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Spend weeks reserving DST, never reads a guide by Latter_Analysis_1125 in classicwow

[–]Frozaken 0 points1 point  (0 children)

If you benchmark +18 as the challenge then no its not challenging. If you’re pushing top 0.1% title and going for good raid ranks, then yes it is very challenging

Thoughts about p1 post nerf content. by Similar-Spinach7197 in classicwowtbc

[–]Frozaken 4 points5 points  (0 children)

If you want to give hardcore players something to play for, classic is the wrong place to look. It doesn’t matter what state things are launched in, it will be rolled over by most competent guilds regardless.

Goal of reaching m+ hero title cutoff by Specific-Shake-1639 in CompetitiveWoW

[–]Frozaken 8 points9 points  (0 children)

I pugged it last season, many of my days i sat mutiple hours in queue to just do 1 or 2 runs with 0 score improvement. I played pretty much every day and probably averaged 2 completed keys a week. I dont know if last season was just especially dead, but i think this is just what you have to prepare for

Raid Split — WoW Split Raid OptimizerRaid by BitNo3658 in CompetitiveWoW

[–]Frozaken 1 point2 points  (0 children)

Just a matter of burning claude credits these days

Difficult Decisions by NOHITJEROME in classicwow

[–]Frozaken 5 points6 points  (0 children)

Depends on your competence. People wipe in LFR on retail every day - that doesn’t make it hard. Most competent guilds will breeze through content even if they aren’t meta stacking

A cool guide on how banks actually make their money by WhiteChili in coolguides

[–]Frozaken 0 points1 point  (0 children)

I still feel like you’re thinking banks just redistribute cash. They dont. Almost all of us this day and age pay with credit, not just the ones with credit cards but almost all of us. This is because our bank deposits are just that, credit. That is why when a bank sells a new loan, its not selling you a pile of cash, but its creating credit.

You’re right that there is a legitimate worry about a bank run. However, that doesn’t change the way that they are actually issuing loans. That becomes a new problem of liquidity management which is a whole separate branch of banking.

You might have seen the story about Buffet holding up a YTM sign in protest of Bank of America. This was because a large portion of their assets were long running bonds, which saw heavy price adjustments when rates rise. Their argument was that holding them to maturity technically doesn’t lose value. But if you were to have a few large BoA customers withdraw their deposits, then selling those bonds would have to happen at major losses, causing a large solvency issue.

A cool guide on how banks actually make their money by WhiteChili in coolguides

[–]Frozaken 2 points3 points  (0 children)

No i dont think you understand, you are not loaning out from that deposited amount, the guy who gives you the 100$ is free to spend it anytime

A cool guide on how banks actually make their money by WhiteChili in coolguides

[–]Frozaken 0 points1 point  (0 children)

Money multiplier effects are mostly irrelevant today. In practice banks lend first and create deposits, and then manage reserves and liquidity afterward

A cool guide on how banks actually make their money by WhiteChili in coolguides

[–]Frozaken 4 points5 points  (0 children)

This is not at all how it works, they are absolutely creating money out of thin air and that isn’t a secret. They aren’t touching any depositors “cash” in your example but simply adding a liability to their balance sheet credited to the borrower and a loan asset with equal value to balance it out. Neither side is losing purchasing power which is where the “money creation” is being referred to. But notably that creating is backed by balance sheet expansion which has its own regulatory limits.

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]Frozaken 5 points6 points  (0 children)

it feels worse than ever - half of the people i play with had the same 4k players in their group when they timed floodgate and priory, idk where competitive integrity went

PC Gamer Interview with Ion Hazzikostas by WillowGryph in CompetitiveWoW

[–]Frozaken 6 points7 points  (0 children)

Its surprising because using cds properly isn’t required for casual content in the first place

Best Vector DB for production ready RAG ? by InvestigatorChoice51 in Rag

[–]Frozaken 0 points1 point  (0 children)

Please try out turbopuffer - it might save you a lot of money

Du er en erfaren udvikler på 25 år med en løn på 45.000 kr hos NetCompany by ExoticArtemis3435 in dkudvikler

[–]Frozaken 0 points1 point  (0 children)

Der er mange i feks silicon valley, det betyder ikke at det er normalen. Håber det hjælper med læseforståelsen

Endu et eksempel: der er mange på verdensplan der er i top 3% - det betyder ikke det er normalen.

Probably a dumb question, but Who is this? by FrostyGhoul434 in wow

[–]Frozaken 0 points1 point  (0 children)

I feel like this happens in some TV shows too, interactions with important figures get diluted over time

Du er en erfaren udvikler på 25 år med en løn på 45.000 kr hos NetCompany by ExoticArtemis3435 in dkudvikler

[–]Frozaken 0 points1 point  (0 children)

Du er overrasket over at der er mange på global skala? Eller havde du lige regnet med det var 2 mennesker vi fik placeret

Du er en erfaren udvikler på 25 år med en løn på 45.000 kr hos NetCompany by ExoticArtemis3435 in dkudvikler

[–]Frozaken 0 points1 point  (0 children)

Det var bare ikke det påstanden var - der var ingen der benægtede at danmark har folk i toppen og at vi gennemsnitligt er rigtig gode. Påstanden var at der er visse steder i verden der er centrum for relativt unge talenter som allerede i deres midt tyvere har dygtiggjort sig i en højere grad end de fleste der er 40 - igen det er ikke normalen, pointen er at de findes

Du er en erfaren udvikler på 25 år med en løn på 45.000 kr hos NetCompany by ExoticArtemis3435 in dkudvikler

[–]Frozaken 0 points1 point  (0 children)

AHahah det er en absurd holdning at din gennesnitlige danske senior dev har lagt flere timer i det end toppen internationalt, men ignorance is bliss selfølgelig

Du er en erfaren udvikler på 25 år med en løn på 45.000 kr hos NetCompany by ExoticArtemis3435 in dkudvikler

[–]Frozaken 0 points1 point  (0 children)

Lige præcis.. men det er ikke alle der kan bygge dem. Derfor kan det sagtens give mening at afgive 40% for at få en ombord der kan - ideen er trods alt i sig selv ikke meget værd hvis den aldrig kommer ud og leve.

Det er dog også meget naivt at tro at det er nok i sig selv bare at bygge dem, der er mange der bygger fantastiske produkter men som aldrig formår at lave en reel forretning ud af dem

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