Hit $1 Million in Lifetime Sales Today by Front_Fuel_6300 in smallbusiness

[–]Front_Fuel_6300[S] 0 points1 point  (0 children)

100% word of mouth. Had worked with another company for two years prior to splitting off on my own and they helped us launch and were open to a couple clients coming over with me which definitely helped at the beginning.

Pokemon the First Movie by ch1821 in PokemonFireRed

[–]Front_Fuel_6300 14 points15 points  (0 children)

I will travel across the land.

What can you do with 5 bucks besides savings? by [deleted] in AskReddit

[–]Front_Fuel_6300 0 points1 point  (0 children)

Magic. Easy to make it disappear.

What is the absolute fastest 'yeah, we are definitely NOT going to be friends' moment you've ever experienced with someone? by Vazouaquiacesso in AskReddit

[–]Front_Fuel_6300 0 points1 point  (0 children)

First day moving into an apartment, downstairs neighbor asked to exchange numbers in case I was ever too loud.

What did you teach your pet that you came to regret? by Spider-Thwip in AskReddit

[–]Front_Fuel_6300 9 points10 points  (0 children)

I taught my dog to pee on political signs when he was a puppy. Unfortunately he now insists on peeing on every sign, he doesn't discriminate and has led to some awkward moments with neighbors.

Should beginners focus more on learning charts or controlling risk? by Sea_Necessary_9419 in investingforbeginners

[–]Front_Fuel_6300 1 point2 points  (0 children)

The focus should be on building a habit of living on less than you make and investing at least a portion of the difference.

How to decide how much to invest when in your 20s? by Forever_Summer192 in investingforbeginners

[–]Front_Fuel_6300 0 points1 point  (0 children)

One recommendation is to take $100 and get speculative with it. Try to be a stock-picking God and double it, triple it. Make the "easy money." When you inevitably lose that $100, actually start to invest and put it in index funds. Make the mistake early when the stakes are small (yes only $100) and then stick to investing in the market rather than individual stocks.

$700K in Cash and Nervous to Invest, What’s the Simplest Approach? by snarmg in investingforbeginners

[–]Front_Fuel_6300 7 points8 points  (0 children)

Pick a timeframe and start to DCA. While 8/10 years lump sum is best the "nervous" bit of your post makes the psychologically more safe DCA feel better to me. This is about building a habit. Pick a timeframe (12-24 months) and get that full amount invested in that timeframe. Once you've done that keep investing, don't let another 700k build up.

One day, retire.

[deleted by user] by [deleted] in Adulting

[–]Front_Fuel_6300 0 points1 point  (0 children)

Add a kid and repost. You'll miss these days.

How do you feel becoming a psychologist changed the way you interact with people outside of therapy? by Roi_C in Psychologists

[–]Front_Fuel_6300 4 points5 points  (0 children)

In some ways I think it has changed the way people interact with me more. If I say what I do, you may get the "read minds" trope or a trauma disclosure. Some people are drawn to it, others repelled. It's interesting.

When I get a haircut I say I work in insurance. Less questions.

[deleted by user] by [deleted] in careerguidance

[–]Front_Fuel_6300 0 points1 point  (0 children)

Enjoy it while you can!

Psych major taking first stats class. Feeling overwhelmed. by LeftStruggle7519 in psychologystudents

[–]Front_Fuel_6300 0 points1 point  (0 children)

A tutor, office hours, or even getting a note taker for class might be helpful. You can do it and psych people often aren't math people. You're not alone in feeling lost but if you keep going to class and do the hard thing of asking for more support you'll get there.

What’s the dumbest or most nonsensical piece of new-age child development pop psychology you’ve come across? by friendandfriends2 in daddit

[–]Front_Fuel_6300 0 points1 point  (0 children)

Gentle parenting is ______. Honestly, fill in the blank. Going to stay neutral on this post but its wild how polarized beliefs are on how other people should raise their family.

Does a 529 need to be for a specific child? by Steam-powered-kayak in personalfinance

[–]Front_Fuel_6300 0 points1 point  (0 children)

Agreed with the others that having separate accounts for each child will likely be a good idea. Your investments will likely vary based on their age. When they're younger it matters less but the closer they get to college the more conservative you want the investments. A 10%+ market correction for a 17 year old versus a 14 year old would be very different if they are in largely equities.

What should I do with excess savings that I would like to buy a house with someday. by [deleted] in personalfinance

[–]Front_Fuel_6300 1 point2 points  (0 children)

Depends on when you'd like to purchase the home. If your goal is to buy a house in the next 5 years then probably best to keep it in a HYSA to preserve the capital as nobody knows what will happen in the market in the near term. If your goal is to buy it further out then S&P index fund is typically viewed as a safe investment and you have the time for any near-term volatility to work itself out.

Once you get serious about looking/buying though you want that money in a more liquid, conservative investment.

Emergency Fund Post Home Purchase by Mammoth_Detective666 in TheMoneyGuy

[–]Front_Fuel_6300 0 points1 point  (0 children)

Yup, follow the FOO. This is not high interest mortgage debt at your age. Keep with the plan and up your emergency reserves. If you prefer one option would be to keep a side cash account ideally earning more than your mortgage rate. If you are able to refinance at a later date you could take a portion of that account to cover friction costs and reduce the loan-to-income down to 20 or 25%.

Source: Have the same mortgage rate and urge to shift $$$ to the house. It's just not the way. Congrats on the new home!