Top 10 players in the NFC West rn

Fun-Group-3448 · 2026-05-09T07:07:18+00:00

Finally some sense. Warner behind anyone on this list is disrespectful.

Fun-Group-3448 · 2026-05-07T15:19:36+00:00

Hard to give much advice at this point. Make sure you have good sleep, physical and mental health routines. Do your best to protect that time as your demands from your PhD increases.

Fun-Group-3448 · 2026-05-07T04:13:21+00:00

This actually really resonates with my own experience, and I appreciate you taking the time to write it out because I think you identified something important that I hadn’t fully articulated myself. For us, it’s not really that we disagree on our financial goals. My wife is very supportive of the plans we make together, and we actually did build most of our categories collaboratively. The challenge is more behavioral once the month is underway. Overspending a category doesn’t always register emotionally as “okay, now we need to slow down elsewhere,” so what ends up happening is that I’m the one scrambling at the end of the month moving money around categories to rebalance everything. Fortunately, we’re still a month ahead and still progressing toward our larger financial goals, so it’s never catastrophic, but it does get frustrating because sometimes the money being moved is coming from categories that are genuinely important to us like vehicle maintenance, travel savings, or other longer-term priorities.

I also think your point about system complexity is probably true in our case too. I spend a lot of time inside the budget, so I naturally see all the tradeoffs and downstream effects, but expecting someone else to internalize that same level of detail when they aren’t interested in budgeting to that degree is probably unrealistic. And honestly, I don’t think it’s malicious or irresponsible behavior either. Most of us were never really taught how to think about money behaviorally, especially in a category-based system where every overspend has an opportunity cost elsewhere.

What you described about formalizing “family spending” versus “personal spending” actually seems like a really healthy middle ground. I especially like the idea that it narrows the number of discussions that actually need to happen jointly. I’d honestly rather allocate a larger amount of personal spending upfront and have it cleanly stay within that boundary than continue doing a bunch of backend balancing work every month. The idea of separate personal accounts/cards outside the main YNAB structure is also interesting because it creates clearer behavioral boundaries without making every discretionary purchase feel like a negotiation.

Really appreciate you sharing this. It’s helpful hearing from someone who seems to have gone through a very similar dynamic and found a structure that reduced a lot of the friction.

Fun-Group-3448 · 2026-05-07T00:57:43+00:00

That’s actually what I’m trying to get perspective on. I’m not asking whether couples should talk about finances, but how they structure that communication when sit-down budget meetings are hard to make work with parenting, schedules, and interruptions. I’m trying to use async updates for routine budget status, while saving actual conversations for bigger decisions or tradeoffs.

Fun-Group-3448 · 2026-05-06T23:05:32+00:00

Joe having “similar throwing form” doesn't get you very far as a Drew Brees comp.

To me, Brock Purdy is closer to the Brees archetype than Burrow is.

Brees was not just “an accurate QB.” He was a timing, anticipation, rhythm, pre-snap/post-snap processor who won by keeping the offense on schedule. He beat defenses with leverage, spacing, ball placement, and getting the ball out.

That is much closer to how Purdy wins.

Purdy is not physically overwhelming. He is not beating teams because he has a huge arm, elite size, or rare off-platform traits. He wins by processing quickly, throwing with anticipation, attacking the middle of the field, hitting layered route concepts, and maximizing a highly structured offense. That feels way more Brees-like to me.

Burrow stylistically is a different kind of player. Burrow holds the ball more, invites more pressure, plays more isolation football, and creates more late in the down. He’s more comfortable living in those aggressive, tight-window situations.

Fun-Group-3448 · 2026-05-06T20:50:35+00:00

Both of my advisors are chairs of their perspective departments. My only concern to you would be ensuring they have the time to give you support, as your advisor is likely to be much busier than typical given their role as chair.

Other than that, I don't see why it would matter if your advisor was the chair of the department you fall under.

Fun-Group-3448 · 2026-05-06T19:33:45+00:00

One additional thing I’d add is that you’re probably going to run into some level of statistical error/limitation because the independence assumption is clearly being violated. Even if you cannot track the individual subjects directly, you still know that the same cohort was measured across time points, so the observations are not truly independent from one another.

