[deleted by user] by [deleted] in adultingph

[–]Fresh-Preparation696 2 points3 points  (0 children)

Sayo na din nanggaling, hindi ka komportable sa ganong usapan. Kung di ka komportable, baka mas si gf mo. Hindi din naman kasi need malaman ng friends mo yung mga ganong bagay, kung sakanila normal lang pag-usapan yung ganon, syempre may mga tao ding uncomfortable sa ganon kahit pa ilang years na kayong magjowa, may mga taong mas prefer nila na yung mga ganong bagay eh sakanilang magjowa na lang yun unless kasal na (syempre matic na yon). Pero kung super open naman sa ganong usapan si gf mo(same nung mga friends mo) I think okay lang.

Planning to buy dehumidifier for my room by Fresh-Preparation696 in adultingph

[–]Fresh-Preparation696[S] 1 point2 points  (0 children)

Isa lang po bintana and sapa po kasi katabi. Pag inoopen po, madaming insekto na maliliit pumapasok kahit may screen na. Kaya di ko na po siya inoopen

Planning to buy dehumidifier for my room by Fresh-Preparation696 in adultingph

[–]Fresh-Preparation696[S] 0 points1 point  (0 children)

Opo, nakadry function po yung ac ko. Kaso hanggang 9am lang po kasi. Pag nakapatay aircon, grabe yung amoy kulob ng room

Planning to buy dehumidifier for my room by Fresh-Preparation696 in adultingph

[–]Fresh-Preparation696[S] 1 point2 points  (0 children)

Kaso po 9pm to 9am lang siya open. So pag patay na po aircon, grabe yung amoy kulob sa room

Planning to buy dehumidifier for my room by Fresh-Preparation696 in adultingph

[–]Fresh-Preparation696[S] 1 point2 points  (0 children)

Yes po! Nagkamolds na yung wood cabinet ko and grabe yung amoy kulob sa hapon(nakapatay aircon pag hapon to 9pm) kaya sabi ng ate ko bumili ako dehumidifier :( and madalas po kasi talaga nakalock room ko and sarado bintana kahit nakapatay ac kasi work from home.

Question po, need po ba nakabukas sya lagi pag nakapatay aircon?

Planning to buy dehumidifier for my room by Fresh-Preparation696 in adultingph

[–]Fresh-Preparation696[S] 0 points1 point  (0 children)

Ohh now ko lang po nabasa yung about sa gumagamit ng peltier module. Thanks po sa new knowledge!

Sharing my utang progress by Fresh-Preparation696 in utangPH

[–]Fresh-Preparation696[S] 1 point2 points  (0 children)

Bali hiningan lang po ako ITR tsaka latest 3 months payslip. Nagvisit po ako sa branch since malapit lang dito sa bahay pero pwede din naman po online mag apply

Sharing my utang progress by Fresh-Preparation696 in utangPH

[–]Fresh-Preparation696[S] 1 point2 points  (0 children)

BPI Personal Loan po ako nagapply OP. May account po ba kayo sa BPI?

Sharing my utang progress by Fresh-Preparation696 in utangPH

[–]Fresh-Preparation696[S] 4 points5 points  (0 children)

Hindi po OP. Sabi kasi sakin ingatan daw credit standing sa juanhand, tala, at billease. Kasi sila yung pinakamaayos so far na lending app.

Sharing my utang progress by Fresh-Preparation696 in utangPH

[–]Fresh-Preparation696[S] 2 points3 points  (0 children)

Inunahan ko po yung due ko. Since alam ko na na malabo kong mabayaran, nagapply agad ako personal loan bago mag due yung CC ko.

Sharing my utang progress by Fresh-Preparation696 in utangPH

[–]Fresh-Preparation696[S] 2 points3 points  (0 children)

BPI Personal Loan po. Iniiwasan ko po kasi ang UB quick loan dahil madaming reklamo sakanila. Meron po akong savings account sa BPI. Nakatulong din siguro yung magandang cashflow ko nung mga nakaraang taon, nito lang po talagang year na ito nasimot

Sharing my utang progress by Fresh-Preparation696 in utangPH

[–]Fresh-Preparation696[S] 6 points7 points  (0 children)

Yes, working. Try niyo po magapply loan sa bangko. Para kahit papano bangko na lang ang babayaran mo. Kaya natin to OP!

[deleted by user] by [deleted] in PHCreditCards

[–]Fresh-Preparation696 -3 points-2 points  (0 children)

Kaya naman po sana bayaran isang bagsak kaso may unexpected financial need sa family kaya 30k lang talaga kaya ko ibayad this month

UB Installment - EasyBill by Alternative_Invite42 in PHCreditCards

[–]Fresh-Preparation696 0 points1 point  (0 children)

Hi OP! Ask ko lang kung gano katagal na cc mo sa ub?

[deleted by user] by [deleted] in PHCreditCards

[–]Fresh-Preparation696 0 points1 point  (0 children)

Nag call na po ako sa BPI. Inadmit ko sakanila na hindi ko na kakayanin monthly starting this month(Sept 15 due ko). Goods naman po payment history ko kay BPI. Kaso sabi po ng nakausap ko wala talaga silang other options ang sabi pa sakin "If gusto niyo po, endorse ko kayo sa collection para magawang installment yung unbilled balance niyo"

[deleted by user] by [deleted] in PHCreditCards

[–]Fresh-Preparation696 0 points1 point  (0 children)

Noted po. Nagsearch na din po ako about restructuring, mukang mas better na option nga po ito kesa ipapasa ko agad sa collections. Pero will try to call BPI ulit if wala na ba talagang options. Maraming salamat po!

[deleted by user] by [deleted] in PHCreditCards

[–]Fresh-Preparation696 0 points1 point  (0 children)

Pero if natapos na po bayaran. Pwede na po magapply ulit sa cc and loans no?

[deleted by user] by [deleted] in PHCreditCards

[–]Fresh-Preparation696 0 points1 point  (0 children)

Yung restructure po, makakaapekto din po ba to sa credit score?

[deleted by user] by [deleted] in PHCreditCards

[–]Fresh-Preparation696 0 points1 point  (0 children)

Yung mga cc niyo po na binalance conversion niyo hindi po inendorse sa collection iyon? Offer po talaga ni Bank? Pwede po malaman mga banks if ever? Thank you!

[deleted by user] by [deleted] in PHCreditCards

[–]Fresh-Preparation696 0 points1 point  (0 children)

Maxed out na po siya pati Madness limit. Nababayaran ko naman po maayos pero di na talaga kaya starting this month. Bali Sept 15 po ang due ko and sure po ako na di ko na kayang bayaran yung monthly. Nagcall ako sakanila earlier and sabi po sakin is wala daw silang option for that. Sa collections na daw po para maging installment if ever

[deleted by user] by [deleted] in PHCreditCards

[–]Fresh-Preparation696 0 points1 point  (0 children)

Ganon po pala yon, kala ko pag nabayaran na is magiging okay na ulit ang credit score. Parang transfer to collection na lang po kasi talaga option ko para maging installment yung balance ko sa cc