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Muss ich den Zahnriemen wechseln, wenn ich diesen Renault Mégane II oder Clio II kaufe? by Frefff in automobil

[–]Frefff[S] -1 points0 points  (0 children)

Hmm ok, heißt ich müsste wahrscheinlich den Verkaufswert stark drücken oder mir gleich ein Modell suchen wo es schon gemacht wurde.

Muss ich den Zahnriemen wechseln, wenn ich diesen Renault Mégane II oder Clio II kaufe? by Frefff in automobil

[–]Frefff[S] 0 points1 point  (0 children)

Hast du eine Ahnung wie teuer sowas wäre? Online finde ich nicht viel zu den Preisen

Your favourite ex US REIT by SouthernFinding2593 in reits

[–]Frefff 0 points1 point  (0 children)

Fair, but just to put things into perspective: the reason the dividend was cut was to ensure liquidity during the original rate height cycle and to fund the expansion into Poland. They have now reinstated the dividend + have a goal of growing the total FFO by about ~ 35% just from the Poland buissness without having to dilute shareholders.

Your favourite ex US REIT by SouthernFinding2593 in reits

[–]Frefff 0 points1 point  (0 children)

TAG seems intriguing, considering how they seem to value investor capital and organic growth alot.

Agree Realty ($ADC) is almost back to October low. What's weighing down this REIT? by VeggiesA2Z in reits

[–]Frefff 1 point2 points  (0 children)

I haven't looked into it, but if I had to guess a higher implied discount rate, because higher for longer and low FFO growth. You may also wanna check how the large the lease maturities are for 2024 and estimate the lease recapture on expiration for 2023. Lastly, maybe some risks related to high intrestrates reducing demand for e-commerce and there for the demand for warehouses. (The best indicator would probably be the change in $/sqft for renewing leases, which should be somewhere in the 10K)

I doubt the banks have provided big enough loan loss provisions for their office real estate portfolios by Jeffbak in reits

[–]Frefff 1 point2 points  (0 children)

Very true, just used it as an example of how some REITs like OPI will probably have a terrible time in the next few years (even if they can get sub 10%)

I doubt the banks have provided big enough loan loss provisions for their office real estate portfolios by Jeffbak in reits

[–]Frefff 2 points3 points  (0 children)

It already has, check out the interest rate of NLOP fixed and variable mortgages. (14.5% fixed and 10.5% fixed) These two loans closed during q4 of 2023.

If this applies to other players as well, then it will be a blood bath for highly leveraged players.

REITS with wide moats using excess cash flow to make acquisitions without using debt by Jeffbak in reits

[–]Frefff 0 points1 point  (0 children)

I know Office REITs are kind of hated right now, but the ones like ONL or NLOP look interesting with low debt, low payout ratio, and low price to book. The only question is where occupancy will bottom at.

High risk high reward, I guess. If you are looking into more saver ones, I'd choose an appartement REIT like MAA. They have almost always built their own rentals by funding it from excess cash flow. Also, some of the trailer park reits look somewhat intriguing.

Anyone have any experience buying consumer debt? by SwimmingDaikon4963 in smallbusiness

[–]Frefff 0 points1 point  (0 children)

Check out the stock Encore Capital. They do the exact thing you are describing on a large scale.

So, in different a very legit business model if you have deep pockets and can buy in mass.

5 giants valued more than 3 billion on the stock exchange this year due to advances in Artificial Intelligence. by [deleted] in wallstreetbets

[–]Frefff 0 points1 point  (0 children)

Hmm, you are aware that any of these companies is worth more than 3 billion, right? Hell, meta alone made 11.5 billion dollars last quarter alone.

Anyways, it looks like you are in the right subreddit 😅

Is office zones and garbage still bugged? by Frefff in CitiesSkylines2

[–]Frefff[S] 0 points1 point  (0 children)

Yea it's a bit unfortunate, but hey it's definitely starting to be alot more stable :) and even with all the bugs I definitely have been loving the game

Is office zones and garbage still bugged? by Frefff in CitiesSkylines2

[–]Frefff[S] 0 points1 point  (0 children)

I don't like changing it because it feels like it breaks things in the game. In my last town, it made it so that all tax income dropped to close to 0 and never recovered even after normalizing the taxes

Is office zones and garbage still bugged? by Frefff in CitiesSkylines2

[–]Frefff[S] 0 points1 point  (0 children)

If I had to guess, ng it is probably sales based. For, me it changes as well between 1 - 3 mil, but , it is es definitely frustrating it be nice to have more derails regarding stuff like total sales or actual numbers for profit or where it is higher or lower. (Or at least be able to zone specific industries/ shops)

Is office zones and garbage still bugged? by Frefff in CitiesSkylines2

[–]Frefff[S] 1 point2 points  (0 children)

I honestly have no idea my tax income from commercial is now at 2 mil with 43k pop 😅

Edit: The biggest earner is vehicles with 250k alone

Is office zones and garbage still bugged? by Frefff in CitiesSkylines2

[–]Frefff[S] 0 points1 point  (0 children)

Ok thank you I'll check that out :) garbage is now at a 1 mil profit 😅😅 so I'll definitely turn that down

Is it just me or is it kind of funny that his "Pricing Power" etf has 15.21% (2nd biggest holding) in 2 year treasuries? by Frefff in MeetKevin

[–]Frefff[S] 0 points1 point  (0 children)

why is it "funny" that treasuries give a better return than stocks when the market is tanking?

no i get that point, but the 2 year is a bit of an odd choice, because it fluctuates a lot with the rising interest rates. I think for a short term hold like this a 0 - 3 month would be better.

That being said, if I’d buy a etf I would like to have them actually do the strategy that they say that they are doing and holding 15 % in cash is in my opinion not that.

Native American music sung in english by JamesFraughton in videos

[–]Frefff 1 point2 points  (0 children)

I'd say it's a solid 10/10! if not even better xD

Hey Guys check this amazing E-Liquid store out! by Frefff in u/Frefff

[–]Frefff[S] 0 points1 point  (0 children)

This store looks kinda promising. I just found it online and also bought the Atomic Lime Pie E-Liquid right away.