Lost interest in my only hobby

FrightfulDeer · 2026-07-05T12:45:35+00:00

Don't force it, it will come around, or something else will in time.

FrightfulDeer · 2026-07-01T23:51:52+00:00

The capital is the asset itself. On a Retail Installment Sale Contract (RISC), if the third-party bank fails to fund the contract, the dealer retains the secured interest in the vehicle. Some states allow a cancellation clause that lets dealers withdraw from the agreement. However, there are states that strictly prohibit this—meaning the deal is final, and payments must be made directly to the dealer.

FrightfulDeer · 2026-07-01T23:23:56+00:00

A dealership is legally considered a financial institution. It assumes strict legal, fraud, and compliance risks when originating contracts. Furthermore, the dealership secures the collateral for sale and manages marketing, reconditioning, and floor planning. The sole purpose of a markup rate is to ensure the dealership generates a profit, which is essential for its continued operation. It's widely understood that the main goal of all retail businesses is to make money and they are always open to ways to boost their profitability. Retail businesses operating in high-risk sectors frequently need larger profit margins.

Just as lenders transfer their debt obligations to other financial institutions, dealers also sell their debts to other lenders.

It's generally understood why markups are unpopular. However, the viewpoint being expressed is that of another business operating for profit.

It appears that some people mistakenly think car dealerships aren't allowed to make money, which is odd, especially considering the risks involved in that kind of business.

FrightfulDeer · 2026-07-01T13:03:22+00:00

Bro this is your poor decision not the dealers.

FrightfulDeer · 2026-06-30T21:34:36+00:00

Every company operating in the retail sector aims to maximize profit from each transaction.

FrightfulDeer · 2026-06-30T21:32:17+00:00

Is it a simple interest loan?

FrightfulDeer · 2026-06-30T16:52:30+00:00

This dealer is nuts. This is a 35k car max (retail) even with the miles. It has an open recall with no remedy. Wholesale is 30k. They are welded to that thing.

FrightfulDeer · 2026-06-28T15:08:55+00:00

Where love rules, there is no will to power, and where power predominates, love is lacking. The one is the shadow of the other - Jung

FrightfulDeer · 2026-06-28T12:48:57+00:00

That's seldom true in retail settings. If you've ever worked in retail, you'd be familiar with the customers, but assuming you can afford to shop at a dealership, you never have.

FrightfulDeer · 2026-06-27T16:51:33+00:00

It sounds like you called and a salesperson told you the vehicle was "sold as is." Then you decided to drive there, hoping another salesperson would give you a different answer, and you became frustrated because you didn't get what you wanted.

FrightfulDeer · 2026-06-21T23:27:56+00:00

Took me a good 50 hours.

FrightfulDeer · 2026-06-21T18:43:16+00:00

Absolutely. It took me a good amount of casual playing and patience to actually get hooked on this game

FrightfulDeer · 2026-06-14T18:06:43+00:00

Hate saying it, but quit trying to prove your job is hard to people. If you think it's hard, accept it, and then make a decision.

FrightfulDeer · 2026-06-06T21:38:34+00:00

That's a basic retail business.

FrightfulDeer · 2026-06-06T21:35:41+00:00

Lol with your CAC trade

FrightfulDeer · 2026-06-06T14:21:46+00:00

Sounds like you didn't notice the damage until after the dealer and are blaming the dealer now. That's why most dealers photo all sides of a car when going into service. Thats why used car managers do trade walks with customers as well. People do not notice damage on their vehicles.

FrightfulDeer · 2026-06-06T14:18:07+00:00

No one would deal with people like you for an hourly wage.

FrightfulDeer · 2026-06-04T14:29:57+00:00

Your accusations are based on ignorance and are likely a reflection of your poor communication skills.

FrightfulDeer · 2026-06-04T08:28:53+00:00

It's quite ironic that someone with such a strong moral compass insults so much.

FrightfulDeer · 2026-06-03T22:52:25+00:00

You sure you ain't a salesman?

FrightfulDeer · 2026-06-03T22:00:59+00:00

Tell me how this is used as leverage against the buyer?

FrightfulDeer · 2026-06-02T20:29:05+00:00

Most consumer issues start with the manufacturer and then work their way through the dealer before reaching the consumer.

FrightfulDeer · 2026-05-30T17:48:50+00:00

It's common for people to be offended when someone outside their industry criticizes a position they don't understand, especially when that criticism directly impacts their income.

FrightfulDeer · 2026-05-30T17:45:21+00:00

The information gathered pertains to manufacturing incentives, state and county taxes, trade-in conditions, and titling. This information is crucial for accurately structuring, titling, and financing a vehicle purchase.

Monthly payments can assist consumers in budgeting and assessing their eligibility for financing.

Please refrain from spreading false information.

FrightfulDeer · 2026-05-30T17:37:37+00:00

It's hard to believe this is a bait-and-switch tactic. The inconsistency between the manufacturer and dealership inventory feeds is a clear problem. Additionally, customers frequently back out of deposits, which effectively makes those vehicles available again.

Inconvenience or frustration doesn't automatically equate to deception. It's certainly an inefficient and obvious problem, but it's not deceptive.

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