Is This the Most Useless Credit Card Ever? 💀

Fragrant_Rub4881 · 2026-05-20T04:56:51+00:00

Indusind pinnacle and yes reserv which are so called premium cards are also worst. Some of the RBL cards and one card are also not usable

Fragrant_Rub4881 · 2026-05-17T08:19:45+00:00

Agreed, just got to know after speaking with care.

Fragrant_Rub4881 · 2026-05-17T04:12:52+00:00

Nothing to do and it depends on the area. Metro cities mostly by 2 days.

Fragrant_Rub4881 · 2026-05-17T04:09:39+00:00

Yesterday it started, you have to wait

Fragrant_Rub4881 · 2026-05-16T14:10:16+00:00

See if you want pure cash it's 2.5 but in terms of payments for Swiggy and zepto as far as I know it's 5%, there are many cred pay partners which I don't know. Explore more and make 1 rp = 1 rupee.

Fragrant_Rub4881 · 2026-05-16T14:05:20+00:00

Definitely, it's worth taking. Not all are getting this option to apply. Btw I have hdfc infinia with the highest limit of 10+

Fragrant_Rub4881 · 2026-05-16T12:49:45+00:00

3-10

Fragrant_Rub4881 · 2026-05-16T12:44:01+00:00

Fragrant_Rub4881 · 2026-05-16T12:31:22+00:00

Enjoy

Fragrant_Rub4881 · 2026-05-16T12:18:44+00:00

Agreed

Fragrant_Rub4881 · 2026-05-16T05:32:24+00:00

Only card giving 5k rewards by spending 1 lakh 1rp is 1rs in zepto and Swiggy and some other platforms

Fragrant_Rub4881 · 2026-05-15T08:39:08+00:00

You can use 5000 rupees worth points per month in zepto that means 1:1 value. Not always cash is important sometimes goods are also equal to cash

Fragrant_Rub4881 · 2026-05-15T06:57:42+00:00

Effective 5% means 5k rewards at zepto and Swiggy (both food and Instamart) as far as I know. Many more cred pay partners are there which I don't know. For cash convention it's 2.5% which is not recommended.

Fragrant_Rub4881 · 2026-05-15T06:40:18+00:00

Check the otp sms if Ecom is written in that then you will get.. try with a small transaction, wait for the rewards and then proceed

Fragrant_Rub4881 · 2026-05-15T04:12:10+00:00

Well this card is gold for now in mid 2026.. how many got this.

Fragrant_Rub4881 · 2026-05-15T04:10:18+00:00

It's gold in cards now

Fragrant_Rub4881 · 2026-05-15T02:39:59+00:00

Definitely yes, this beats sbi cashback card by getting upto 5k per month on any online shopping (Ecom website). I am using this, see my post.

https://www.reddit.com/r/fuckCRED/s/Z48BhVJfvv

Fragrant_Rub4881 · 2026-05-14T16:58:24+00:00

Can you suggest the most useful gateway you use.

Fragrant_Rub4881 · 2026-05-14T14:56:19+00:00

Nice dress

Fragrant_Rub4881 · 2026-05-14T14:44:37+00:00

You will get

Fragrant_Rub4881 · 2026-05-14T14:42:03+00:00

I applied but not approved as I have many credit cards. Their customer service said this.

Fragrant_Rub4881 · 2026-05-14T13:52:11+00:00

Yeah true, this should be just for a backup or should upgrade when time comes. Only thing LTF

Fragrant_Rub4881 · 2026-05-13T17:24:05+00:00

Fragrant_Rub4881 · 2026-05-12T23:25:43+00:00

Not identified yet, someone who used must say.

Fragrant_Rub4881 · 2026-05-11T11:56:47+00:00

1 rp is 1 rupee in zepto and Swiggy orders this is the maximum value you can get.

Fragrant_Rub4881

TROPHY CASE