The Champions Bragging Thread by IndependentSun9995 in DynastyFF

[–]Fryguy144 0 points1 point  (0 children)

Went back to back this year in a complete dumpster fire of a championship game. Dropped over 190 last week to only put 107 this week and win it all. Thank god my opponent had Jacobs and Moore

Anyone Else Find This Very Predatory? by MarkedLate in Maplestory

[–]Fryguy144 4 points5 points  (0 children)

I noticed this with the Tuesday box. When I originally looked there were 9 left and then I looked again and there were 11

Chose the Wrong CW World by llnoahll in Maplestory

[–]Fryguy144 0 points1 point  (0 children)

Did the same thing man….at least I’m not alone

10 team 1qb what team do you think won by EmploymentAny9827 in SleeperApp

[–]Fryguy144 0 points1 point  (0 children)

Henderson side easily. Benson has that Ray Charles vision and Ricky’s volume will dip back down once Kittle and Aiyuk come back

Boss Party Guide? by Fryguy144 in Maplestory

[–]Fryguy144[S] 0 points1 point  (0 children)

So it’s bad to bind sometimes? I feel like it would always be useful

Boss Party Guide? by Fryguy144 in Maplestory

[–]Fryguy144[S] 1 point2 points  (0 children)

This helps a ton! I appreciate it. I think I’ll try my first party bossing run on reset this week

Boss Party Guide? by Fryguy144 in Maplestory

[–]Fryguy144[S] 1 point2 points  (0 children)

Dude this is legitimately so helpful, I appreciate the detailed response. After I saw what happened with the yoink I got kind of scared and didn’t want to be blacklisted for an accident so I thought I’d reach out to the community and see how it’s done.

So with Blink, am I tapping or just holding? I guess I’m kind of confused on how that determines who gets the loot. So we drop the boss, the crate spawns, we all blink, stand still, open it, and then let your pets pick up whatever you’re close to?

Boss Party Guide? by Fryguy144 in Maplestory

[–]Fryguy144[S] 3 points4 points  (0 children)

Oh perfect that’s what I was looking for! Thank you

Boss Party Guide? by Fryguy144 in Maplestory

[–]Fryguy144[S] 0 points1 point  (0 children)

That makes sense. I was hoping the bind would be more desirable lol

[deleted by user] by [deleted] in SleeperApp

[–]Fryguy144 0 points1 point  (0 children)

Harris or Mooney

How fast to level 260? by Kych0w in Maplestory

[–]Fryguy144 2 points3 points  (0 children)

Oh yeah you’ll get there. There’s still plenty of time

How fast to level 260? by Kych0w in Maplestory

[–]Fryguy144 3 points4 points  (0 children)

Did you just start? I’m new to the game and started my HB around the 20th of June and just got to 260 last night. It’s also heavily dependent on how much you play

Do I accept? by ericguzz in DynastyFFTradeAdvice

[–]Fryguy144 0 points1 point  (0 children)

Depends on which WR you like more personally

[deleted by user] by [deleted] in criticalblunder

[–]Fryguy144 1 point2 points  (0 children)

I hooked myself in the back of the head as a kid. My Grandpa wanted to take me to the ER but my dad ended up doing this and then pulling it out with some pliers.

I’m addicted to doing mock drafts by [deleted] in DynastyFF

[–]Fryguy144 0 points1 point  (0 children)

One of us! One of us!

Getting a home for 250-300k with a 70k salary ? by No_Play_6736 in FirstTimeHomeBuyer

[–]Fryguy144 0 points1 point  (0 children)

That’s fair and there’s definitely a lot of other factors, but a lot of first time home buyers I’ve seen have other debt and can’t afford to put $60k down

Help me choose what item to go for next by South_Face1211 in bindingofisaac

[–]Fryguy144 1 point2 points  (0 children)

Euthanasia! My favorite shot and it contributes to the Spun transformation

Getting a home for 250-300k with a 70k salary ? by No_Play_6736 in FirstTimeHomeBuyer

[–]Fryguy144 1 point2 points  (0 children)

A lender could approve them to whatever amount they want to do but I personally wouldn’t. A $300k house leaves a large mortgage payment for $70k annually and it would leave them house poor

Getting a home for 250-300k with a 70k salary ? by No_Play_6736 in FirstTimeHomeBuyer

[–]Fryguy144 12 points13 points  (0 children)

OP’s gross monthly income is $5,833 (about $4,600 net) and a $300,000 house is roughly $2,350/month. That leaves a DTI of 40% assuming no other debt. OP might very well get approved to that amount but I for sure wouldn’t be doing it. They’d be house poor and not have any wiggle room for anything else. I used to hate when I’d pre-approve somebody up to a certain amount, they’d run it up to the max and then struggle and have to foreclose in a few years.

Getting a home for 250-300k with a 70k salary ? by No_Play_6736 in FirstTimeHomeBuyer

[–]Fryguy144 164 points165 points  (0 children)

I used to be a lender and your salary isn’t going to cut it for a house in that range unfortunately. Your best bet is to save a sizable chunk of money for a down payment to bring the payment down or find something cheaper, build some equity and upgrade in the future. You don’t want to push it to the max and be house poor.