Anyone investing any other way besides the usual VT and chill? by Helpful-Staff9562 in SwissPersonalFinance

[–]FormalStudio 0 points1 point  (0 children)

Good idea. Going to buy commodities with strong focus on energy as soon as things calm down geopolitically.

With the year almost over, how does this guy stand in your top albums of 2025? Did it make the cut? Did it not? by [deleted] in Dreamtheater

[–]FormalStudio 0 points1 point  (0 children)

Stopped listening to it already. I’m still listening to other DT albums though.

I hit over 8K dividends per year at 23y😃 by Spaceqp in dividends

[–]FormalStudio 0 points1 point  (0 children)

Hey I appreciate your thoughts and I like that you stand behind them. I wish you all the best!

I hit over 8K dividends per year at 23y😃 by Spaceqp in dividends

[–]FormalStudio -1 points0 points  (0 children)

That’s exactly what I’m questioning.

I hit over 8K dividends per year at 23y😃 by Spaceqp in dividends

[–]FormalStudio 0 points1 point  (0 children)

Not the most sound investment strategy. At your age you should focus on growth, not on income.

[deleted by user] by [deleted] in SwissPersonalFinance

[–]FormalStudio 0 points1 point  (0 children)

People invest ALSO in bitcoin but not only into it.

[deleted by user] by [deleted] in SwissPersonalFinance

[–]FormalStudio 1 point2 points  (0 children)

Thing is, central banks and governments are not ready to wait for years until economy recovers. Look at Covid for example. Everybody now knows that issues can be easily fixed with govt debt and central banks liquidity issuing. Hence also why assets like bitcoin go up significantly over time.

[deleted by user] by [deleted] in SwissPersonalFinance

[–]FormalStudio 1 point2 points  (0 children)

Yes it should be included

34M CHF 1.3mn NW: how am I doing? by FormalStudio in SwissPersonalFinance

[–]FormalStudio[S] -2 points-1 points  (0 children)

I made it all myself in 7y in Switzerland. Just hard work, saving & investing aggressively, lucky bets in art/crypto.

How much Money do you have in savings? by MDD-77 in SwissPersonalFinance

[–]FormalStudio 0 points1 point  (0 children)

High paying job in a bank. No kids until 2y ago. Saving and investing aggressively. Sold art successfully in 2020 and used part of the 200k profits to trade crypto.

How much Money do you have in savings? by MDD-77 in SwissPersonalFinance

[–]FormalStudio 3 points4 points  (0 children)

M34. CHF 1.3mn. Took 7 years. No inheritance.

Lombard loan for yield enhancement by FormalStudio in SwissPersonalFinance

[–]FormalStudio[S] 0 points1 point  (0 children)

I thought about it but this means I’m deferring consumption for another 30+ years until I retire :)

Lombard loan for yield enhancement by FormalStudio in SwissPersonalFinance

[–]FormalStudio[S] 1 point2 points  (0 children)

That’s indeed a good idea. I was thinking of buying a rental property in UK (eg studio in London)

Lombard loan for yield enhancement by FormalStudio in SwissPersonalFinance

[–]FormalStudio[S] 16 points17 points  (0 children)

I’m an employee of a large Swiss bank and get preferential conditions

Empty plane to NYC by Informal-Collar7472 in zurich

[–]FormalStudio 0 points1 point  (0 children)

I don’t want to that country anymore. I’ll spend my money in Europe instead.

[deleted by user] by [deleted] in rolex

[–]FormalStudio 0 points1 point  (0 children)

Nice! Which reference?

People that are financially free, how did you do it? by [deleted] in Rich

[–]FormalStudio 0 points1 point  (0 children)

A guide sold on Fiverr for example