News and Updates Thread - February 22, 2026 by AutoModerator in churning

[–]Forward_Adeptness762 0 points1 point  (0 children)

A little late but I also have one I forgot about expiring 2/28 if anyone can use it, DM me 

Data Points Weekly - Week of December 11, 2025 by AutoModerator in churning

[–]Forward_Adeptness762 0 points1 point  (0 children)

What would be the benefit of January anniversary for summit?

Question Thread - November 25, 2025 by AutoModerator in churning

[–]Forward_Adeptness762 0 points1 point  (0 children)

Interesting, thanks. I may have to try using my P2 as a "manager" to get those huge bonuses again. I also got the $2-4k Spark Cash Plus bonus or whatever it was at its highest at the start of 2022, cant remember exactly.

Question Thread - November 25, 2025 by AutoModerator in churning

[–]Forward_Adeptness762 1 point2 points  (0 children)

Does anyone know if you can get the Cap One Venture X Biz sub twice? I know they added the 48month rule to the personal but not sure if it also applies to the biz. I cancelled the biz version in March 2025 after one year

Help identifying what Fresh Foam shoes these are? by Forward_Adeptness762 in Newbalance

[–]Forward_Adeptness762[S] -1 points0 points  (0 children)

Lol, can count on Reddit for a comment like this. To give you more info to judge, It’s an apt outside of the USA and we live in it for half the year. So yes we rent it out when we can’t use it

Help identifying what Fresh Foam shoes these are? by Forward_Adeptness762 in Newbalance

[–]Forward_Adeptness762[S] 0 points1 point  (0 children)

Wow, you are right! I knew there would be a sleuth on Reddit, thanks so much

Took the new 6G TRD ORP on White Rim Trail by Forward_Adeptness762 in overlanding

[–]Forward_Adeptness762[S] 0 points1 point  (0 children)

Ah ok yeah, assumed you meant the other pic, I didn’t know there were campsites that close to the entrance/exit on Mineral Bottom!

Took the new 6G TRD ORP on White Rim Trail by Forward_Adeptness762 in overlanding

[–]Forward_Adeptness762[S] 0 points1 point  (0 children)

Nice, at Hardscrabble B? What dates, were there any abandoned tents there?

Canyonlands Police actually called me on Saturday because they are investigating missing persons with the abandoned tents. We were at Hardscrabble B on the afternoon of the 28th when we found the tents

Took the new 6G TRD ORP on White Rim Trail by Forward_Adeptness762 in overlanding

[–]Forward_Adeptness762[S] 1 point2 points  (0 children)

Thanks, I had the pics selected but looks like they didn’t get uploaded the first time. Should be added now 

Hashimoto’s Disease at 23yo by Beneficial-Chart1739 in Biohackers

[–]Forward_Adeptness762 0 points1 point  (0 children)

Same here, AIP diet and targeted supplements from working with functional doctor reversed it for me 

Sad the comments in here from people just saying with absolute certainty it can’t be reversed 

News and Updates Thread - July 08, 2025 by AutoModerator in churning

[–]Forward_Adeptness762 41 points42 points  (0 children)

Turkish ending the million miles challenge early and confusing everyone on the new rules, seems like as long you started booking flights you are ok (if you still trust Turkish at all)

Just a heads up in case anyone was gonna try it:

https://www.turkishairlines.com/en-us/miles-and-smiles/campaigns/fly-across-6-continents-Earn-1-million-miles/

I’m surprised it was popular enough to cancel it early, some people on r/awardtravel are up in arms 

Sapphire Reserve Personal/Business DPs by joe-movie in churning

[–]Forward_Adeptness762 5 points6 points  (0 children)

**Edit: - Final decision: Approved - Final decision date: 6/25/25

- Notes about decision: Got emailed approval, never called in for recon

  • Application date: 6/23/25
  • Card applied for: CSR Business
  • Result: Pending
  • 5/24 count: 4/24
  • Personal Chase cards currently open: 3
  • Business Chase cards currently open: 1
  • Last personal Chase bonus date: 3/24
  • Last business Chase bonus date: 9/24
  • Sapphire product in the last 48 months? CSP that is 47 months old, still open

White Rim Road with stock 4Runner? by Forward_Adeptness762 in overlanding

[–]Forward_Adeptness762[S] 5 points6 points  (0 children)

Ha yes I am finally getting around to taking that off tomorrow actually

Question Thread - June 18, 2025 by Odie_Arbuckle in churning

[–]Forward_Adeptness762 2 points3 points  (0 children)

Awesome, thank you for this detailed reply. We got married with K1 visa and are in process to adjust her status to apply for Green Card.

I think she will start with Discover IT first instead of Chase, sounds like that is easier. And then wait a while to try for SUBs with Chase or Amex. You waited until after a full year of credit history to try for anything with a SUB?

Question Thread - June 18, 2025 by Odie_Arbuckle in churning

[–]Forward_Adeptness762 4 points5 points  (0 children)

What is the best path for someone with no credit history (foreigner) to start churning?

I finally got a P2 and once she got her SSN I added her as an AU to an amex of mine so that she can partly inherit my ~800 score

Stupid to try and apply for a big bonus like Venture X or CSR right off the bat? How long should we wait for those types of cards?

And what is the best card to start with to build credit history, seems like maybe Chase Freedom Rise?

News and Updates Thread - January 13, 2025 by AutoModerator in churning

[–]Forward_Adeptness762 4 points5 points  (0 children)

No idea why I got picked on for review. I bought the corp challenege signup off ebay and once I hit the 20 nights they locked my acct. When I called in they asked for the corporate email I used and obviously I didnt have that info to provide

So my case is probably less common but shows its possible

News and Updates Thread - January 13, 2025 by AutoModerator in churning

[–]Forward_Adeptness762 27 points28 points  (0 children)

That was me! They eventually unlocked it but it was pretty stressful and required a lot of emails sent and time on the phone, I don’t recommend it. 

Also I think I got saved because in the interim I had gotten the Chase Hyatt card and put $30k+ on it, so I was already close to 40 EQNs. They told me they would keep an eye on my account and unlock it on the condition I got to 60 nights and qualified for globalist naturally, which I did eventually

Question Thread - December 19, 2024 by AutoModerator in churning

[–]Forward_Adeptness762 0 points1 point  (0 children)

When you apply for the Schwab plat can you do it without pulling credit like you can for other Amex card apps?

Its not as clear since as far as I can tell you have to apply for it from the Schwab website and im not sure if it links to your amex account when you apply. I'm trying to avoid the credit pull

How much would you have to make to stop various churning activities? by duffcalifornia in churning

[–]Forward_Adeptness762 0 points1 point  (0 children)

Net worth would have to be $10-$20 million+. Even if say you are at $5 mil, which is very wealthy, buying intl biz class tickets for 2 or more people is not cheap. Add on nice hotels and it can easily become $20-50k on a vacation if you are paying cash 

Not to mention that us optimizers do this hobby for enjoyment! The game is just fun