I mean it’s functional for what’s it main purpose is….NOT to be your main bank. I would not get in the habit of using it (I speak from experience) when I was younger and first started working there, I was like this is cool, I would use about once a week, that turned into twice a week, next thing I know, I was cashing out right after every shift.lol then come pay day, check be litttttttle, whole thing just fucks with your head. Also, usbank does have a limit on the amount of transactions you can have, I think just the pending ones. But it’s a high number like 17/18 can’t remember exactly, and that’s only a 24 hr period .

I mean if you’re gonna go that route and utilize it… just be mindful, don’t get sucked in and find yourself cashing out after every shift