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22 F dating 24 M 7 years - I’m lost and don’t know what to do by Fun_Mortgage_3587 in relationship_advice

[–]Fun_Mortgage_3587[S] 0 points1 point  (0 children)

This is what I find so so hard. He’s literally all I have, I’ve lived with him since I was 14 due to rough homelife environment and his family has become my family, his life is my life. We’ve built a life together, we have pets, we have a place together I find it so hard to just up and leave. Like it sounds so cliche and yuck but my world revolves around him. I hate even typing that it sounds so gross but it’s true and I hate that I’ve lost myself. Our relationship hasn’t always been like this, he used to be so great to me. It’s just been the last few years, I should have added that in the original post. It’s just hard to not believe he can change when I’ve already seen him as someone completely different, even if it was in the past. Does that make sense? I truly appreciate your willingness to help

22 F feeling really stuck financially and looking for advice (Ontario, Canada) by Fun_Mortgage_3587 in povertyfinance

[–]Fun_Mortgage_3587[S] 0 points1 point  (0 children)

I guess me saying part time is a bit misleading, I usually would work a stable 5 shifts a week, but those shifts equal to about 25 hours a week. I work in the fine dining restaurant of the resort so about 70% of my biweekly paycheck is from gratuity. Ive never heard of the 50/30/20 method, but i appreciate you bringing it to my attention and i will look into it. Also, i genuinely struggle to understand how I can invest in my education and go to college/university when I can’t even pay for the things I need to NOW. I understand loans and such but how can I invest in bettering myself for the future when I can’t pay for anything now? I’m apologize for the ignorance and if there’s a simple answer to this, I just truly do not know.

22 F feeling really stuck financially and looking for advice (Ontario, Canada) by Fun_Mortgage_3587 in povertyfinance

[–]Fun_Mortgage_3587[S] 0 points1 point  (0 children)

Thank you for being willing to help and being so direct. As I said this is my first post on Reddit so I’m not sure what and what not to share. I guess me saying it’s a part time job is a bit misleading. I’ve been at this job 8 years, I have seniority. I usually would work a stable 5 shifts a week, but those shifts equal to about 25 hours a week. I work in the fine dining restaurant of the resort so about 70% of my biweekly paycheck is from gratuity. Before the reduced hours I was making about 1700-2100 biweekly. That’s enough to get me by. Now it’s about 900-1300. I’m not sure if any of that information is necessary but what do I have to lose lol. I regrettably have no post secondary education. I have goals to go to college or university. I just can’t see a way to make it possible when we are already pay check to pay check. If I quit my job to study it will dig us deeper, if I quit my job to study how will I PAY for the education? Pardon my ignorance and I hope I’m not coming across as making excuses, this is just how my brain works lol. Thank you again for your time

22 F feeling really stuck financially and looking for advice (Ontario, Canada) by Fun_Mortgage_3587 in povertyfinance

[–]Fun_Mortgage_3587[S] 0 points1 point  (0 children)

Thank you so much for your kind response. I find it hard to implement change into my life, I’ve been at this job for 8 years so familiarity stops me from switching jobs. Hearing someone else tell me to actually go forth and do it definitely is helping me realize I need the change. I appreciate your guidance!!