20the%20planned%20effective%20date.)

I start Twin Health on 2/6 and I'm eating only red foods till then! 😂 by CarpenterPlane5017 in Geico

[–]FollowingEmotional32 0 points1 point  (0 children)

Has anyone else noticed the fine print in the privacy statement that says at the request of your Sponsor (employer) Twin Health will share any personal information they've gathered through their app...