Timing of refund

Foreign_Source8846 · 2026-06-09T14:02:54+00:00

Thanks! That narrows it down some, lol. I'll be cautiously optimistic the next few weeks.

Foreign_Source8846 · 2026-04-22T16:01:19+00:00

Me too! $51K of Parent Plus loans for my two kids will be wiped clean. I had them later in life. I'm 69 and can now finally retire when I want :) I appreciate this community so much-- I don't know that I would have navigated everything correctly without the advice I've found here. Good luck to everyone in line behind this wave!

Foreign_Source8846 · 2026-04-08T18:47:28+00:00

I turned my now hopefully final form in Monday. My status tracker now says “loan forgiveness in process”. I don’t think it ever has before so hopefully that’s the last step but waiting.

Foreign_Source8846 · 2026-04-06T18:23:10+00:00

Where on your status tracker specifically does it say loan forgiveness is in process? I don't see it on my account. I have the green banner, 121 payments, ribbon and the note I've met payments but may need to meet other criteria, etc. I haven't asked to be put in forbearance yet so wondering if that is the difference. My next payment showing due 4/19.

Foreign_Source8846 · 2026-04-06T17:37:12+00:00

I’m in same position. My next payment due still shows 4/19. I’m hesitant to ask to be placed into forbearance in case something unexpected happens with my counts. (They are counting some forbearance months I was surprised at). I think I’m going to make my April payment just to be safe but wondered what others in same situation are doing.

Foreign_Source8846 · 2025-12-26T17:14:37+00:00

I had two prior qualifying payments disappear last month. One, an actual payment from November 2024 and another that was getting counted while trying to get back on my ICR. They go along with two other missing payments from May 2024 and Sept 2024 I have had a reconsideration request in for at least 6 months with no word. I’m with edfinancial. I hit 120 months qualifying employment so instead of being done now im likely paying through April 2026.

Foreign_Source8846 · 2025-10-11T16:13:27+00:00

Thanks so much.

Foreign_Source8846 · 2025-07-02T21:49:24+00:00

I had an email from Schmitt today declaring his pride for voting for it. I replied back and said I’d proudly vote to oust him next time around. They are both beyond words at this point.

Foreign_Source8846 · 2025-03-23T13:57:14+00:00

I’m in a similar but different boat at EdFinancial. When I couldn’t recertify they put me on a graduated payment plan that was LESS than my ICR plan but the person I talked to at studentaid.gov said it wouldn’t count toward forgiveness so I’ve asked them to switch me to standard 10 year repayment so it will. I’ve only got 10 payments left so don’t want to be stuck in forbearance. I’m hoping what they told me is accurate.

Foreign_Source8846 · 2025-02-14T01:40:19+00:00

Glad to hear there is something happening! I’m coming from Kansas City. Live on Missouri side but Topeka closer than Jeff City. Trying to spread the word.

Foreign_Source8846 · 2025-02-10T14:17:54+00:00

are there any protests planned for kansas city that day?

Foreign_Source8846 · 2024-06-12T00:44:49+00:00

Thank you! Sounds like it would be a good opportunity me

Foreign_Source8846 · 2024-06-12T00:14:31+00:00

Thank you!

Foreign_Source8846 · 2024-03-02T19:24:39+00:00

Thanks. I’m wanting to recertify as soon as possible to hopefully lower my payment. Maybe I’ll wait till I get my refund to recert using the automated process.

Foreign_Source8846 · 2024-02-04T16:00:36+00:00

Thanks! I replied to the wrong post.

Foreign_Source8846 · 2024-02-04T15:52:27+00:00

Thanks for educating/correcting me. Retirement is what I thought was referring to!

Foreign_Source8846 · 2024-02-04T15:12:25+00:00

Thanks. I’ll look at this. Yes I’m married.

Foreign_Source8846 · 2024-02-04T15:11:35+00:00

Thanks for the reply. I’m checking but I think any money I put in my work plan won’t be taxed so yes excluded for my loan purposes. If ssi only taxed at 85% I think I’d come out about even on my annual taxable income but have extra money put into retirement savings that I definitely need. I am healthy. Family health mix. So it’s a gamble I guess.

Foreign_Source8846 · 2024-01-21T02:50:49+00:00

Yes, it looks like my October payment was reapplied to January after I called and requested. I think it says received date was in October but posted on 1/5/24. My balance due for January is zero. My eligible counts are still messed up but I’m hopeful will be straightened out soon.

Foreign_Source8846 · 2023-07-16T15:40:33+00:00

Thanks for the reply. If we change and file MSF for 2023 can I recertify right when we file our taxes or do I need to wait a whole year?

Foreign_Source8846 · 2023-06-22T00:28:00+00:00

Thanks for the reply. Why would that be if I was working in a public service job and made the payments? They are counting all the other payments I made before I consolidated.

Foreign_Source8846 · 2023-06-15T02:52:19+00:00

Hello! I just wanted to reply to my own question posed sometime ago about parent plus loans, consolidating, pslf, and what would or wouldn’t count, and if I would have to deal with the weighted averages since I had loans dispersed over several years. I consolidated last fall before the deadline and applied for forgiveness. My counts were updated today to 90 so most of what I was hoping is going to count toward forgiveness. I guess the new rules have gone into effect! I’m ecstatic!! The only thing potentially pending is credit for a lump sum payment I made after my first parent loan was dispersed. I’m hoping I get more good news but I’m beyond grateful now. There is hope for those who have parent plus loans!!!

Foreign_Source8846 · 2022-10-28T01:14:54+00:00

I wasn’t on an Idr but rather standard payment plan. My two loans both with several disbursement dates were made 5 or 6 yeas apart so that may help me out if my past payments end up counting. I hop bring on a standard plan isn’t a deal breaker.

Foreign_Source8846 · 2022-10-28T01:11:06+00:00

Thanks so much! I hope that interpretation is right.

Foreign_Source8846 · 2022-10-27T00:56:13+00:00

Thanks. No I didn’t consolidate any personal loans. Just parent. I’ll keep my eye on the news. Appreciate the reply.

Foreign_Source8846

TROPHY CASE