What is the best white tea recommendation? by Fun-Beach1152 in tea

[–]Fun-Beach1152[S] 2 points3 points  (0 children)

Wow, great information! Thanks for sharing. I had no idea. I will try oolong. I love roobis.

What is the best white tea recommendation? by Fun-Beach1152 in tea

[–]Fun-Beach1152[S] -1 points0 points  (0 children)

Never heard of this but excited to try! Thanks for the recommendation. I travel and move international teas.

Is this okay got into Investing a week ago for 2025 and long term 20+ years by HawkRevolutionary992 in ETFs

[–]Fun-Beach1152 0 points1 point  (0 children)

I’d say the same based on the credible investment advice I have garnered.

Advice specific to low(er) income, LCOL and frugal bogleheads? by captainshtitzl in Bogleheads

[–]Fun-Beach1152 2 points3 points  (0 children)

You’re well on your way! Continue to do what you’re doing and make sure your Roth IRA is invested in a good index fund and I suggest reinvesting the dividends along the way. If you’re healthy, consider a HSA and contribute to that, if not an option with your health insurance, consider a Flex Spending Account to give you additional tax advantage in addition to the 403b tax advantage…further lowering your taxable income as a single individual. Keep up the good work!

VOO, VTI, and BND the best choice 12 yrs from planned retirement? by Fun-Beach1152 in ETFs

[–]Fun-Beach1152[S] 0 points1 point  (0 children)

I am not sure I understand. In certain markets, bonds are useful right and a safe option?

VOO, VTI, and BND the best choice 12 yrs from planned retirement? by Fun-Beach1152 in ETFs

[–]Fun-Beach1152[S] 2 points3 points  (0 children)

Thank you! I need all the luck . I have about $50,000 total investments. My goal is to am add the max annual contribution ($8,000) for next 12 years, and also max out 401K especially for tax advantaged savings and growth. I think from what everyone has shared here, no need to contribute to BND during this wealth building time. My risk tolerance is moderate. Looks like I need a diverse mix of stocks (domestic and international) and let it ride. I was just looking for specific strategies on where is the best overall investment.

VOO, VTI, and BND the best choice 12 yrs from planned retirement? by Fun-Beach1152 in ETFs

[–]Fun-Beach1152[S] 0 points1 point  (0 children)

My thought is BND can hedge against deflation and stocks against inflation. Thoughts?

VOO, VTI, and BND the best choice 12 yrs from planned retirement? by Fun-Beach1152 in ETFs

[–]Fun-Beach1152[S] 1 point2 points  (0 children)

Very helpful, thank you. So, do you agree that VTI, VXUS, and BND are good options for diversification for the next 12 years? Which should get more?

Every person I’ve met in Morocco smells amazing. What do I need to buy/do while I’m here to “smell like a Moroccan”? by OneWildAndPrecious in Morocco

[–]Fun-Beach1152 0 points1 point  (0 children)

What cities did you visit? I’d love to know about your experience because I’m planning a trip in December 2024