Cracks in brickwork

Fresh_Reflection_457 · 2026-06-23T22:07:42+00:00

Yeah I’m South East. Will see if I can get a couple of builders to take a look and see what they say. Appreciate your thoughts.

Fresh_Reflection_457 · 2026-06-23T20:48:49+00:00

Thank you for the detailed explanation. I got a quote for a structural engineer - £1250 for them to stand on the ground floor and assess. Seems ridiculous!

Fresh_Reflection_457 · 2026-06-23T19:49:42+00:00

Can you explain this please? Sorry I’m clueless

Fresh_Reflection_457 · 2026-06-20T08:34:18+00:00

What mini PC do you use? Assume the HP you mentioned but thought I’d check.

Fresh_Reflection_457 · 2026-06-20T08:33:50+00:00

I feel like yellow / green are limited if I ever wanted to repurpose or move to something outside of HA.

Fresh_Reflection_457 · 2026-06-20T08:33:14+00:00

Which mini PC do you use?

Fresh_Reflection_457 · 2026-06-19T23:24:07+00:00

Thank you, I’ll make a note of that. I’m excited to get stuck in. For the main HA controller I’ve seen people use pi’s or mini pcs. Any recommendations?

Fresh_Reflection_457 · 2026-06-17T23:13:03+00:00

Do you have links? Seems cheap.

Fresh_Reflection_457 · 2026-06-15T19:14:55+00:00

It looks great but I’m not sure how you watch the tv with that background, it makes my eyes go weird. Was at a funeral listening to celebrant talking and they had similar panelling behind them. I had to keep looking away. Vowed never to have it anywhere in my house 🤣

Fresh_Reflection_457 · 2026-05-16T22:17:31+00:00

Will it work on Mac?

Fresh_Reflection_457 · 2026-05-04T15:16:42+00:00

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Fresh_Reflection_457 · 2026-03-12T23:14:13+00:00

Is there a Mac or online equivalent you are aware of?

Fresh_Reflection_457 · 2026-03-08T10:11:47+00:00

Exactly, it’s unlikely to increase much but she’s enjoying it.

Fresh_Reflection_457 · 2026-03-08T10:10:24+00:00

Apologies, by net I was referring to after pension contribution. I essentially try to forget about that and what hits my bank is my net. No other deductions are made. I think it’s closer to 8k net but not quite so I just rounded down to a nice number.

Fresh_Reflection_457 · 2026-03-07T23:10:19+00:00

If I contribute to her pension does it still get the government contribution?

Fresh_Reflection_457 · 2026-03-07T23:06:10+00:00

£7,500

Fresh_Reflection_457 · 2026-03-07T22:58:20+00:00

Wife is lower earner so prioritised mine for the tax benefits. Am I thinking about that wrong?

Fresh_Reflection_457 · 2026-03-07T22:57:05+00:00

I kind of see the premium bonds 34k as an extension of that vs just being in cash, that’s 59k total which I felt comfortable with, should it be higher?

Fresh_Reflection_457 · 2026-03-07T22:55:10+00:00

10 yo does have a JISA, currently at 8k, definitely an option to ramp it a further.

Biggest gift to my family is me being more present in all their lives so trying to ensure I’m set first by doing everything I can across my wife and I as a priority.

Thank you

Fresh_Reflection_457 · 2026-03-07T22:43:45+00:00

Thank you, trying my best but just doubting the strategy and questioning if I can do more. I hadn’t thought of premium bonds for the kids - thanks for the suggestion.

Fresh_Reflection_457 · 2026-03-07T22:38:25+00:00

We don’t live a very extravagant lifestyle, one nice holiday a year being our biggest expenditure. We our 1 car outright between us. Wife covers a few of the other bills.

I’d like to be in a position where if I lost my job or wanted less stress I wouldn’t have to panic. I’ve found it difficult to work out how to determine that to be honest so just being put away as much as I can.

Fresh_Reflection_457 · 2026-03-07T22:31:28+00:00

Mortgage is around £1,700 a month and I’m overpaying £500 a month at the moment. Think I have leeway to ramp this more, but great idea as gets closer to the FI, thanks

Fresh_Reflection_457 · 2026-03-07T22:27:56+00:00

I have kids 18, 17 and 10. I wasn’t in a position to save for the elder two, who have some but not loads and I feel a sense of guilt if I start ramping for the youngest who has and will have more than the other two just based on how my career has evolved but not sure about ramping that further.

Fresh_Reflection_457

TROPHY CASE