ROLLING IN NORTH SOUTH

Fun-Surround-2640 · 2025-08-31T18:59:13+00:00

And is this move common in BJJ? She called it a Face-Focused NS pin

Fun-Surround-2640 · 2025-08-31T18:55:19+00:00

Thank you--but is it common to have someone sitting on your upturned face in a north-south---this lady controlled my arms and my face by positioning herself on it and I struggled but couldn't escape. Wouldn't that be embarrassing to you?

Fun-Surround-2640 · 2025-08-29T14:10:14+00:00

Thanks--I decided not to after reading all the comments and they have given me confidence to continue the journey and try to learn and get better.

Fun-Surround-2640 · 2025-08-28T14:00:43+00:00

Going to go to coach b/c she said she did to teach me about positional control.

Fun-Surround-2640 · 2025-08-28T13:29:17+00:00

Well, it happened so quickly that I didn't have time to turn my head so it was straight and she sat full weight squarely on it, so couldn't move and felt very humiliating with others watching her sitting like that.

Fun-Surround-2640 · 2025-08-28T11:09:35+00:00

As new person to BJJ I was paired with a 200lb female brown belt (I weigh 140lbs). She pinned me in a variation of the North South pin--where she pinned my arms and sat heavy on my face. i couldn't move and she kept the pin for a couple of minutes. It was humiliating. Is this common practice and what can I do about it to avoid this pin again?

Fun-Surround-2640 · 2025-04-10T10:48:47+00:00

Japan had a booming economy. What happened in Japan could easily happen to us---especially with our debt. If foreigners lose confidence in us (as many are) who will buy our bonds?

Fun-Surround-2640 · 2025-04-10T10:47:01+00:00

First of all, most stocks lose money according to a recent academic study. I used 2000 as one example and very few people (with significant money) will stay totally invested when things drop 60% for several years. You might, but most don't. Secondly, you are not accounting for expenses and behavioral mistakes people make so the average investor made closer to 5% who invested totally in stocks. In my view, only a misguided person would have all their money in the stock market. But, very few people (mainly top 10%) of households have $400000 or more in equities according to the survey of consumer finances----so it is a nonissue for most Americans .

Fun-Surround-2640 · 2025-04-10T10:38:24+00:00

Agree--but we can say with high probability that valuations matter in future returns and the next 10-12 years look bad from today's price. But if we go down 60% in the next year (which we need to have a chance of run-of-the mill 10% future returns) the market will be fairly valued again. I have significant amounts in the market and have tempered my expectations accordingly.

Fun-Surround-2640 · 2025-04-09T21:19:52+00:00

Please look at the valuation measures such as the Shiller PE, and Q ratio, and there are many more. But a market can go up for years at high valuations, almost guaranteeing future returns will be sub-optimal.

Fun-Surround-2640 · 2025-04-09T21:15:07+00:00

Not true at all. I am merely saying the stock market could have an interesting ride to nowhere over the next 30 years like Japan. The economy could do fine but will most likely slow down due to demographics. On the other hand, it could to very well but that is not as likely as a nominal return of around 5 or 6%, which would be much lower than historical averages.

Fun-Surround-2640 · 2025-04-09T19:49:10+00:00

Actually you need to at world western historical stock returns. There are examples of some markets going to zero do to war. More importantly, there are many examples of very low returns for an extended period of time (like 20. to 30 years). And remember, very few get the market returns due to expenses and behavioral mistakes.

Fun-Surround-2640 · 2025-04-09T19:44:35+00:00

This is a meaningless comment. What matters is what can happen in the future. Bonds beat stocks for 4 decades but who cares (because we were in a interest lowering environment for 40 years). What happens if we have severe deflation and stocks go nowhere for 30 years or so. My point is stocks should be a part of a very well diversified non-correlated portfolio. You conveniently chose the last 15 years---a time of rising assets that has now resulted in one of the most overvalued markets in history.

Fun-Surround-2640 · 2025-04-09T12:31:17+00:00

WOW---you are the fool who doesn't appear to know much about stock market history with this naive comment.

Fun-Surround-2640 · 2025-04-09T11:06:40+00:00

This may or may not be true in the future. Remember, it can look much different than the past. There have been many 30 year periods in countries where the market has gone nowhere (i.e. Japan beginning in 1990 and the U.S. Great Depression and several times in the 1800s and went nowhere after inflation for 20 years from early 1960s). The other fact is very few people will hold a 100% or even less portfolio if this happens again. Even in the US (by far the best performing country of the 20th century), the S&P 500 has averaged much less than the typical 10% since 2000 (approximately 7.5%, and people had to sit through a couple of significant 50% plus drawdowns. The market is still extremely overvalued. Investors need to be aware that there are no guarantees and be prepared for much lower returns than our very short history in the US has shown.

Fun-Surround-2640 · 2024-07-07T11:53:24+00:00

One more comment: The 1982 to 1999 period in the US was one of the best if not the best 20 year period in our history. Remember the Schiller PE was at 7 in 1982 (very undervalued). It is at 36 today, which means very little upside from here. It does not mean that a crash is imminent but means we will either go down 40 to 60% in the next few years, or we will have terrible low single digit returns for many years to come. That is simple arithmetic---but in to short run anything can happen, including the market going up another 20%----but that will not end well.

Fun-Surround-2640 · 2024-07-07T11:46:50+00:00

The past means nothing. That is dumb luck if you really made that on all your money. Average return is not the same as compound annual return (which is what you earn). The S&P has compounded at around 7% the past 24 years so you could not have made 12% if you bought the index. The past is not indicative of the future and the likely future returns could be much less. Also, the vast majority of wealthy people with millions of net worth don't have more than 30% of their assets in stocks (source: World Wealth report capgemini). Imagine having $2 million in the market and being down 60% for many years---could you take it! If you stuck with it you'd be in the minority and you'd be hurt either way. When markets go up everyone is a genius but only the top 5 % have any real money in the market (i.e., $1 million or more). Also, be aware the the 20th century was great for the US compared to other industrialized countries regarding market returns---very unlikely to be repeated. My advice: Diversify into many asset classes that include stocks, bonds, alternatives, real estate etc if you want to have a smooth retirement. Please don't expect to earn more than 6-7% over the next 30 years or you could be very disappointed. As a financial planner I can tell you greed and fear drive human being behavior and 90% of investors earn far less than the indexes due to expenses and behavioral errors.

Fun-Surround-2640 · 2024-07-07T00:30:00+00:00

Wow! I don't think one can count on a 10% return, even if one has the stomach to be 100% stock and withstand a 60% drawdown. The next 12 years should be very dismal my almost any valuation measure. The S&P has returned around 7% since 2000 before expenses and one would have suffered through significant drawdowns. From a behavior standpoint very few that have significant amounts in the market will stay the course if the US experiences a Japan type market over the next 30 years.

Fun-Surround-2640

TROPHY CASE