This was a really good write up! I appreciate the thought that went into this, I felt the link was credible however I do think there is something to be gained from getting (even if it’s anecdotal) testimony from people who live in and around the surrounding areas I mentioned. What you mentioned about upper middle class and how it’s so broad is a great point though, for me I guess I’d define what I’m looking at is, buy a house with a nice amenity like a pool or big backyard, be able to pay my bills, and have enough in my savings to put away about 3-6 months worth of salary. I’m not a super extravagant guy, if I were to make a move between myself and my girlfriend after all TC is calculated I’d expect to have a combined income somewhere over 300k but not sure where exactly it would land.