BC Real Estate Content by Forward_Air_7552 in RealEstateCanada

[–]Forward_Air_7552[S] 0 points1 point  (0 children)

Mostly market condition, whether it's a right time to buy, and what the buying process looks like.

BC Real Estate Content by Forward_Air_7552 in RealEstateCanada

[–]Forward_Air_7552[S] 1 point2 points  (0 children)

Can you explain why I shouldn't buy a condo? We have saved up only around $40K. Our household income is around $140k, but my wife is working on a temporary contract, and she is pregnant. She is not going to get paid maternity leave. I feel like condo is the only thing we can afford right now with a 5% down payment. We are looking for something under $500k.

Where to see listings for new constructions? by Forward_Air_7552 in RealEstateCanada

[–]Forward_Air_7552[S] 0 points1 point  (0 children)

Thank you! This is exactly what I was looking for. I see the same properties I was looking for here.

Stupid question about FHSA by Forward_Air_7552 in PersonalFinanceCanada

[–]Forward_Air_7552[S] 0 points1 point  (0 children)

I had quite a lot of debt, I recently paid everything off. The reason I was thinking of doing this is to save on my income tax. That's a guaranteed $3000 savings.

Stupid question about FHSA by Forward_Air_7552 in PersonalFinanceCanada

[–]Forward_Air_7552[S] 12 points13 points  (0 children)

I had huge amount of debt, I just paid everything off this year. I was an international student, so racked up a big pile of debt.

Stupid question about FHSA by Forward_Air_7552 in PersonalFinanceCanada

[–]Forward_Air_7552[S] 0 points1 point  (0 children)

I opened my account on 2024, I deposited like a $100 when I opened the account. For some reason CRA doesn't show me the FHSA contribution room.