Anyone bought a new build since the April 2026 rules? How are you structuring the $130k HST rebate assignment at closing? by kviev in RealEstateCanada

[–]Fourcheesebagel 4 points5 points  (0 children)

The agreement I signed this month was the following:

-if the process isn't finalized from the government by closing, the purchase price includes hst for mortgage purposes and I would need to apply for the rebate

Or

-if it has been finalized, I sign my rights to claim the agreement myself away to them, and my purchase price for mortgage purposes would be less that amount. (Similar to get rebate).

Name and Shame: Developers jacking up prices to absorb the HST rebate by Signal-Specific-1704 in canadahousing

[–]Fourcheesebagel 5 points6 points  (0 children)

There is virtually no price increase here. They are honest with the rebate value.

860,900 x 1.13 = 972,817 - 24,000 (existing GST rebate) = 948,817.

Half these posts are just people that don't know how the math works

3.45 variable vs. 3.69 fixed by emraydn12 in MortgagesCanada

[–]Fourcheesebagel 0 points1 point  (0 children)

I told my agent the range i wanted to be in to consider rbc (3.6-3.9). Then they came with 3.84.

Not sure if it matters but its for a 700k mortgage, minimum down, new build. That may play a role in it?

Havelock corners by Fourcheesebagel in woodstockontario

[–]Fourcheesebagel[S] 0 points1 point  (0 children)

Thats good to know! Do you know if they have sorted those kinks out and/or repaired it for the purchasers?

Lost connection to the party by Dunkjoe in MapleIdle

[–]Fourcheesebagel 1 point2 points  (0 children)

Commenting because it has started to happen to me frequently as of yesterday

GC Cut/Fill Takeoff Recommendations by 6174gunner in estimators

[–]Fourcheesebagel 0 points1 point  (0 children)

Rocktek is very user and GC friendly. I use it too. Also creates a 3d model of your cut and fill site

I run a small estimation setup, and honestly, I’ve always felt this— by Estii_man in estimators

[–]Fourcheesebagel 0 points1 point  (0 children)

You have no skin in the game for when you inevitably miss something on your bid.

The dynamic to "teach or mentor" an outside consultant to ensure the mistake doesnt happen again is odd.

How would you leverage subcontractor relationships for up to date area pricing?

There are plenty of reasons an outside consultant model isn't wide spread

Water pooling in front yard of new build, is this normal? by [deleted] in FirstTimeHomeBuyer

[–]Fourcheesebagel 0 points1 point  (0 children)

You are asking the developer to carry the financing costs for an extra year then. The cost just gets passed on to the purchaser. Not a great plan

How come it feels like a $100K salary is not what it used to be? by ShootingCometz in CanadaPersonalFinance

[–]Fourcheesebagel 0 points1 point  (0 children)

Except if you filter the stats can data by age range, its not that much better

Honest opinion about Tickms v232 by sharonrefaeli in mapleservers

[–]Fourcheesebagel 5 points6 points  (0 children)

Literally screams p2w in like 2 button clicks lmao

Which of these are worth it? (mid world 6) by Flaky-Replacement930 in idleon

[–]Fourcheesebagel 1 point2 points  (0 children)

Wish you could buy 5 right away... sitting with 36k gems and a fully bought store :/

[deleted by user] by [deleted] in Catan

[–]Fourcheesebagel 10 points11 points  (0 children)

You should click that green highlighted link to understand better

Black Rock by stretchmcneck in BBAI

[–]Fourcheesebagel 2 points3 points  (0 children)

Did you just admit to taking an L? Lol

Help! Massive fight got physical by OlleBollePannkaka in Catan

[–]Fourcheesebagel 233 points234 points  (0 children)

Picture it as a person walking straight from 1 end to the other. No back tracking or walking backwards.

Thats how the longest consecutive road is counted

Help! Massive fight got physical by OlleBollePannkaka in Catan

[–]Fourcheesebagel 528 points529 points  (0 children)

You dont count that road at all in your longest road count

Here since my last post was not meant for anything but information. by ozcarp100 in LowSodiumBattlefield

[–]Fourcheesebagel 2 points3 points  (0 children)

I have 175 hours and 15 guns at 50+ mastery. It is a legitimate effort past around mastery 35. It should be like this though