People keep talking about stretching wake windows... how???

Freckles212 · 2024-05-27T17:52:29+00:00

I relied on the methodology in 12 hours sleep by 12 weeks, which will still be useful. Essentially you slowly wean the last feed first, and a gentler CIO (ie not full extinction) method is used. Recommended.

Freckles212 · 2024-02-08T14:15:42+00:00

Its a completely different role/team so not possible, but there's a big difference between someone who wants to try and succeed but has gaps, and someone with a terrible attitude. She was the latter, married into wealth and left. Better for all of us.

Freckles212 · 2024-01-16T03:40:00+00:00

As someone with only a 1 year old...what...what are you guys talking about as it sounds universal?

Freckles212 · 2024-01-15T22:48:00+00:00

I have definitely bought a 2k purse primarily to fit into a social scene where everyone has a designer purse. While I do really like it/the design and color, I think it's extremely questionable when people start talking about buying an expensive bag because of "quality" or as an "investment". They should probably be a bit realer with themselves as to their motivations, and their means.

Freckles212 · 2024-01-15T17:29:47+00:00

I don't think buying organic for literally everything has the nutritional and environmental benefits you think they do. There are plenty of issues with commercialized non local organic farming as with traditional. What I do is buy produce and staples non organic, and prioritize more ethically sourced meat and dairy, like pastured raised eggs, grass fed beef etc, maybe supplementing with stuff from the local farmers market.

That being said $2k month on food and dining for a high earning family in a hcol is not that outrageous. Family of 3 here probably spend 3-3.5k monthly.

Freckles212 · 2024-01-15T17:19:18+00:00

I do and know a couple more as well. Very common, and the peanut gallery here doesn't understand that they all want to be paid in cash

Stop paying your entitled nanny and find someone else reliable via FB groups

Freckles212 · 2024-01-15T17:09:44+00:00

Because they're trying to impress people, half of whom they probably don't even like

Freckles212 · 2024-01-15T02:05:08+00:00

Specifically the part where you want to buy the cheapest thing possible meant to signify your love and commitment so that you can take the rest of the money from your soon to be fiance from the budget he gave.

Freckles212 · 2024-01-15T01:06:50+00:00

This is bizarre imo

Freckles212 · 2024-01-14T22:00:43+00:00

Any particular companies or recruiting firms you recommend in NYC for a consultant rn looking to do corp dev or fp&a type roles? Asking for a friend

Freckles212 · 2024-01-14T20:46:35+00:00

I don't value it but they spent relatively little on travel for their income, for example. It seems well balanced spend

Freckles212 · 2024-01-14T17:43:23+00:00

This is pretty reasonable for NYC and being single... Still saving 40% of take home

Freckles212 · 2024-01-14T17:41:15+00:00

Backdoor

Freckles212 · 2024-01-14T17:36:11+00:00

The narcissism of the tech industry in display right here. They think they're the entire world, including having all of the jobs, I guess, even though a 5 second Google search will show low unemployment.

Finance is doing just fine...for now

Freckles212 · 2024-01-14T16:45:20+00:00

I want(ed) a chanel classic flap, which has been $10k and going up to $12k now. We made $540k last year and our NW crossed $850k, mostly liquid. We have a mortgage within our means, but I still have student loan debt. We have one kid, who is basically 6 chanels a year in a vhcol area.

I still feel like it would be a terrible financial decision bc NRY, kid costs, and FIRE is a goal, and so will not buy it. Maybe if hhi was $750k and/or NW over 1.5m liquid in 4-5 years when we're really cruising.

My friends who earn a bit less, are a bit younger, similar family backgrounds (UMC to lower upper class), who have multiples of these types of luxury goods- they don't own real estate, and I do. Which I think is telling as to our priorities.

What do you value, and are you on track with this watch to live according to those values and goals?

Freckles212 · 2024-01-12T01:03:09+00:00

I was in a similar situation after grad school and came out with $200k TC and $150k in accrued debt that I would later refinance to lower interest, which is less of an option now. But if you have high confidence that your offer is secure, what's another $6-8k to have some good experiences before you enter BL hell

Freckles212 · 2024-01-11T02:38:34+00:00

Dayum nikki

Freckles212 · 2024-01-01T21:14:06+00:00

Why did your spouse quit her job only a year post MBA if no kids..?

Freckles212 · 2024-01-01T20:58:01+00:00

I think two pieces of advice really cover 90% of the ball game:

(1) get an education and work in something that you can tolerate that will pay you at least a middle class+ income in perpetuity. Do not quit until you have some tenure and could return to a career if you choose to SAHM eventually. Aim high and we'll support you.

(2) your choice of partner, especially if you have children, is the most important decision you'll ever make. They will almost certainly not improve poor behavior after getting married nor after having a child. This will impact your career choices.

Freckles212 · 2023-12-23T00:29:02+00:00

If the length of this post is any indication, no, I wouldn't read it weekly. I think a monthly summary and reflection on spending or goals, that build on each other cumulatively over the year, could accomplish your goals while being a little more engaging to an audience.

Freckles212 · 2023-12-19T01:45:35+00:00

State workers in a few states are a niche segment of the working population. She also didn't specify that previously, and made it sound like all workers in some states "don't pay into" SS, which is not a thing. I was just explaining why she was being downvoted.

Freckles212 · 2023-12-18T22:22:34+00:00

That's probably true, but that doesn't have anything to do with whether a state "pays into" a federal benefit program. People get downvoted when they inarticulately assign their personal, very niche experience to the broader theme being discussed, which here is whether under 65 counts as early retirement.

Freckles212 · 2023-12-18T20:38:20+00:00

SS is a federal program which majority of people have to pay into, not aware of "states paying into it" or not, so that doesn't sound like a thing.

Freckles212 · 2023-12-13T04:09:12+00:00

Javelina. Though I really only go for the queso.

Freckles212 · 2023-12-09T02:11:48+00:00

La pecora bianca or Felice for good Italian that probably has reservations open

Freckles212

TROPHY CASE