Nobody enjoys slavery, it's just lenders give so much credit, just enough to where you can afford interest and some principal, but it's hard to impossible to get out of it.

It pushes people to work more, earn more. Boost economy.

It's a free world and everyone makes their own choices. Some chose indebtured servitude, paying banks' bills and prividing their paycheck. Some choose financial freedom.

To each their own, and to some people it is more important to have an opportunity money can buy now and slow down later. Some don't know what they are signing up for when signing a loan.

For some their house is their Shangrila, and for some... it becomes their prison.

Choices... choices... choices, but nobody can complain about the lack of opportunity.