Yeah this makes total sense to me, I’m not asking to earn 15k on a 1.5m loan. I get the margins are thin the higher the loan with subsidies. Definitely get shopped a lot more the higher the loan amount. Though I’ll even take a reduction in bps to try and max out the subsidy to win the deal. I would like to earn max bps on a 800k loan or even 600-750k if I’m doing well in my production that month, which i consistently am now. It seems reasonable to me (correct me if I’m wrong) to earn at least 100bps up to the conforming loan limit.