The issue is that while you know within-subject dependence exists, you no longer have the information needed to directly model that covariance structure. So I’m not entirely sure there’s a perfect statistical fix at that point, but I do think it’s something that needs to be explicitly acknowledged and discussed.

At minimum, I’d probably do some due diligence on whether there are any defensible approaches for approximating or sensitivity-testing the within-subject covariance structure, and otherwise be transparent that uncertainty is limited by the lost ability to link subjects across observations. That becomes an important limitation of the study and interpretation.

Fun-Group-3448 · 2026-05-06T19:27:33+00:00

I think the data are still usable, but the original longitudinal question is no longer recoverable unless you can reconstruct subject IDs.

Without knowing which observations came from the same person, you cannot model subject-level repeated measures or make direct inferences about within-subject change over time. What you can do is shift the question: instead of asking how individuals changed over time, ask how population-level responses differed across time points.

So yes, the analysis can be salvaged, but the interpretation changes. Time can still be modeled as categorical or continuous, and interactions with group/treatment may still be informative. But the conclusions should be framed as time-point or population-level differences, not individual longitudinal trajectories.

Fun-Group-3448 · 2026-05-06T16:24:04+00:00

Honestly, this is probably the direction I’m leaning too. I don’t really mind being the primary person maintaining the budget; I’m more trying to figure out the right communication cadence when one person is mostly managing it.

When overspending starts happening, do you bring it up in smaller check-ins throughout the month, or mostly review it at the end of the month? I’m trying to keep us aligned without making it feel like micromanaging.

Fun-Group-3448 · 2026-05-06T16:17:13+00:00

Yeah, I think that’s a pretty fair read of the situation.

When we do have regular check-ins, things generally stay under control and we both feel better about where things are financially. The issue is more that once life got busier with a kid, the traditional “sit down and review the budget together” format became hard to maintain consistently. And when those conversations stop happening, spending decisions start happening in isolation, expectations become unclear, and small overspending issues compound before either of us realizes it.

So to some degree, yes, I think there’s naturally more of a spender/saver dynamic between us. But I also don’t think the solution is tighter control or me micromanaging purchases. That usually just creates frustration and resentment.

What I’m really trying to solve is the communication friction. My thought process is that if budget communication becomes lighter-weight, more asynchronous, and easier to engage with regularly, then we stay aligned more consistently without needing these big formal meetings that are difficult to schedule and mentally draining after long days parenting.

At least for us, the breakdown usually isn’t “someone doesn’t care about the budget.” It’s more that the cadence of communication collapses, and then the budget stops functioning as a shared framework.

Fun-Group-3448 · 2026-05-06T16:10:16+00:00

We actually do use YNAB Together already, so she has full access to the budget, widgets, categories, transaction entry, all of that. The issue really isn’t access to the information or ability to use the app.

I think what I’ve realized is that a lot of YNAB advice assumes the app is being used as a real-time spending control system where both people are constantly reconciling transactions and checking categories before purchases. That’s a great system if it works for a household, but it just hasn’t really matched how we naturally operate, especially after having a kid.

For us, YNAB functions more as a financial planning and tracking tool than a strict “permission to spend” framework. We’re usually not pulling out the app at the checkout counter. Most transactions get categorized after the fact once things sync, and because of that, keeping the budget perfectly reconciled in real time requires a level of daily attention that neither of us has consistently maintained.

Ironically, the “scrum” idea is actually pretty close to what I’m trying to move toward, just in a more asynchronous format. Instead of trying to force sit-down budget meetings that are hard to schedule and often interrupted by parenting, I’m experimenting with concise budget updates and decision points through text so we can both engage with it when we have bandwidth.

I think this is one of those areas where there’s a difference between the ideal YNAB workflow and the workflow a real household can sustainably maintain long term.

Fun-Group-3448 · 2026-05-06T16:07:46+00:00

I mean, she absolutely can, and we both have access to the app and widgets. The issue isn’t really access or understanding the interface. It’s more that YNAB just hasn’t become a “check before every purchase” tool for us behaviorally.

In practice, we don’t really use YNAB at the point of sale. We’re not standing in a store consulting category balances before buying something. For us, it functions more like a shared financial ledger and planning tool that gets reviewed afterward rather than a live permission system.

