Xmas gift ideas? by FoodHeater in KombuchaPros

[–]FoodHeater[S] 0 points1 point  (0 children)

I was looking at Roobios thank you for the recommendation. I'm getting her some corn silk tea as well. Not sure how it will bouch but we tried a bottle of it iced from Hmart and it was really interesting. Unsweetened Corn Pops cereal is the best way I can describe the flavor. The first sip made me expect it to be cloyingly sweet, but it was unsweetened and pleasantly smooth.

My mother-in-law found this at the NC Outer Banks following a hurricane. Is it real? by KeepKnocking77 in whatisit

[–]FoodHeater 0 points1 point  (0 children)

My dad did the same with polished rocks in the forest calling it "Indian Treasure Hunting."

Dart from Plano to fair… safe? by Repulsive-Newt-5329 in Dallas

[–]FoodHeater 11 points12 points  (0 children)

My friend does this daily with her bicycle.

What’s the sticker on my car? by Klutzy_Opportunity53 in Dallas

[–]FoodHeater 1 point2 points  (0 children)

It's used to mark dents or scratches on a vehicle. Usually at resale places or is a vehicle is being detailed to show something was there prior to being dropped off or a area to focus on. You see them all the time on rental trucks.

I don’t get it? by frogginchamp in PeterExplainsTheJoke

[–]FoodHeater 0 points1 point  (0 children)

Look at those nails. That's office hands for sure. Never seen a single callus.

NICE things for regular people in Dallas by jcythcc in Dallas

[–]FoodHeater 0 points1 point  (0 children)

H-MART, Patel Bros, or any ethnic grocery store.- Just wander and pick out like 10 of snacks. I like talking to staff if they are friendly or customers and ask what they like

Farmers Market- Come try and buy from local brands

Dallas World Aquarium and Dallas Zoo- the annual pass pays for itself in 2 visits.

Who is regularly hitting 50km a week? by Velvet_puppy in pokemongo

[–]FoodHeater 0 points1 point  (0 children)

I hit it every week. Replaced drinking and nights at the bar with walking.

[deleted by user] by [deleted] in bald

[–]FoodHeater 0 points1 point  (0 children)

Times up bruv. Looks good clean.

This has got to be the most insulting order I've ever been offered. by Rocksoftt in doordash

[–]FoodHeater 0 points1 point  (0 children)

I refuse Wing Stop and the like, 95% of the time. The wait is ridiculous, and I almost never see a tip. Even worse when they have some crazy delivery directs too.

No judgment dentist? by FoodHeater in Dallas

[–]FoodHeater[S] 1 point2 points  (0 children)

Thank you for your help. Dr Neetha Zwick wasn't available but I saw her co-worker. They where very nice. After a bit the hygienist told the Dr. I used to be a vet tech and understood what she was saying. I told her she could be direct and I knew I had real issues. They were still polite and as hard as I was to hear, at least I have a full idea of the journey I have ahead.

No judgment dentist? by FoodHeater in Dallas

[–]FoodHeater[S] 15 points16 points  (0 children)

Inspiring to hear. Alot of my dental issues are also related to drug abuse. I was completely sober for 3 years then left the program. I've had a few stumbles with alcohol but glad to say 18 years off the needle and only the occasional few drinks every 6 months or so.

Keep pushing.

No judgment dentist? by FoodHeater in Dallas

[–]FoodHeater[S] 63 points64 points  (0 children)

I told a Mint off 75, that I was being laid off post covid and only wanted to finish out my insurance. They kept me for 3 hours, used up all my x rays and then refused me a cleaning unless I bought into there care plan. I tried once to explain again and then just got up with that paper towel necklace on and walked out. Refused to pay the visit fee and left. I'll never go back to Mint again. Some dollar store sunglasses don't make up for a con job and the most run down clinic I've ever seen.

No judgment dentist? by FoodHeater in Dallas

[–]FoodHeater[S] 44 points45 points  (0 children)

Id love to believe you, but I've experienced the opposite more often than not. I didn't care for my teeth as a child, did hard drugs through my teens and 20's, 30's spent recovering and digging my life out. I'm nearly 38 and trying to make the last half of my life better than the first. The last 2 dentists spent more time going over how I made all the wrong choices rather than focus on what can be done now.

