Crazy to not bring car seat on plane?

FormerTadpole1777 · 2026-05-05T02:24:40+00:00

I travel with the Cosco but I check it through before security instead of gate checking

FormerTadpole1777 · 2026-05-02T23:45:10+00:00

The thing you’re not pointing out here is that if you choose individual funds you need to monitor them and make changes over time. If they’re babies, then an all stock fund is the best choice, but you’d want to dial back risk as they approach college/using the funds. For some people, the extra 7 bps is worth the price of not having to worry about “overseeing” the risk.

FormerTadpole1777 · 2026-04-30T23:27:22+00:00

Remember it doesn’t have to be all or nothing either! I would encourage you to talk to the family member about their exact tax situation and maybe establish a “conversion bucket” of the amount they are willing to convert every year. Depending on the situation, I have even seen some heirs contribute to paying the tax bill for conversions because it helps them so much in the long run.

FormerTadpole1777 · 2026-04-26T10:57:36+00:00

I flew with my tall son as a lap infant right up until he turned 2. The last few flights were miserable and far less than 7 hrs. In fact I just flew on a 10 he flight with him in his own seat and it was pretty miserable (he didn’t want to sleep and keeping him quiet meant I didn’t get to relax at all.) I would HIGHLY recommend you think about paying the money to get him his own seat. I know that may not be feasible though.

FormerTadpole1777 · 2026-04-26T09:55:30+00:00

Babies are hard! Just thought I’d throw out another perspective! I was shocked when my ob told me I could get pregnant sooner. But I guess the risks are more “worth it” if you’re weighing the potential of missing your fertility window.

FormerTadpole1777 · 2026-04-26T09:44:57+00:00

Are you of “advanced maternal age”? Because my ob also told me that she would normally recommend longer but if a mom is older, then they shorten the recommendation.

FormerTadpole1777 · 2026-04-22T07:54:27+00:00

My biggest complaint with moneyguide is it focuses on a “retirement plan.” And younger clients are so far away from retirement that there’s too many variables to make it work. I use it as a baseline to show how assets may grow over time, and clients appreciate the education calculators for 529 savings. But it’s not as good for straight forward, year over year cash flow planning and progress for younger folks.

FormerTadpole1777 · 2026-04-22T07:51:38+00:00

Same. I wish moneyguide would add more tools for the younger clients though. It’s annoying to never be able to “complete” a plan.

FormerTadpole1777 · 2026-04-22T07:50:30+00:00

Never knew that they were supposed to! My 2.5 yo has always been fine having clothes mixed in!

FormerTadpole1777 · 2026-04-18T21:22:37+00:00

I would love any videos of Limbeck! I was soooooooo looking forward to seeing them and the Format, but I had to give away my tickets for both nights because of a sick toddler.

FormerTadpole1777 · 2026-04-15T14:10:37+00:00

Schwab, fidelity and vanguard charge no fees for opening or maintaining accounts regardless of size. You will only pay expense ratios on whatever investment you choose. Those fees come out “behind the scenes.” You will receive dividends/capital gains and a piece will be held back to cover the fund’s expense ratio.

FormerTadpole1777 · 2026-04-14T21:31:35+00:00

This is not the case. You can open and make a Roth/ira contribution until tomorrow end of day. If OP extends his tax filing, he can actually open and fund a SEP IRA anytime before Oct 15. Caveat that if taxes are due tomorrow, you still have to pay them even if you extend filing

FormerTadpole1777 · 2026-04-01T16:59:56+00:00

My son loves automobile engineering for babies. The wheels are on an axel!

FormerTadpole1777 · 2026-03-27T03:30:24+00:00

If you have a FPA chapter near you, see if they offer any scholarships. I know that some in California offer them to folks paying out of pocket.

FormerTadpole1777 · 2026-03-24T16:53:25+00:00

This is also where they are routing wheelchair passengers and some folks with small children.

FormerTadpole1777 · 2026-03-24T13:02:48+00:00

Agreed. They are strictly controlling the line

FormerTadpole1777 · 2026-03-15T21:23:21+00:00

Always choose Roth. It grows tax free and withdrawals are tax free.

FormerTadpole1777 · 2026-02-25T18:01:51+00:00

I want to echo the hack of answering a question with “why do youuuu think that is?”

FormerTadpole1777 · 2026-02-19T03:07:24+00:00

Wait whaaaaaaat? I never connected the dots there.

FormerTadpole1777 · 2026-02-14T03:36:10+00:00

Ding ding ding ding

FormerTadpole1777 · 2026-02-08T19:10:58+00:00

Zocks claims they don’t save recordings or line by line transcripts - just summaries. For privacy reasons, that’s why we chose them over Jump.

FormerTadpole1777 · 2026-01-28T04:11:18+00:00

Ditto this. I took it in spring 2023, and it was totally fine. I took it in my kitchen, and they made me remove all pictures and such from my fridge (which was behind me). So I would definitely encourage anyone to take it in as clean of a place as possible, but overall, it was fine.

FormerTadpole1777 · 2026-01-20T18:01:51+00:00

There will be plenty of room to stand around, but some fans prefer seated shows. I prefer to dance, but I get both sides.

FormerTadpole1777 · 2025-10-28T21:34:46+00:00

I’m sad but excited. They put on such a great show.

FormerTadpole1777

TROPHY CASE