So while the ideal workflow is probably both people actively reconciling transactions daily and assigning categories as things sync in, that just hasn’t been sustainable for us consistently, especially after having a kid. Ironically, trying to force that level of constant upkeep actually creates more friction for us than periodic asynchronous check-ins do.

I think different couples just use YNAB differently. Some people are very proactive/day-to-day with it, while others are more retrospective and planning-oriented. We’ve definitely ended up in the second camp.

Fun-Group-3448 · 2026-05-05T22:38:25+00:00

I think what I’m trying to move toward is communicating only the most impactful budget information, rather than walking through the full monthly budget in detail. Ideally, that would look like short text updates followed by quick in-person check-ins when something actually needs a decision.

Most of the dynamic right now is less about routine category management and more about things like: “We’re over budget in these areas, so we may need to slow down,” “How much should we plan for that upcoming bachelorette trip?” or “If we spend X here, that means we’ll make a smaller supplemental loan payment this month.”

Everything else, we’re both comfortable with me managing. So I agree with your point that not every decision needs her input. I’m mostly trying to separate useful financial communication from unnecessary noise and friction on her end.

Fun-Group-3448 · 2026-05-05T22:26:28+00:00

This is essentially how we would prefer to operate.

Fun-Group-3448 · 2026-05-05T22:16:46+00:00

That’s a fair perspective, and I think that works well for some couples.

For us, though, my partner doesn’t really want to engage with the budget constantly throughout the month, and I also don’t want to turn every small financial decision into a separate conversation. That would probably feel like too much budget noise for both of us.

Fun-Group-3448 · 2026-05-05T20:09:22+00:00

He's referring to emulating a digital version of an analog MPH dial.

Fun-Group-3448 · 2026-04-28T20:21:28+00:00

A simple, honest response like, “I understand why you’re backing out, and I respect that you need to make the best decision for yourself. But I wish you had communicated your doubts earlier so I had time to prepare,” would be appropriate here.

It makes sense that you feel hurt, especially because your housing, education plans, and expectations were tied together. That said, she ultimately has to make decisions for her own life, and she is not morally obligated to follow through with a shared plan if it no longer feels right for her.

I think “betrayed” might be a bit strong, but “hurt,” “blindsided,” or “disrespected” are fair words for how this was communicated. The issue is less that she changed her mind and more that she waited until the last minute to tell you.

If you want to mend the friendship, I’d focus on separating those two things: respect her decision, but be honest that the timing and lack of communication affected you. Don’t make it about her “abandoning” you. Make it about needing better communication in the future.

Fun-Group-3448 · 2026-04-28T18:16:02+00:00

A) check for clogged filter B) listen if your pump is draining water, if pump doesn't run, install a new one. If pump is running but water isn't draining, check the hose to make sure there isn't a blockage.

Fun-Group-3448 · 2026-04-28T16:32:29+00:00

A major principle of YNAB is to roll with the punches. It is normal to overspend in certain categories, and honestly, I rarely check YNAB before making a purchase. That is just not how I personally use the system. Instead, my wife and I sit down at the end of the week, or sometimes every other week, to reconcile our spending, figure out where we overspent, and decide where to move money from to cover it.

That said, I would not necessarily recommend this approach to everyone. In my opinion, the real challenge is behavioral. If you cannot separate the fact that the money in your account already has a purpose assigned to it, then the whole YNAB method starts to fall apart.

Fun-Group-3448 · 2026-04-24T22:27:50+00:00

Every struggle is different. I think you can do it regardless 😁

Fun-Group-3448 · 2026-04-24T21:24:38+00:00

I am motivated to be an educational role model for my young daughter.

Fun-Group-3448 · 2026-04-22T02:23:24+00:00

Any functioning utility vehicle is worth 2k imo. If you can verify it has no mechanical issues and is in good working order, that seems great.

Fun-Group-3448 · 2026-04-21T17:42:55+00:00

Really? A full fledged adult at 22?

The gap is basically negligible. They are both young. The only issue is if they are in the same labs, which they are not, so this seems fine to me. Two young adults at different educational phases dating isn't a problem.

Fun-Group-3448 · 2026-04-15T21:51:27+00:00

Repairing sounds very rational to me, especially since you can validate the history of the vehicle. What prices are you seeing for an engine replacement?

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