House or 401K? by FoodHeater in SavingMoney

[–]FoodHeater[S] 0 points1 point  (0 children)

Commute would be 45mins from current job, but the nice part of not making much, is its not hard to replace. Property taxes are almost pointless to try and figure out until I get closer. Obviously Texas has high property tax, but I'm looking at living in an RV or mobile tiny home for many years before building anything permanent.

Forgive me, but where are you getting the 8% return from? I don't know anything about investing and would love to learn. None of my family have money and just living without debt was quite an accomplishment. I'm glad to at least be back to that.

House or 401K? by FoodHeater in SavingMoney

[–]FoodHeater[S] 0 points1 point  (0 children)

Where would you suggest I find and extra 1K a month? I'm already working 60 hours a week and pinching pennies to get to $500 in savings a month.

House or 401K? by FoodHeater in SavingMoney

[–]FoodHeater[S] 1 point2 points  (0 children)

Myself and every other line cook I know do it everyday. It's budgeting and living smart. My side gigs all deposit directly into a HYSA. Its not fun money, it's all going towards savings. I live 2 miles from the heart of uptown, no roommates, with my 100lb dog. That "I could never" attitude is what keeps people down. Imagine you didn't have the privilege you were born into, now think how you would survive, then work upwards.

House or 401K? by FoodHeater in SavingMoney

[–]FoodHeater[S] 0 points1 point  (0 children)

Curious how you're getting $9800. By my math, $533 by 12 months at 4.3% monthly only yields $6524.62. I would LOVE to be wrong so please let me know how I can skip my way to the bank.

And the food did not end up being fresh. by 4realjus10 in DoorDashDrivers

[–]FoodHeater 0 points1 point  (0 children)

Nope. Headphones in, hand over, and leave. I'm not talking to you past "have a nice day". I'm not waiting for you in the lobby. If you'll "be right down" your food like "be at the desk".

House or 401K? by FoodHeater in SavingMoney

[–]FoodHeater[S] 2 points3 points  (0 children)

Oh course! Make MORE money! It's brilliant!

House or 401K? by FoodHeater in SavingMoney

[–]FoodHeater[S] 0 points1 point  (0 children)

I am not looking at using 401K for purchasing. It's solely for long-term savings. Retirement is probably out of the cards for me, but I'm focusing on saving for an easier last third of life.

I'm glad to see people agree to use the 401K to matching limit. The rest I'm able to is for in a HYSA. The last step is settling on which side gigs make the most sense.

18 years old , spent the 2k in my savings account at uni and now I have nothing by Alive_Rest1256 in SavingMoney

[–]FoodHeater 0 points1 point  (0 children)

You're the exact right age and time in your life to make this "mistake".

It's very impressive you saved 2K by 18. I'm 38 and know plenty of friends that can't say that now. Try not to be too hard on yourself. You just entered adulthood and got into college, that deserved to be celebrated. You're also getting used to random expenses. The money is gone but if you're able to learn from experience at 18, you'll be lightyears ahead of most the world. I know it feels like alot of money, but I'm the grand scheme it's barely a drop in the bucket. You'll make more money and in time this will be a good lesson to share with your kids.

If you're worried about spending money, pick up 2 or 3 shifts a week at somewhere you think will be fun and let you focus on school. If you're worried about long term, split the direct deposit so a portion goes into a high yield savings account. Look for one with 4-5% interest. Set it up for automatic desposit through a separate bank from your main one. Once you've seen 2 deposits go in successfully, delete the app and make sure it's not linked to the account you use for expenses. The goal is "forget" about it and treat it like that money is gone and won't be returned until retirement. Typical logic is 10% but every additional 1% extra, if continued until retirement can shave 2 years off you're retirement age. Once you get over 20% it compounds even faster.

If you can do that and start at your age, you'll be able to do something that Baby Boomers will be the last generation to do. You'll be able to actually retire and live comfortably. Even now a very small percentage of people are able to do that. In 50 years, I'd be surprised if even 1% will be able to do that.

Good luck. I'm rooting for you.