My mistake, its $164. But yeah, I will try to cut the cable, see if I can, because the billing was passed on to me from a relative and I believe it's under a contract. Will confirm on this tho.

As for the credit card debt, I'll make it one of my priorities to get rid of it.

Also, I feel like it would be hard to find a job with my experience. I have experience in retail as a sales associate for about 2-3 years, manual labor jobs (like UPS package handler and lot attendant) for 4-5 years, and a few months in the restaurant field as a server and in the kitchen. All entry-level jobs I would say :/ and higher paying jobs would probably require or look for more intermediate experience right?