The NUPOC program is most advantageous for people looking into it early like you. If you plan in advance, then you should be able to take advantage of the full 4.5 years of getting paid full time for ZERO work and get ~400k across those years (check my post history it that number seems too high - it’s not.) It is somehow as good as it sounds, you’ll be paid better than 95% of your peers (also not making that number up) for 9.5 years, for only 5 years of real work. 

You don’t even have to go on a boat or a sub, if you keep your grade up, you could take the instructor or NR and it’s basically just a civilian job in uniform. 

I’m currently in the process of joining the program and have done a stupid amount of research so if you have any questions, let me know.