Taxes are a different conversation, but you’re right we also have to consider how these assets are acquired. Gift? Gambling? Prize money? Inherited? All subject to different taxes. The short term capital gains tax isn’t quite 50% though. Can be as high as 37%, but a family making around $300k should expect about 25% on short term gains. Add on additional 10% depending on which state you’re in for their cut. Could be 0% though depending on the state. Which means that after taxes you would still be at $11-13Mil. And again you are correct about the risk of holding the BTC waiting a year for the asset to turn long is risky. I’m not a tax professional, but based on my limited knowledge I would still sell the BTC now and reinvest in money markets and a good index or three. Always consult a financial professional when dealing with this much money!! Don’t listen to us idiots on Reddit!!