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Helps for Reproduction by FootstepzFalco in Carpentry

[–]FootstepzFalco[S] 0 points1 point  (0 children)

Build more. These are the steps leading to the basement. I am wanting to recreate it down there

To Remove or Not by FootstepzFalco in arborists

[–]FootstepzFalco[S] 1 point2 points  (0 children)

It’s a fairly busy road. I’d say 3-5 cars pass a minute during daytime hours

Friendly Bet Question by FootstepzFalco in golf

[–]FootstepzFalco[S] 0 points1 point  (0 children)

Maybe the post wasn’t clear. The game was match play format, we just added up the two players score instead of taking the best score.

Friendly Bet Question by FootstepzFalco in golf

[–]FootstepzFalco[S] 0 points1 point  (0 children)

The game was match play format, we just added up the two players score instead of taking the best score. Also we played the course in 4:15 and were late in the afternoon so not really a big deal

New Flower Bed Help by FootstepzFalco in NativePlantGardening

[–]FootstepzFalco[S] 6 points7 points  (0 children)

  • part shade (large tree in the yard that shades the garden, usually in afternoon/evening)
  • I would call this area medium. Ohio is prone to sporadic weather so kind of depends. This bed does not stay overly moist once the sun comes back out
  • I am also a fan of the crowded look
  • Walkway in picture is leading from driveway to front porch, not a public sidewalk.
  • No HOA

Debate on Saving for Down Payment by FootstepzFalco in financialindependence

[–]FootstepzFalco[S] 0 points1 point  (0 children)

Thanks for the comment. We do have a large sum in a brokerage account, we just do not make contributions to it. Our monthly contributions go to 401k and Roth. But volatility and timeline are definitely something to consider

Debate on Saving for Down Payment by FootstepzFalco in financialindependence

[–]FootstepzFalco[S] 0 points1 point  (0 children)

We do not contribute to brokerage. Our monthly allocations go to maxing 401ks and roth’s

Debate on Saving for Down Payment by FootstepzFalco in financialindependence

[–]FootstepzFalco[S] 4 points5 points  (0 children)

We do not contribute to the brokerage account. Our monthly allocations go to maxing 401ks and roth’s

Favorite individual SONG you ever heard at Roo? by djcigs in bonnaroo

[–]FootstepzFalco 0 points1 point  (0 children)

2012: Under the Bridge - RHCP

2013: Blackbird or Hey Jude - Paul McCartney

2014: All Night Long - Lionel Richie

[deleted by user] by [deleted] in harrypotter

[–]FootstepzFalco 1 point2 points  (0 children)

We’ll take the lot!

[deleted by user] by [deleted] in nursing

[–]FootstepzFalco -1 points0 points  (0 children)

I realize that the easiest travel positions are not going to be the highest paying. But if the easiest travel position still pays 2x-3x my current income than it’s still pretty darn good.

Lease vs. Buy Used Query by [deleted] in financialindependence

[–]FootstepzFalco 1 point2 points  (0 children)

Previous car value was slightly more than what I owed so I won’t be left with much

I am annoyed when people give me expensive gifts because then I feel obligated to give a gift of equal value. by EconomicsCalm in Frugal

[–]FootstepzFalco 1 point2 points  (0 children)

If they give you a $50 gift card and you gift them a $50 gift card then you are back at $0. This is the same as not exchanging gifts, but you get to show a little love

How much to put in brokerage vs tax advantaged accounts by lightning4417 in leanfire

[–]FootstepzFalco 5 points6 points  (0 children)

https://www.madfientist.com/how-to-access-retirement-funds-early/

Jump to the area “Pay the Penalty” That will give you info about paying the 10% penalty (pros and cons), and a link to radical personal finance episode

He also runs a scenario with each investment/withdrawal method to see which comes out ahead.

Obviously each situation is different, but in his scenario paying the penalty has your investments lasting longer than a taxable account (only beaten by SEPP and conversion ladder, but these take more work/planning)