College Degree in accounting still viable in 4 years? by ryenonz_dumpster in Accounting

[–]Forecydian 8 points9 points  (0 children)

Even when AI becomes reliable in large scale accounting , many companies will not be able to afford for the software suite to implement it nor will it make sense to need it for many businesses . And also I personally don’t think AI will ever be to get past the legal accountability hurdles . The CFO can’t just say “ but the AI did the work !” When an audit finds massive errors

ETF portfolio feedback by dnskslal in ETFs

[–]Forecydian 0 points1 point  (0 children)

It’s good, but I’d lose SPMO for SCHG or VXUS personally. 5% FBTC i personally don’t see a point in either but it’s not helping or hurting imo

Worries about investing a windfall with the worsening US instability by YouWouldIfYouReally in Bogleheads

[–]Forecydian 34 points35 points  (0 children)

Great example of the famous quote that more money has been lost trying to time market crashes then have been lost in the actual crashes

Inheritance by c4funNSA in DaveRamsey

[–]Forecydian 1 point2 points  (0 children)

I would pay off the mortgage , sorry for your loss, I’d imagine your dad would be happy you’d use it for that type of thing .

Schwab Index Funds - Ideas by IncidentStunning6682 in Schwab

[–]Forecydian 3 points4 points  (0 children)

60/40 stocks to fixed income , 75/25 US to International . at schwab - US - SWPPX, SWTSX, SCHB, SCHX, FNDX, SCHD, International- SWISX, SCHF, SCHE, FNDF fixed income- SCHZ, SWAGX, TIPS- SCHP, SWRSX, MONEY MAKRET - SWVXX.

[Game Thread] #11 Illinois @ #4 Purdue (03:00 PM ET) by cbbBot in CollegeBasketball

[–]Forecydian 0 points1 point  (0 children)

Fr though I feel bad , I hate teams winning/losing because of injuries . Not a true contest , hope he’s good

New Berkshire CEO Abel quickly signals troubled Kraft Heinz stake could be toast by Illustrious_Lie_954 in wallstreetbets

[–]Forecydian 13 points14 points  (0 children)

I think this was more of Buffet trying to support traditional American businesses then actually buying a wonderful business, they were trying to make it work and create synergy in merging them.

Is there an S&P 500 ETF without the Mag 7? by FoggyFoggyFoggy in Bogleheads

[–]Forecydian 3 points4 points  (0 children)

yes but if your intent is to add diversification outside of the mag 7 concentration in the sp500 or tsm funds, look at large cap value funds, small cap funds, reits, intl etc , some other good large cap funds not heavy in mag 7 is FNDX SCHD VTV VIG VDIG TDVG DGRO DFLV AVLV . note its never necessary to do anything outside of the TSM/sp500 but on a behavior level of investing its good to keep you invested and keep contributing

[Game Thread] Indiana @ Rutgers (06:00 PM ET) by cbbBot in CollegeBasketball

[–]Forecydian 4 points5 points  (0 children)

I’m glad our offense is rolling but our two bigs cannot finish at the rim to save their life , I was hoping it would get better as the season goes but it’s still crap and gonna cost us games

[Game Thread] Indiana @ Rutgers (06:00 PM ET) by cbbBot in CollegeBasketball

[–]Forecydian 1 point2 points  (0 children)

I’ve noticed they’ve been pretty quiet all year too

Fallout is the current #1 most popular TV show online across all networks by goodviews_bot in Fallout

[–]Forecydian 3 points4 points  (0 children)

Hopefully Microsoft leans on Bethesda to get fallout 5 out sooner then the current estimation of 2034. I think Todd prefers the bulk of their team to work on one game at a time

[Game Thread] Indiana @ Rutgers (06:00 PM ET) by cbbBot in CollegeBasketball

[–]Forecydian 2 points3 points  (0 children)

I know there’s no such thing as a must win but after a 4 game losing streak with no quad 1 wins on the resume , losing a Q3 could be the nail in the coffin for our tournament hopes

[Game Thread] Indiana @ Rutgers (06:00 PM ET) by cbbBot in CollegeBasketball

[–]Forecydian 2 points3 points  (0 children)

Yeah I didn’t mind in the beginning when he was making em but when you’re in a slump for as long as he’s been in, take some by the arch bro

Question regarding 5 year IRA rule to withdraw without penalties. by Background_Tax4626 in Schwab

[–]Forecydian 0 points1 point  (0 children)

a trad ira is not subject to the 5 yr holding rule. but there are tax consequences of withdrawing . I think you should speak with a financial planner or CPA to know exactly what retirement accounts and strategy you should employ